
Issues Linking to Discover
Has the switch to Plaid finally fixed the issue with linking to Discover?
I re-entered my credentials in YNAB when the transition to Plaid first happened, but then Discover notified me my account was locked out and I had to call their fraud department to verify my identity and request a password reset. This happened minutes after connecting with Plaid, so I have to assume that's what triggered the alert.
I don't want to try it again unless others are actually having success.
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Discover is generally working well on Plaid, but if you're having any issues connecting, please get in touch with support!
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I had issues with Discover too. Sometime after I linked to Discover I had changed my Discover login ID. importing still worked fine. It wasn't until they switched to PLAID that it broke. The error kept telling me to use the original user ID, which was pointless as that ID no longer existed.
I had to create new Discover accounts (credit card and savings) then link those. It worked fine and I haven't had any issues since.
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I had the same problems and just unlinked the accounts for awhile. After having some success (I think) working with support on some issues with my other accounts, I decided to try and relink it. I haven't gotten the fraud alerts again this time (thank god!) and everything seems to be pretty smooth. The connections have maintained just fine for a few days, but transaction importing is still lagging - more than 24 hrs between imports. Gonna cross my fingers that some of that is just the weekend, and this gets better.
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I've been having problems connecting to Discover too. Reports credentials are wrong. I've used the YNAB Troubleshooting on this topic. Still no luck. I tried unlinking my Discover account and adding it anew. Still no love. Guess I'll have to follow the leads above and manually import until PLAID & YNAB & DISCOVER are at 100% agreement. This is making me very sad. I am still finding my legs with YNAB and while I know that all parties are doing their best, I find I've been avoiding YNAB and my money because of this frustration. [Yes, I know I am simply venting ;)
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I use Discover as my primary bank as well as a credit card. I am able to log in to Discover through Plaid and import transactions, but I do have to do this every time I log in to YNAB (every other day or so). It has been my personal experience that Discover and Capital One do not just stay connected like, for example, Citibank and Chase.
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I was heartened to see that Discover linking worked better initially after the switch to plaid. However, more recently I have to go through the 2-factor verification every time I use YNAB. For a few weeks it would sync after doing that. Now, it just sends me into an endless loop of requesting the code by text, entering it, verifying it and then back to requesting the code. I've stopped trying it more than once as I have also been locked out of my account by Discover due to the repeated requests for a code. For now, just downloading manually. Since this is the card I use for most things, I would love to have a solution for this.
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ynab isn't considered a secure partner by discover, so you either won't be able to sync or you will get kicked out often. I spend a good amount of time trying to figure out and finally the guys at Discover said that only quicken-software is considered safe and plaid isn't part of it. I have send emails to Ynab, but they change the topic or tell me to keep re-entering my credentials every time, which is about 3 times a week. Hopefully, ynab doesn't keep getting sided by other banks.