To Be Budgeted + "Available" to pay back Credit = ~100 bucks more than I actually have
Rant: For the past year, I've been making great strides in my budget. When YNAB works, it feels like an awesome superpower. When it doesn't (like it is now) it feels like a debilitating weakness that makes things WAY harder than easier. Somehow, after my most recent YNAB session, my budgeting feels completely destroyed after catching up on about a week or so of missed transactions.
Problem: Went in to settle some missed transactions, and now my To be Budgeted is greater than what I have in my Checking account (Savings is not included in what should be budgeted, that has already been accounted for). And my "Available to spend" section for one of my credit cards shows almost 100 dollars more than what I actually have to spend. What's WORSE, is that even when I enter a fake transaction to cover the 94.44 you see in the attached screenshot, my To be Budgeted is STILL the same 87.58 you see at the top. I suppose that's because my "Budgeted" section for the Best Buy card is not being chipped away (already budgeted, so a payment doesn't reduce it) but my ultimate question is HOW the hell I even wound up with that amount in my Budgeted section to begin with.
Clearly I've done something way wrong with my budget and it feels hopeless at this point. Hoping someone can help me make sense of this nightmare so I can get back to utilizing this software for what it was meant for instead of making things more confusing.
Any help is super appreciated - happy holidays, y'all.
It's easier if you don't try to sync accounts and categories. Invariably, you will make a mistake and become confused, this case in point. Read the following article, realize that location (account) and purpose (category) are independent concepts, and budget TBB to $0.