Finally convinced wife to YNAB with me. Should we start a fresh budget, and why?

I think I want to just add her accounts to my existing budget so we can more easily compare against the ~6 mo of categorized spending data I already have, since our main goal is to reduce spending.

Is there a good reason we'd want to start a fresh budget instead?

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  • How about doing a Fresh Start and then adding her accounts? You'll start with your existing categories and today's balances, and then you can sit down together, discuss whether to add or consolidate any categories, and budget your money together. And you can always refer back to the old budget if you need to.

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  • I wonder if a fresh start with some added categories might not be a good move psychologically.  I think it would be a bit like when you move into someones place as opposed to moving in to a place you choose together otherwise. owning the budget is important if its going to work.

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