Credit card available more than balance

I've attached two pics in case there is any confusion with my wording.

My credit card available (USAA LL - Karina) is higher than my balance.  These number are typically the same.  What causes this discrepancy?  Does this mean I have extra cash to move around?

V/r,

Justin

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  • Hi Justin !

    That is exactly what that means! :)

    There are a few things that can cause your credit card Available balance to be higher than your actual credit card balance (cashback rewards, refunds/returns, any account adjustments). When that happens, you can move the extra funds to your other categories - so long as you keep the Available balance in line with the account balance. Since your balance is $2,092.62 but your Available amount is $2,489.22, you have $396.60 that you can use in other categories. :)

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