YNAB credits payments to the wrong account

I read a comment where someone said "I find that sometimes YNAB credits payments to the wrong account so it messes with balances. Just be sure to check all transactions and payments."

I haven't started using  credit cards bc i got rid of them years ago based on Dave Ramsey philosophy on credit cards. However, I've been reading some literature about "Velocity Banking" and I may consider using credit cards. However, with what the commenter stated, I am concerned about the accuracy of it and just want to be knowledgeable about credit when I am ready to use them in YNAB. Thanks for your input.

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  • Hi RAH !

     

    I would love to help walk you through how YNAB handles credit cards! It's actually pretty easy once you get the hang of it. 😊

    To dive in and help you understand how the Credit Card Payment category works, I suggest starting with two things:

    - The Help Docs section on Credit Cards & Debt 

    - The workshop titled Master Credit Cards with your Budget (if you're a visual learner, this one is the best! Our workshops are live, free, and you can even ask questions during the class! 20 minutes well spent. 😊)

     

    Let us know if you have any more questions at all! 

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