An opinion from a happy nYNAB User trying YNAB 4 for the first time ........
I have been reading a lot, about dissatisfied YNAB 4 Users when they try nYNAB for the first time...... I thought that I could share my thoughts about trying NYAB 4 for the first time from a satisfied nYNAB User.
After using the old software, I really cannot find any reason to use YNAB 4. I do not think that it is a matter of not used to it, it is just a matter of missing tools that I have gotten used to using...
Oddly enough though, I actually preferred the YNAB 4 color scheme over the nYNAB color scheme.
The concept of seeing 3 months of Data on one screen was/is a "Plus" that I would like to see in nYNAB.
Other then the above, I am quite pleased with nYNAB and will continue to use it
How much time did you spend playing around with YNAB4? Did you use the full 34 day trial? Did you use any of the features not brought into nYNAB? Particularly, the 2 below which are the biggest limitations of nYNAB....
Income for Next Month
Separation of Scheduled transactions from the register and Future Dated transactions allowed in the register combined with Running balance to manage cash flow
We do not consider ourself's "Power User's" and not saying that YNAB 4 is bad.
We are a pensioner's and receive our Pensions once a month. We sit down and allocate the only income we get to make sure that everything is taken care of. There are no goals, no scheduled transactions, no reimbursements,
The only thing that we use often is the "Move Money TooL", which is nowhere to be found in YNAB 4.
no scheduled transactions
Well, you're wrong on this one, seriously wrong. And as nolesrule pointed out, this feature is vastly superior in Y4, in that you can show future-dated transactions right in your register on the correct date, and not falsely updated to Today's date. That skews your running balance.
I have the distinct impression you haven't spent enough time with Y4.
Don't get me wrong: I use nY -- but only because of the Toolkit -- (along with Y4, as it's the only thing that works for me) but there are serious shortcomings to the new version.
I'm glad you're happy with nYNAB. I will continue to use YNAB4 until I can no longer do so and then I will need figure what I will do.
In my situation, Income for Next Month, Scheduled Transactions, Multi-Month view, and the Red Arrow is VERY CRITICAL for me. Therefore, nYNAB is not a viable option at this time. I hope they will actually work to enhance the software as promised with the move to a subscription model so it can be useful for more of us who are happy with YNAB4.
3) online shopping - @jenmas mentioned clothes and that's true for me but more often it's for Zappos. I will buy 3-4 pairs at a time, knowing I will keep one pair. The red arrow works well for that.
Oh, I was absolutely including Zappos in clothes. Somewhere on my phone I have a picture of what a box holding 10 pairs of black sandals looks like (I returned them all).