YNAB Giveaway!

Hello, YNABers! It's time for another YNAB Forum Giveaway! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending three months of YNAB free and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below answering this question: "What is your biggest YNAB Win?"
  • On Friday, 10/12 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send the prizes!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • My biggest YNAB win is being patient as my husband starts to get on board.  He is sounding a little less depressed everyday as he realizes that “Our priorities are not aligned with this purchase” is entirely different than “We don’t have the money” or “We are poor”.  

    Like 1
  • Being able to send our daughter to the university of her choice and cash flowing our portion of the cost = YNAB win!!!

    Like 1
  • My biggest win is overcoming the anxiety I felt for years before I understood my cash flow. YNAB is therapeutic.

    Like 1
  • My biggest YNAB win was a few years ago. It was ynab giving me the tools and strategies to keep my life afloat financially on a very restricted income after my spouse left me with our medically complicated baby. Finding YNAB after becoming a sole parent - and the financial ethos it encourages -  meant I was able to pay off my car loan 2 years early, take myself back to school for a career change, and still keep my child fed, clothed, and educated - albeit only in terms of essentials. It gave me  perspective on my finances and  clarity for my future goals - and the knowledge that "I can do this".

    Like 2
  • Paying down debt while saving for two vacations next year!

    Like
  • My biggest YNAB win is eliminating our debt and saving for our yearly known expenses like life insurance and car registration.  When the bills arrive, it's already funded to pay immediately.  No more waiting.  Time to build buffer and EF.  

    Like
    • Lexi S.
    • YNAB believer, cat lover, dessert eater
    • Magenta_Cyborg.1
    • 1 yr ago
    • Reported - view

    My YNAB win is that I can finally enjoy the things I do for myself without feeling guilty over the money I'm spending! Every few months I like to get a massage but before YNAB, I would feel like that treat was way too self-indulgent. Now I can see it is a small amount of money in the big picture AND that not only can we afford it, but I can set aside the money so that I don't even think about the cost when I do it. The same is true for buying small (or large!) souvenirs on trips. I used to think, "Man, I spent all this money to travel here, I shouldn't be buying anything!" But with YNAB I can see that I as long as I'm under budget for my trip, I should allow myself to enjoy a small piece of art or memento. It has been been so freeing to enjoy those things!

    Like
  • My YNAB win is keeping track of everything. I can be forgetful at times, so having all the bills laid out for me allows me to focus on forgetting less important things in my life!

    Like
  • Our biggest YNAB win was navigating double job loss, an across state move, and even enjoying a vacation in the middle of it all because it had already been paid for and budgeted for over the several months leading up to it. 

    Like 1
  • Our biggest YNAB win was being able to save up enough money to quit our jobs and move to America.

    Like 1
  • Give every dollar a job. This opened my eyes on budgeting

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  • My biggest YNAB win is saving enough money for my two vacations this year and being able to splurge while there without feeling guilty!  

    Like 1
  • You all are making me cry with these amazing wins! So great. Keep 'em coming!

    Like 2
  • My biggest YNAB win is that, in a week from Friday, I will have finished knocking out my credit card debt for good and will be well on my way to tackling my most important savings goals. And finally, FINALLY, being able to feel secure in supporting myself.

    Like 1
  • Biggest YNAB win was learning to navigate my consumer proposal with ease and confidence. 

    Like
  • My biggest YNAB win was listening to the YNAB audio book! Honestly, I tried to use YNAB before, but just didn't understand how it worked. After listening to the book, not only did I understand how the system worked, but it changed my entire outlook on budgeting! And my financial life has been MUCH easier since! It's been so exciting for me, I've started helping others learn to budget the YNAB way!

    Like
  • My biggest YNAB win is that the wife loves it too! So great to have a budgeting tool that we both enjoy. 

    Like
  • My biggest YNAB win is getting my husband to sit down with me and actually see where our money is going.

    Like 1
  • My biggest YNAB win is paying off over $15000 of debt since May. I have never felt more confidence in my finances before. I have no idea how I made any financial decisions prior to YNAB. So thankful for this software. #ynabevangelist

    Like 2
    • MsTJ
    • YNAB has given me back my future
    • Believer_in_YNAb
    • 1 yr ago
    • 2
    • Reported - view

    My biggest YNAB win is I turned my ship around.  I went from spending more than I brought in to saving a fair amount.  It has taken years, with more baby steps than I ever thought were possible.  I never imagined things could change so much, simply by adding a budget and practicing "mindful" spending.  I am very grateful I found YNAB, listened to their method, and started working the process.

    Like 2
  • biggest win is realizing I need a budget.

    Like 3
  • My biggest YNAB win has been losing the shame about how I spent my money in the past and looking at today and the future as what is most important. YNAB helped me know better, so now I do better.

    Like 1
  • My biggest YNAB win has been not running completely out of cash before our end of September or October pay checks (because of changes in summer pay). 

    Like
  • Reducing student loan debt! 

    Like
  • We're brand new to YNAB, but we've already had some wins and the biggest one to me is the open communication about money that is happening now between my husband and I. Thanks YNAB!

    Like
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