YNAB Giveaway!

Hello, YNABers! It's time for another YNAB Forum Giveaway! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending three months of YNAB free and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below answering this question: "What is your biggest YNAB Win?"
  • On Friday, 10/12 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send the prizes!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • Spending according to budget rather than bank balance, and then being in trouble when a bill came in that I had forgotten.  No late payments, no overdraft charges  since we started YNAB 3 years ago!  Yeah!

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  • #YNABwin number...well too many to count! I’m a single mom and for the first time EVER my money is working for me not keeping me awake all night from panic and anxiety. Thank you for changing my life 🙌🏼

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  • My biggest YNAB is teaching my 18 year to follow these principles.  She is currently living on her own in another state attending college.  I know she will not have to dig herself out of the whole I  dug myself out of when I found YNAB!

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  • My biggest win has been budgeting monthly in categories where small emergency surprises seem to pop up, so the money is there when I need it.  When my dog needs to go to the vet unexpectedly, or I need I need to take my car to the mechanic, the money is already there, and it doesn't cause extra stress a budgeting issue these days.

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  • YNAB is far better than that other four letter budget software we used. It’s great to see color coding and see where we have  over spent or where we are getting close to the bottom. It also will help us to cure the wounds by keeping us honest in the areas that we did overspend from month to month.  So we don’t just ignore the cut, but find a band aid for it until it can heal.  Loving it!

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  • My biggest YNAB win is the “discipline” to check my budget before every purchase.  If the item isn’t in my budget, then I have the discipline to decide what I’m going to give up in order to make the purchase, if I decide that I need it!

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  • My biggest YNAB win is knocking down debt.  I remember telling someone at work that I didn't want to live paycheque to paycheque and she replied "why not?  the rest of us do!".  I thought I was stuck.  YNAB helped me turn myself around and now we not only know where our money is going but we're budgetting champs!

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  • Understanding how budget works. I have always been afraid of budgeting because it sounds so overwhelming for me. By reading YNAB book, watching classes, and YNAB-ing, it is starting to make a lot of sense right now. 

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  • YNAB has been a life changer for several years! The biggest win for me would be realizing how much money I actually spent on myself and how selfish my spending was. A cup of coffee here, some snacks there, going to the movies when I’m bored. The reports made that easy to see in my first year and was convicting in a way. Now I don’t randomly spend money on myself. It’s all planned and in the budget, along with opportunities to use that money for others and helping them instead of myself.

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  • My biggest YNAB win is getting control of my money and paying off my credit cards AND preventing the accumulation of more debt. I was also able to now use a credit card to "churn" for points without ever accruing interest!

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  • My biggest YNAB win is finally being able to see how are debts were holding us back and making a real plan to get back on track. 

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  • My biggest YNAB win is learning to roll with the punches and getting real about debt. I have a ways to go, but I'm on my way! I ❤️ YNAB! 

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  • My biggest win so far (I’m sure there will be a lot more!) is starting to feel like I’m actually in control of my money!  I tell it where to go and don’t feel like it’s pulling me every which way.  😊

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  • My biggest win is knowledge of how to start saving for true expenses and work on paying off debt at the same time. 

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  • Biggest win so far? My tire blew out last month and because of YNAB, there was enough money in the budget to pay for new ones with cash!

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  • Convincing my wife that the budget isn't the enemy. The day I heard her realize, "It's like you give your dollars jobs!" I did a double-take! 😍 She came to that conclusion without ever reading a single piece of YNAB marketing material.  😮😮😮

    Honorary biggest win: Making my last payment on $5,462.17 of debt this month thanks to YNAB and its method. Paid it all down in a year, woohoo!!!

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  • My biggest YNAB win is not having to be tied to my spreadsheet where my budget used to be. Now I can link my bank transactions right from my phone, anywhere and anytime, and my hubby can see in real time where we are on each category.  Love it!

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  • My wife and I are both teachers who went from having 0 children to 3 within two years after adopting.  We get paid once per month, on the last working day of the month.  With this being said, we get paid the day prior to Christmas break, and then, not again until the last working day of January.  In the past, we struggled greatly during this time, but this past year, after using YNAB, we were able to make it through the long stretch without over drawing or borrowing money to live.  This is our biggest YNAB win. <3

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  • Using YNAB took 100% stress out of my financial life. No more tears and fears! It also was a tool in helping me become debt free!!! Thank you YNAB

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  • I never tought about prioritize my money towards goals, a game changer!

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  • My biggest win is learning what we are spending our money on and breaking the paycheck to paycheck cycle

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  • Our constant arguments about money with my wife has been replaced by romantic budget dates.  That has to be my biggest YNAB win :)

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  • I’ve had some big wins - house paid off, almost no other debt - but I think my biggest win is how much I love budgeting now. I use the app all the time, and check my budget a couple times a week. What used to cause stress now makes me happy!

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  • My biggest YNAB win has been confidence and peace of mind that my money is doing what I think and want it to be doing. Prior to YNAB, I simply didn’t have a good picture of my financial situation and wasn’t in control.

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  • My biggest YNAB win was/is learning and managing out budget and lives on one income....thus not waking up at 3 am with a panic attack and needing my meds!

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