YNAB Giveaway!

Hello, YNABers! It's time for another YNAB Forum Giveaway! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending three months of YNAB free and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below answering this question: "What is your biggest YNAB Win?"
  • On Friday, 10/12 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send the prizes!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • Biggest win.... Knowing how much I actually spend on coffee. Seriously....its shocking 🤯.

     

    Also.... Knowing how much I spend on the kids stuff, so I can get half from the other co-parents. It's hard without ynab. I don't know how I'd do it honestly. 

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  • It might seem simple, but actually having food in the fridge. I used to be a chronic fast food eater, but now i actually run out of room in the fridge and am spending less money. 

    My daughters Dad even got mad at me because he thought i was doing something shady in order to have so much food around. Hahahahahhaa!

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  • My biggest YNAB win so far was paying for my new roof in cash! $11,950 dollars doing their job. No loan needed!! 

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  • Well, we just started two days ago so I guess our biggest win is that we see what our money is/isn't doing and we are able to discuss it.  Before YNAB discussions about the budget would inadvertently place blame and feelings would be hurt.  Thanks for the tool YNAB!

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  • Money is tight right now. My win was understanding where my money is going. Previous solutions had trouble with double entries for items and it threw off my numbers. It was hard to tell if I was winning. With YNAB I know exactly where I stand. It makes it easier to spend at christmas and not worry that I'll hurt my other priorities.

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  • My biggest YNAB win is actually following a budget, which my husband has wanted to happen for years!  Just the other day I told him how weird it is to see how big our account balance is, given 2 months ago we were living paycheck to paycheck!

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  • My biggest win is having a spouse who is excited to budget!! Instead of the partner who used to downward spiral into the bitter morass of self-pity of financial sadness (I would jump in too- it was not a pretty sight...swimming in the swamp of despair!)

    Thanks for giving us an awesome tool to improve OUR LIVES (and pocketbook!)  💟 💯12 days AOM BABY! It might be small but we actually know how much to spend this month- that my friends is priceless~

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  • I was able to pay off loads of my ex's credit card debt and get a divorce debt free. Not the happiest of stories maybe, but it was a real help. 

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  • My biggest YNAB win was last month when my husband, the sole provider for our household, took a week of unpaid paternity leave and we did not fall behind on a single bill. 

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  • Our biggest YNAB win has been the knowledge gained that has allowed us to determine if we could make a job transition and now to help us prioritize living on one income + random side gigs. 

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  • My biggest YNAB moment is when it all fit together. After months and months of not understanding all of the integration, the light bulb finally went off in re-watching some of the tutorials and classes. One user in one of the credit card classes asked a question that made it all make sense to me. Finally. Thank you YNAB for providing multiple avenues of learning! 👍

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  • Biggest win is knowing my money is doing what it should! I look at my budget in disbelief that I actually have funds to cover everything, pay debt and have savings... How AWESOME is that!!!! Life feels so much worry free. Thank you for this way of life.

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    • Jemmaris
    • I do anecdotal research of early childhood development
    • Jemmaris
    • 1 yr ago
    • Reported - view

    My biggest YNAB win is improving my relationship with my husband. Before YNAB, financial/budgeting conversations were painful, and our opposite spending personalities created significant tension. With YNAB, the conversations have become much easier, and the app on our phone can be the 'messenger' when we're out of money, instead of one of us appearing to 'control' the spending of the other spouse!

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  • My biggest YNAB win has been getting away from the 'oh, I'll just put it on the card' mindset. I never meant to go into debt, but little by little I was sinking further and further. I still slip up sometimes, but overall I'm just much more mindful about not spending on credit.

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  • My biggest YNAB win has been really knowing where all the money is going every month so that I can help my son pay his college tuition (don't want him starting out with a huge debt upon graduation).  

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  • My biggest YNAB win is the ability to answer the question, "Can I afford this?"  My YNAB motto is Priority-Clarity-Confidence.

    Reply Like 1
  • My biggest win is being able to not freak out when I take my car in and find out it needs over $700 in repairs. *checks YNAB, smiles, pays the bill without tears*

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  • My two biggest wins are a better understanding of how my in-home cash flow works, and having got so that we are almost able to pay our bills this month, with last months money.  We're not quite there 100%, but pretty close.  Coming from a situation where we were paying last months bills with this months money, it seems like a huge amount of progress to me!

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  • My biggest YNAB win has been creating a plan with my partner that we're both excited about! I bought the YNAB book on Audible and my husband and I listened to it together on a long road trip. By the end of the trip we had a list of shared goals, had agreed upon a monthly $ amount of fun money for each of us and had a long hard look at all of our subscription services. It was MAGICAL! 

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  • My biggest YNAB win has been the comfort of feeling more prepared. I haven't accomplished any huge goals yet (like paying off my student loans) but I was able to pay off my yearly car registration without a second thought! Each of those little victories just encourages me to keep budgeting.

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  • I’ve slowly been able to get my girlfriend to understand the benefits of YNAB. She gives me money that I put in a category for her, like medical, pampering, etc. she’s always astonished when I tell her the balances. She doesn’t use it either, instead keeps adding more! She’ll have her own YNAB one day I hope. 

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  • My biggest win is understanding that budgeting should "go with the flow" and also that my savings should be budgeted just like my checking account! 

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  • My biggest YNAB win is knowing where our money is going and as a result, being able to use it more wisely.

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  • I do t remember if I replied or not! My biggest win has been paying cash for our vacation, having a good start on our next vacation, while still saving for retirement and various other sinking funds!

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  • Biggest win for our family is making my only income last us 8 months when my husband injured himself at work.

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