YNAB Giveaway!

Hello, YNABers! It's time for another YNAB Forum Giveaway! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending three months of YNAB free and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below answering this question: "What is your biggest YNAB Win?"
  • On Friday, 10/12 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send the prizes!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • Hey, everybody! "Tan Screwdriver" here, I guess. :) 

     

    I've loved the "Age of Money" metric--fun to watch it grow. That feels like a big win.

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  • My biggest YNAB win is deciding exactly where my money is going, rather than mindlessly spending!

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  • My biggest YNAB win has been paying of a balance transfer card before the promotional period of 0 interest ran out. I am one payment away from paying it off and about 2 months left on the promotional period!  YNAB has helped me allocate my money and revisit my priorities and make sure that I don't end up spending money that was supposed to be doing another job.  

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  • My biggest win was probably getting the smack in the face when I realized how much more I was spending than what was coming in.  I knew that it was happening, but being able to track everything made it that much more real.  The reason why I consider it a win is because it started me on my current plan to assign every dollar a purpose and to be aware of my spending.

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  • My biggest YNAB win is that even though I've been budgeting for almost a year, and even though my financial situation has not changed, and even though I want to throw my computer out the window when I am faced with ALL THE FREAKING BILLS...despite all that and feeling totally unsuccessful in my financial life...I'm still here. I keep plugging numbers into my budget and I keep tracking my expenses, and I just keep plugging away at this budgeting thing even though I feel like I'm treading through mud. I'm going to believe that if I keep working at it, eventually I'll get a month ahead. I'm cautiously optimistic. 

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  • My biggest win was figuring out it was okay to spend right now, and how much was reasonable; that splurging a little wouldn't result in destitution in my retirement years. I was able to buy a car without having a panic attack.  No more anxiety issues about my future.  YNAB is a whole lot cheaper than therapy!

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  • My biggest win was having an empty credit card available when my husband realized that he didn't know the pin # for his and we were standing at the mechanic to pay a $3200 repair.   He kept saying "are you sure there's room on your card?" and I kept saying "I know there is (but you better pay me back today!)"

    Like 1
  • My biggest YNAB win is the shift in my mentality around money. I find myself saying “I have money and it is doing its assigned job(s)” vs “I don’t have any money.” Because, let’s face it, sometimes I feel really bummed about not being able to spend money on every whim 😳. 

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  • My biggest win is living within my means now and realizing that I don't need as much money in retirement as I used to think. At 60, that retirement is getting closer and closer, but I'm no longer despairing that I'll always have to work to stay afloat. I will float pretty well with what I'm saving for the future. Plus my debt will be paid off before the day I retire. It feels so liberating!

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  • My biggest win is learning how to roll with the punches and not feel boxed in by budgeting. And not living paycheck to paycheck even though I don’t make a lot of money. 

    Like 1
  • My biggest YNAB win will be getting out of debt with a killer budget that I can stick to! 

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  • My biggest YNAB win is staying out of debt (lowering stress) and prioritizing my spending (enjoying spending on what we REALLY want.). 

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  • Biggest YNAB win is open communication with my spouse regarding our financial picture and access to great resources like the YNAB pod cast! 

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  • My biggest YNAB win was being able to afford my wedding by saving for it. 

    Like 1
  • Biggest win is getting my husband involved with the budget/bills. With the app on his phone he now enters the charges he makes and can see where the numbers in the budget are.

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  • My biggest YNAB win is simply no longer worrying about whether I have enough money in the bank a the end of the pay period to make it until my next check.  I'm fully a month buffered and it's the best feeling ever!

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  • Biggest YNAB win is not having to worry about the account balance the days before payday and just trusting the budget!

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  • Being able to afford to live by myself after years of awful roomies. Being able to feel secure that I could pay the bills despite fluctuations in income 

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  • I always have been a huge eating-out guy, and then I realized that my restaurant spending was the highest statement item. Since I use YNAB, I save way more money for important things. I <3 YNAB!

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  • This... definitely this...

    Like 4
      • BenBYNAB Team
      • Community Manager
      • benb_YNAB
      • 1 yr ago
      • Reported - view

      A.J. Morrison 🙌🙌🙌

      Like
  • My biggest YNAB win is coming home from a paid off overseas vacation and realizing I'm ready to change my schedule to fewer work days! The buffer is in place and I'm ready

    Like 1
  • My biggest YNAB win for now is realising that money isn't growing on trees. I just can't keep spending the money I don't have and then wonder why I can't stop creating debt. Thank you, YNAB! Here's to being debt-free in the future! 😘

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  • My biggest YNAB win is saving to pay cash for our 10 year anniversary trip. No kids allowed!

    Like 1
  • I hit 60 days on my age of money this week!! I finally feel comfortable that I could handle a real emergency.

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  • It's been a month I started using the application and I found out that I'm spending a lot of money on random subscription services. eye-opening. spotify, hulu, amazon, netflix, icloud, etc.  list goes on. wow.

    Like
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