€40k in the bank

So yes, it does work. Set up our first budget this time two years ago. I’m a pensioner with income from 5 different sources, all at different frequencies. Husband is an artist with exhibitions every two years.  The stretch to get to the opening on available funds has been impossible and has sucked up all our rainy day funds until there was nothing left. 

So we “Got a Grip” in November 2017 and got to the opening in November just gone with €40,000 in the bank.

From  1st January we’ll have a new budget named “Five” to get us an extension to our house.  We reckon it’ll take us five years. By which time I’ll be cancer free and there’ll be another election in the UK.

For people who are on their second or third budget, what’s the difference?  Smaller wins because the low hanging fruit is gone?

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