Overspending but with a loan to my business
I need to pay some business bills from my personal account. I liked YNAB4 when the overspent amount carried over to the next month, though I understand why they changed it. The problem is, how to keep track of that money? I do not want to set up a YNAB account for the business account, just keep track of paying the money back to my personal account once I am able to.
Categorize the outflows and inflows to a Work Reimbursement category.
I'm assuming you're paying these expenses with a CC. If the Reimbursement category ever turns green, move those funds to the relevant CC Payment category. It's pretty simple.
A search for the Work category gives the pending amount.