
Scanning/Adding Receipts: Why?
Hey YNAB Forum-ers (okay, that needs work...)!
A pretty common request that comes through the feedback & feature request channels is the ability to be able to scan/attach a picture of a receipt to a particular transaction.
So we've been curious for more detail on what that would allow you to do or make easier for you. Is it strictly an organizing need? Tax reporting? Small-business use? Something else entirely?
Hearing more detail about how people want to use it would help contextualize this one—thanks!
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I feel relatively qualified to chime in here as I am a technical software consultant and I know what happens to software when it tries to be all things to all people: the interface gets cluttered, bugs get introduced, performance suffers, and on and on.
My $0.02 here would be: YNAB is a budgeting app. If you want a system of income / expenses with receipt attachment for business purposes (and don't want to invest a lot of $$$) check out Tap Forms....it's a database platform that is (relatively) easy to learn / use and I have an (I think) sophisticated and automated system that stores receipts and I can import them automatically.
As an aside, somewhat off topic, I have a second TF database for personal "issues" where I can record things like billing disputes, house repairs, etc. And another to track my houseplants...it's an amazing software (like YNAB!)
<I do not work for TF :) >
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I have two budgets, one my personal budget and one for my Airbnb business. I would love to be able to scan receipts for my business budget. It might also be useful for my personal budget because then I would have receipts tagged to transactions and dates and I could add searchable notes so I could save receipts for large items that I may want to return someday.
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I would just love to be able to scan it to automatically enter a transaction amount, date, and payee. It would be way more convenient than manually entering it. Hopefully it would be more accurate too, especially for the payee name. Sometimes it comes through my bank with a different name. And it would hopefully stop any weird typos that keeps transactions from matching up.
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I now live in a small town where most shops only accept cash, and right now my "cash" budget in YNAB is just a huge mess where I constantly lose track of what's happening and I'm used to just reconcile and suppose I've had a few beers and went to the bakery a couple times. The thing is not solved with the YNAB app because in many situations I'm on the phone, chatting with someone, or even without the phone at all
I think that being able to scan all my receipt once a week without caring about remembering the details will be awesome, right now since there's not the possibility I'm not even motivated to keep track of them, store them in a proper place so I can fill YNAB later, I just found it easier to go "hey 3€ here 10€ there reconcile bye".
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I was just searching for how to upload / scan receipts in YNAB and found this thread. For my family, this would be huge. We are still on our trial of YNAB (loving it so far, but have a long way to go). There are many categories that we overspend on... but I think it would be awesome to not just know we overspent on groceries, but to go back and actually see what specific items are adding up fast that we might not realize at the time of purchase.
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This would actually be very helpful for work expenses! I take photos of the receipts when I purchase things but sometimes I've lost the picture/can't find it/can't remember the details BUT I do always populate YNAB and fill in the memo. So every period I could find all my expenses (I have a category for that!) and have the pictures right there when I go to claim them (my company requires I send a copy of the receipt for reimbursements). Most of my expenses are small so anything that makes it easier to remember to claim them is really helpful!
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I learnt many years ago, in various painful ways, that you just have to keep copies of receipts and invoices, at least for significant purchases. You can do it in a filing cabinet or even in a cardboard box, but I always found myself having to look through a pile to find any particular one. Organising when filing was too much time and something I rarely got around to later.
On the computer is better as it can search much quicker than me and I now use Devonthink, which can render scans into text and records date entered and other metadata (e.g. Payee), imports from email too and which allows me to find things that are many years old in milliseconds (e.g. allowed me to claim discount for YNAB subscription when my old copy of YNAB4 is very long gone). It also allows me to keep and find manuals instruction leaflets etc. I bought Devonthink for research (work) but soon realised it can store almost anything well. I have used Keep It and Eaglefiler at various times in the past. Not as good, IMHO, but much cheaper and they worked for me with receipts and invoices.
I can see the sense in a quick phone photo to attach to a YNAB transaction (strike while the iron is hot) but I'd want to be able to export it to my system for long-term storage.
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Budget accuracy.
I'm horrible at recording my transactions before I leave the store. A lot of my transactions are slipt categories in my budget. When I am reconciling my budget with my bank account I often question home much did I actually spend on that item? Currently, my receipts are stashed in a dark corner of my house where they are forever lost until I need to return something or tax season comes along. If I could link my receipts to my budget and therefore my bank account, I could better manage them. Plus when the receipt fades I could still return something.
Technologically speaking it is not that hard to add a camera button to the add a transaction process already in YNAB, as mentioned above.
I get that YNAB is for planning, but part of planning is knowing how much you have actually spent. Sales tax already makes life hard, make our lives easier YNAB, you have plenty of people asking for it.
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Hi I would really like this, the reasons are as follows:
1) We are travelling around Australia in a Caravan so space is of a premium, so not having to store physical receipts would be great.
2) Most of the printed receipts nowadays will fade very quickly - especially in Australian heat. So they just end up a white piece of paper with no details. No great if you want to claim warranty repair or replacement.
3) As previously mentioned if I could access against the transaction the copy of the receipt I can use to make warranty, returns or repair claims. Some warranties are for 5 years, so need to keep track of these - without having a physical copy.
4) It would give me greater details as to what I brought - mainly for bigger spends. I wouldn't store if for everyday things like fuel and food.
5) Finally for tax returns if I need to make a deduction for say cleaning or clothing for work I have the receipts to prove it. In Australia you need to keep tax documents for up to 7 years in case you are audited, so having them attached to a program where I can easily locate them would be great.
Hope that helps. Suffice to say I would really love to have this feature added YNAB. :-)
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My favorite scans are groceries. So I can look at what I am buying, paying and what items are common to buy in bulk. Same goes for household, DIY and such. Seeing that I spent $287 at costco is all I need to budget but knowing what I spent it on over time is more proactive IMHO. I see things that my memory and 'gut' doesn't
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At the moment, we aren't able to incorporate receipt scanning into YNAB. We spent a cycle inquiring about this option, but the technology just isn't there at the moment for us to work receipts into YNAB's current design. We've gone back to the drawing board on this but we aren't removing it from our realm of possibilities. It's going on a back burner for now, but once we have more utensils in the kitchen to work with we'll try putting it back on the fire. ;)
Since we do plan to revisit this at a later date, we're still collecting any feedback, ideas or suggestions you'd like to share! If you have a moment, you can submit a Feature Request to pass along any details you think we should know about!
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My wife and I have been YNAB users for years for our personal budget. I just starting using YNAB for my new start-up business (one-man operation).
For my needs, I'd like the ability to photograph or upload a picture of a receipt for EVERY. SINGLE. BUSINESS. TRANSACTION. This would be helpful come tax time.
I'm now trying to figure out how to best manage my online bank ledger, receipts, and YNAB to file my receipts. Currently, I'm physically printing all my receipts, making notes, and filing them in a drawer. Photo attachments (or similar) would sure make things more efficient.
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I hope I am reading your post correctly -
If you only want an electronic copy of the receipt, why not us your phone? U can capture it when you get it or all of them when you return to the office. The 'TOTALS' numbers would come in and out over time via your accounts (ynab) you use or your accounting software (ledger) that the business uses. Or just store the receipts in a folder and use the memo field to identify transactions. If you need a full service accounting program see manager.io on the web - free and even does payroll. For next year when you are hiring, of course.
To record line items auto-magically would take a portable or desktop scanner with good software that retails in the $200+ range. Then they would go into ynab as imports.
There are image scanning programs out there now using AI (excel) to scan both pdf and img files but they can cost time to straighten up. Look for OCR extensions or tools like the one in irfanview, which does a passable job on receipts.
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Oh hay look this got bumped. Amidst COVID, I forgot to come back a week later and ask for the policy. It’s been 3 weeks instead.
What’ the new policy on feature request threads? Faness Nicole
Also that company I lifted up as a banner of how to run a user-driven, but company present interactive support forum? Is Canvas, the LMS used by tens of thousands of universities across the US. They are getting SLAMMED right now as all of us put our courses online. And they are responsive, clear, and are using this as an opportunity to learn what we need. It is an absolute model of how a forum like this could be run.
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My current position on this issue is that Onedrive document upload from my phone does a great job of PDF receipts for me. We no longer need hardcopies so I can snapshot it and chuck the receipt instantly.
Scanning receipts in YNAB would only be helpful if I can export a complete expense report with receipt attachments for my selected transactions.
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I recently switched from Expensify to Veryfi for my OCD tracking and saving of receipts. Although it costs a little (they gave me a discount off their lowest price annual plan; Expensify is free for personal use), the UI/UX and functionality is much improved and completely meets my needs for receipt scanning, archiving and reference. I'll use Veryfi for now until YNAB gets a proper receipt attachment feature.
The only issue I have is with the bank feeds - I keep having issues with conflicts in MFA for two of my banks between YNAB and Veryfi - I suspect that both apps are using the same back-end feed provider, and whenever one pulls data, it overwrites the saved "cookie" MFA token from the other, causing me to have to authenticate again.
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We would definetely pay for this added feature. We've been using YNAB for many years and love most of it. However, recently, we converted our entire house to digital (all of our paperwork, pictures, etc). The last thing we're trying to figure out is the receipt portion. I always try to get an electronic receipt at the store, but lots still don't do that. I also do lots of returns and sometimes get reimbursed at work. I want to be able to pull up a receipt and show it at a store for a return or send it in for reimbursement, if needed. Now, trying to find a separate app, etc to do this is going to be time consuming and wasteful when I already pay for a service to work with my money.