Need help understanding the right sidebar info
I would like to better understand all the information YNAB provides about my overall cashflow. I'm looking at the desktop app, and on the right side, in blue, I can see numbers for:
- Total Budgeted
- Total Activity
- Total Available
- Total Inflows
In particular, how is Total Activity calculated? This should be obvious, but I'm unable to figure out exactly how this number is derived (even after pulling the register in Excel and playing with calculations).
- Is it a total of all outflows for the current month?
- I'm assuming transfers are excluded.
I have other questions about other parts of the screen, but figured I'd like to understand this first. Sorry if there is a video or guide that already answers the question -- I've listened to and looked at a lot of them! Please point me to a link if it answers exactly what I just asked.
Someone with more experience than I can correct me if I'm wrong, but since no one has stepped up in 3 hours, here I go:
The first three are just the totals of the corresponding columns on that budget screen. You can compact categories in the budget area so that only totals show: it's easier to add them up that way. There's an option in the Toolkit (if you use Chrome or Firefox) to toggle all categories at once.
Total Inflows represents income that was categorized as To Be Budgeted.
Transfers that do not affect your budget (between on-budget accounts, e.g.) are excluded.
Yes, the current month only. Sorry I don't remember the link where this is explained.
I know this is an old post, but I’m it’s glad to see that I’m not the only one. I’ve only been using YNAB for five weeks and have used excel for years. For me, it still doesn’t make sense. For instance, my “activity” shows ~$4k, although my tuition I paid this month is over ~$5k alone. Clearly, the math here doesn’t make sense.
I have also fiddled in excel trying to make sense of YNAB’s numbers, I can’t figure it out. Can anyone elaborate, or did you end up finding the answer?