Best way to handle monthly expenses that are billed annually

I have lots of expenses which I consider to be "monthly" and for which its much more useful for me to budget for monthly, but which are technically billed anually.  For example I have a dropbox subscription which I would prefer to budget as $8.25/month rather than $99/year.  But it's billed annually.  This is resulting in some confusion...  What's the best way to handle this?

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  • I have a "Yearly" Category Group.  Under that, there are multiple Categories that are named by their intent and when they are typically paid out.  For instance "Dropbox, JUL, $8.25".

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  • I have a lot of those - I set a goal for the total amount due, with the due date that I will have to pay it. I can then use the goal amount that YNAB calculates to budget each month. The money is there waiting when the bill comes around. 

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  • That's how you are supposed to handle your True Expenses. It is Rule 2 after all in the YNAB method.  Budget monthly the same amount for your non-monthly expenses so that the money will have accumulated in its category to the full amount in the month you need to spend it.

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