Savings

Hi everyone, I have categories in my budget for my savings. I go to my checking and make a transfer to the appropriate savings account. To get that to show in my budget I have schedule the money to leave my savings account, but now I can not see the balance of my savings. How do i remedy this so that it shows as activity in my budget but also show me the balance of my savings?

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  • Moving money between accounts in YNAB doesn't affect your budget. In YNAB you budget all your money regardless of which account it's in. If you want to "save" money, meaning you're setting it aside to spend in the future (even the distant future), create a category (such as Emergency Fund, Down Payment, etc), budget money to it, and then don't touch it.

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    • We think of savings a little differently at YNAB, so I wanted to leave a few resources that go into a bit more detail:

      – Here's an article showing you how it all works.

      – Take a look at this 7-minute Whiteboard Wednesday about savings.

      – Check out this quick short from our Video Courses to learn how accounts and categories are related but independent. 

      – Attend a free workshop about savings called Reach your Savings Goals! 

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  • How come when I have money set aside for travel from June, it doesn't show that same amount in green in July in the budget category as a running TOTAL until I add money to that category but only show on the right side tab/inspector/goal area?

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      • Ceeses
      • Ceeses
      • 3 mths ago
      • Reported - view

      Shara F. It should show in Available but not in Budget column

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      • dakinemaui
      • dakinemaui
      • 3 mths ago
      • Reported - view

      Shara F. How did you "set aside" that money? Was that a transaction or a budget entry?

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      • Shara F.
      • Budget_master.1
      • 3 mths ago
      • Reported - view

      dakinemaui  Hi! When I get paid, all the money goes into To Be Budgeted and then I just put my travel amount into the Travel bucket. I don't do a dated transaction. I want the July "Budgeted" column for Travel to be a combo of what I put aside for June + July or at least show in the "Avail". column and the "Avail." column only currently shows what I put in for July. 

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      • dakinemaui
      • dakinemaui
      • 3 mths ago
      • Reported - view

      Shara F. The July Available (third) column includes the June Available (plus July budgeting plus July Activity).

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      • Shara F.
      • Budget_master.1
      • 3 mths ago
      • Reported - view

      dakinemaui I'm sorry that I am getting confused so I have attached screen shots and maybe you can see if I am doing something wrong. I truly appreciate your help, thank you! I'm just wondering why $450 doesn't show for avail. travel in July if I carried $300 from June and added $150 in July. 

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      • dakinemaui
      • dakinemaui
      • 3 mths ago
      • Reported - view

      Shara F. You budgeted a negative $150, which means you take $150 out of the $300 that did carry over, leaving you with only $150. Sometimes it's the simple things that escape attention! 😉

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      • Shara F.
      • Budget_master.1
      • 3 mths ago
      • Reported - view

      dakinemaui Thank you b/c I don't remember seeing the $300 transfer over from June. 🤔

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      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 3 mths ago
      • 1
      • Reported - view

      Shara F. All categories balances remain when the month changes. You can go back and look.

      Like 1
      • dakinemaui
      • dakinemaui
      • 3 mths ago
      • 2
      • Reported - view

      Shara F. Delete that July budget entry and you'll see it has carried over.

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