What (in your opinion) is your weirdest/most unique budget category?

I thought of this question last night as I was adding a "$2 Bill" line to my Savings category. I end up with $2 bills more frequently than expected; I don't like to spend them, but they're still income, so I wanted a category to reflect that!

What are some of your weird, wacky, and wonderful category names?

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  • Lookin’ Good for my hair and other person care items. Sh** Happens for my emergency fund.

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  • I have two kind of unusual categories (they don't have exciting names, though): "Stupidity/Laziness" and "Language Bonus". 

    "Stupidity/Laziness" is for things like library fines and late fees and parking or speeding tickets -- basically things that I could have avoided if I'd been more on top of things. 

    I read somewhere that knowing a second language -- in my case French -- is supposed to increase your earnings by 2.3%, so I put 2.3% of my net income in my "Language Bonus" category.

    Reply Like 7
    • Rowena  I love that you separate your income into base and language bonus. That is awesome!

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      • powerwordbudget
      • 4th Level Budget Wizard
      • powerwordbudget
      • 1 yr ago
      • 1
      • Reported - view

      Rowena That category for me is called my "Stupid Tax"! And your Language Bonus category is very creative :D

      Reply Like 1
    • powerwordbudget I'm going to go set up a Stupid Tax line right now!

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      • powerwordbudget
      • 4th Level Budget Wizard
      • powerwordbudget
      • 1 yr ago
      • Reported - view

      Gold Welder (51bf3567b031) fantastic! may you never have to use it! 😆

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      • Yertle
      • Yertle
      • 1 yr ago
      • Reported - view

      Rowena What are you going to use your language bonus for, eventually? Just out of curiosity. :)

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      • MXMOM
      • MXMOM
      • 11 mths ago
      • 1
      • Reported - view

      Rowena I have a category group called Stupid and bank charges/interest is the category.

      Reply Like 1
  • I have one called "All things eye related", have a visually impaired child, is amazing the amount of random eye stuff that is needed or random specialists he needs to see about this that and the other. I say as I type of my large font keyboard, which , as you can guess, was put into "All things eye related" when we bought it.

    Reply Like 2
  • I also have "crochet Friday" as I'm treasurer for a crochet group, guess what day it's on? lol

    Reply Like 1
    • Kate
    • Joyful Technical Writer 🌴
    • sweet_sunshine
    • 1 yr ago
    • 2
    • Reported - view

    I play the Pokémon Trading Card Game competitively so I have a "Pokémon Master" category for all my tournament entry fees, Pokémon campaign prerelease fees, and costs from just buying random packs.

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  • I named my husband's fun money account "Hookers & Blow".  

    Reply Like 17
      • akaJules
      • I’d give up chocolate but I’m not a quitter.
      • akaJules
      • 1 yr ago
      • Reported - view

      2dogs2cats 

      Brilliant, just brilliant. 🤣🤣🤣

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      • Yertle
      • Yertle
      • 1 yr ago
      • Reported - view

      2dogs2cats This is amazing and makes me so happy.

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      • Tan Elk
      • Tan_Elk
      • 11 mths ago
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      2dogs2cats 

      Your a keeper !🤣👏🏻

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  • Loony Fund    - my administrative catch-all. I use it for minor WAMing, to record all the pass-throughs, one-offs, never-do's, expenses for others and the repayments, bank fees, customs, duty, fees for currency exchange, penalties, fines.......

    It's a play on words:  Luny for lunatic or stupid (i.e. stupid tax) and Loonie, the common name for the Canadian $1 coin (which has a loon on it).  At the end of every month, I like to trim up my categories so that the amount rolling over is a round number, factor of $5, with no cents, so I trim off the $1.37 and $4.12 and $0.17 from each category and put it in my -- you guessed it -- Loony Fund.

    Reply Like 4
      • Beige Banjo
      • Sailor of topographic oceans
      • Beige_Banjo.1
      • 1 yr ago
      • 2
      • Reported - view

      HappyDance   I do exactly the same thing but I call it my “Loonie Bin”. 

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      • Krista S.
      • smart_cents
      • 1 yr ago
      • 1
      • Reported - view

      HappyDance I LOVE this idea. I like evening out the categories and find myself always putting the leftover amounts in the "Stuff I forgot to budget for" category. We rarely use that category since we've created our budget to realistically fit our life
      Same concept but totally changing the name! 

      Reply Like 1
  • powerwordbudget

    I don't have a $2 bill category, but I do have a $5 Project in my payee names.  The $5 bill is the smallest paper currency in Canada (everything smaller is a coin). When I reconcile my wallet, I pull out the $5 bills, record a transaction using the payee $5 project, categorized to my Loony Fund, and tuck the $5s into an envelope in my cash stash.  It's remarkable how quickly they multiply.

    Reply Like 1
  • Banana Stand - for unexpected spending.

    There's always money in the banana stand, Michael! (Arrested Development reference)

    Reply Like 17
  • For the name part- "Pamper Me" (hair dye, etc), "Doctor, Doctor, Give me the news" (medical expenses), "Give it away now" (charity), "Can't Touch This" (emergency savings), "Who Needs A Budget?" (ynab annual fee ;)), "Gadgets & gizmos a-plenty" (electronics & tech/media stuff), "The Taste of Ink" (tattoo savings fund), "Did I do that?" (miscellaneous spending)............ I could go on for days hahaha

    I don't think I have any super random categories right now, though I do have one specific for my 3 favourite days in the year (Boas Festas!, St. Patrick's Parade, Thanksgiving breakfast).

    Reply Like 7
      • Beige Banjo
      • Sailor of topographic oceans
      • Beige_Banjo.1
      • 1 yr ago
      • 2
      • Reported - view

      Lavender Wrench (c4ac2d9a76bd)   I save up for Festivus!

      Reply Like 2
  • I have a few odd ones but they don't all fit a theme. 

    Render unto Caesar: taxes

    Seek Ye First: tithe

    Better to Give: gifts to people

    Molehill: EF for whacking moles

    Mountain: Retirement or disability saving

    Reply Like 6
  • I don't have anything too crazy in the bulk of my budget, but some of my wish farm ideas might seem a bit odd to the average onlooker (e.g. a canoe, a kiln, and the Camino). I bet there are a host of fun wish farm ideas out there with correspondingly awesome labels.

    Reply Like 2
  • My “Digital Loonie Bin”.  In Canada $1 coins are called “Loonies” because they have a loon on one side. I used to collect them and put them in a jar. I do this digitally now and set it up as a category in YNAB. When I fund expense categories I always round them up to the nearest $5.  For example , my cell phone costs me $52.50 a month so I fund it as $55. When I pay my cell phone bill I’ll have $2.50 left over which gets moved to the “Loonie Bin”.   I have a “Splurges” category with items like Eating Out, Take Out, iTunes, Kindle Books set-up as non-funded sub-categories. When I want to purchase something in my Splurges category the rule is that I can only make such purchases with money in my Lonnie Bin. Nothing in the Loonie Bin = No splurges until there is. Works great for controlling those types of impulse purchases!

    Reply Like 4
  • Have just discovered that boy, is my budget boring! The only interesting category at all is that I have borrowed "Shiny" from other YNABers to refer to fun stuff that is quasi-unnecessary. I have a Tech Shiny category and a Home Shiny category. 

    Reply Like 7
  • "Down with the Sickness" is the category I use for all the extra spending that happens when we are sick.  Especially when my husband is in the hospital.  He's been diagnosed with a complicated and progressive disorder that has resulted in 4 hospital stays in the last 2 years.  There is so much extra eating out during those times.  If we are not prepared for the stay it can also result in an extra walmart run for neccessities.  We live an hour away from our preferred hospital so sometimes it's easier to just run to walmart to get some toiletries then wait to bring stuff up from the house the next day.   I also use this category when I'm stuck at Walmart waiting on medication half in delirium and end up purchasing a new heating pad for $60.  🤐   To be fair that wrap is the best $60 I have spent in years. 

    Reply Like 3
  • Renamed my "True Expenses" to "winter is comming" and my taxes to "i'm not even getting it". Don't know if they count as weird 😅

    Reply Like 2
  • I'm super-challenged by budgeting and sticking to it, so I give my category groups/categories positive names.

    Affordable Monthly (= regular monthly payments)

    Easy to Keep to (= variable monthly spending)

    Abundant Funds (= True Expenses)

    Safe and Secure Fund  (= Emergency Fund)

    Savings Snowflakes (= change jar)

    Savings Snowball (when the snowflake balance reaches £1 it gets moved to here).

    But now I've read this thread I want to rename the Fun category.  Hmmm... Toy Boys and Cocktails has a certain ring to it, but actually Plant Pots and Library Reservation Fees would be more truthful. 

    Reply Like 3
  • I have ‘Things that I don’t know what they are’. Which literally means just that.

    When I joined YNAB a couple of months ago my finances were so messy I genuinely required that category.

    Interestingly I just realised today that I already stopped using it. For example yesterday I had a ‘thing I didn’t know what it was’ so I just called Amazon, asked (kindle unlimited- I forgot about it) , cancelled it and got a refund for the payment.

    I should probably put  that story in the YNAB Wins forum. 😊

    Reply Like 5
      • MXMOM
      • MXMOM
      • 10 mths ago
      • 2
      • Reported - view

      Not a YNAB category but I have a container in my home office labeled Unknown Keys because when I find a random key in a drawer I’m afraid to throw it out because I might need it. 

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      • Violet Drill
      • Violet_Drill_0bf6fcf19d
      • 10 mths ago
      • 1
      • Reported - view

      MXMOM LOL, so do I! I'm sure most of them are from apartments long ago, or long-lost padlocks, but what if?

      Reply Like 1
      • pepperpat
      • pepperpat
      • 9 mths ago
      • Reported - view

      MXMOM I think I still have keys from a house I sold in 1999!

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      • WordTenor
      • Arranged the menu, the venue, the seating.
      • WordTenor
      • 9 mths ago
      • Reported - view

      pepperpat 

      ....this is why I need to get my locks changed...

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      • pepperpat
      • pepperpat
      • 9 mths ago
      • Reported - view

      WordTenor Unless you're the one who bought the house from me and never changed the locks, you're probably safe. 😉

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  • I've mainly got fun names for my categories:

    My Four Walls - Main household bills

    Wheels on the Bus - All vehicle related stuff

    Fill our Bellies - All food related stuff

    Pride and Policies - Insurance related (house, life, rrsp, resp)

    Choose Kind - Church, gifts, random giving

    Dragging Me Down - bank and interest fees

    Reply Like 3
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