Still waiting on some payments I was supposed to receive in February, so this may have been a bad idea since I technically haven't finished filling March yet, but I want to cross off my goal for the month, so I moved a little money around so I could.

Starting Debt: $19,973.84
Paid in February: $833
Remaining Debt: $18,216.29
 

Goal: $10,000
Total Paid: $1,908
Percent to Goal: 19.08%

My February Debt Smackdown progress:

• 2018 Debt Smackdown goal: $8,200
• February's debt smackdown payments: $815
• Total 2018 Debt Smackdown to date: $1833.17

I stole your format Resistant Punch Roller !

So, I am 22.36% paid off of the original goal amount. Some good news that is helping to move things along:

• My parents (God bless them) are in a situation where they are able to help out with some of my student loans, and they are paying off a portion of a private loan, which will be a big help. That money (about $110 a month) will go toward the credit card payoff efforts.
• ManSpice got a promotion and 10% (!) raise at work! So that's awesome, too. And is helping replenish our fund for new flooring, since it got raided in order for me to get some significant dental work done. I'll be damned if the flooring doesn't happen this year.
• In all the time we've been using YNAB, we have struggled to save toward goals and create buffers, but we are FINALLY doing it. Which is simultaneously giving us light at the end of our goal and debt tunnels.

I love looking at the spreadsheet every week, and seeing how much progress is being made by everyone. Keep going!

Not a good check in for me. We bought a new car (new to us that is) and we put it on the credit card. I know you are going to be thinking wtf, but honestly the credit card rate pretty much matches the car finance rate out here. Anyway we have good reason to buy a car, husband is changing jobs and will no longer have his work supplied truck and I am also working part time now so we needed a second vehicle. We bought a little commuter car, that's efficient to run and spent less than 5K on it. Husband should get paid out around 3k (after tax) in holiday money from his old job, so that will go straight off the car. 
So although taking on more debt, we have started having more income so that's great.
I've started splitting my wage up, 1/3 to emergency fund (want to have 5k just sitting there for emergencies), 1/3 to debt payment and the other 1/3 to buffering up the budget. 
Hoping for a much better check in for March. Now off to the spreadsheet to input a negative😣

Paid off more than I realized this month - $2239, But it's made things too tight for True Expenses. I'll adjust that in March, so I'll be paying off a smaller amount for that month. Pulling back on my wild enthusiasm to pay off the credit card is hard, but as much as I want it gone, it still has to be sustainable. *sigh*

OMG! I have been squirreling away every dollar to pay down my debt. I paid $2,082 this month which is pays off a small loan. I combed through purses and bags and found over $150 in gift cards(Target, Amazon, TJ Maxx, Marshalls) and have been using that to treat myself for being so disciplined. I'm almost 20% paid off. Finally getting my 3% that MI governor has been holding from Educators for 8 long years. I'm excited that I'll be able to pay off a small loan next month as well.

well, carp. On top of the stress of my husband being on a PIP at his work and a ton of stress and anxiety about that, plus he hates this job, so we needed to have him change jobs/careers anyway, JUST as I was getting handle on all things YNAB, I took my daughter to the orthodontist this morning thinking it was maybe possible to get her braces off..... only to be told it will not be until some time this summer... month unknowable. ARG!!!!!!  I know we will be ok, just disappointed that I can't give that cash a different job and feel a little more secure. Ok, back to it all!  

I've been avoiding logging in here because I had what can best be described as a money spending bender. I received an unexpectedly large amount of money in late January, and I gave the dollars jobs. Then I fired them from those jobs and did the equivalent of throwing the money off the roof. The plus side is I did not incur any new debt. The minus side--I did not eliminate any current debt, either.

I've sent out $529 in debt payments so far for March, and am committing to sending another $1006 out with next Friday's paycheck, for a tentative total of $1535 payments for March!

This is ~$200 over my minimums, and I'm trying to focus my snowball efforts on building up a $1000 mini efund first, but I'm making good progress there ($555 total in just over two months!!), and couldn't resist tossing this extra bit at debt this month for a few reasons:

• I've been switching over my CC autopayments from being "pull" payments through the individual CC's systems to "push" payments through my bank's bill payment system, since I want to pay them as soon as possible after their statements post, and most of their autopays don't pay until the due date (trying to get as much interest out of me as possible!). The minor interest savings isn't as motivating as getting those payments out as SOON as possible (as long as I have earmarked funds waiting and ready to go!), and I can always postpone the payments a few weeks and still get them in by the due date if I ever need a little more wiggle room, so I'm feeling good about this decision! Anyway, $100 of this "extra" payment was for one last bill that I'll end up double paying this month due to this payment timing shifting, and after that I'll be on track with the new earlier payment timings going forward!
• I maxed out one of my CCs in December with some last minute Xmas purchases (before going CC-spending free in 2018!), and its minimum payments aren't that much higher than the interest it accrues each month, so it keeps knocking itself back over the limit each month when the interest posts, and they just messaged me to warn that they'll raise the minimum payment going forward if I keep letting that happen! So I just sent an extra $40 to that card to make sure this next interest change will stay under the limit, so I shouldn't have to deal with that going forward (and can keep its minimum payment nice and low, since it's a higher balance and not one of the first I'm going to target with my snowball!).
• I noticed that if I sent an extra $65 towards my first-snowball-target card, I'll get its balance under $900 AND will be able to get my total debt under the $62K mark in March (even after all projected interest posts), so I couldn't resist!! :) Hopefully I'll hit my $1000 mini-efund goal within another month or two anyway, so then I can put all my energy into knocking out this card completely!

I'll be cutting my fun $$ and some of my True Expense funds a little bit tighter than I'd like in order to pull off the extra $200 payments while still trying to snowball my mini-efund, but I'm feeling good and motivated for now, so I'm going to roll with it and see how it goes!! :)

$595.51 paid in Feb, yearly bonus next paycheck - so tempted to spend some on something other than debt :(

Let's see... excluding my mortgage (because I'm not ready to tackle that), I have the following:

• Car loan:  $15,000
• Student loans:  $85,000

That's a grand total of $100,00 in debt I need to tackle after having finally paid off all credit card debt in 2017.  Due to the need to save a large amount for a known expense this year (~$33k), I need to be realistic about my available dollars for debt pay down in 2018.   So my goal for 2018 is to pay down at least $7,000 of my car loan.  Even this modest amount in relation to my overall debt will be a stretch given my need to save such a large amount.  But I'm feeling motivated!