Little known benefit of combining True expenses into one category
I mentioned on here in a couple of places that I'm trying to streamline my budget for the long haul, so that it's as easy to stick with as I can make it. I want to know that it won't take me too long to stick with it so I'll stick with it, realistically.
In an effort to do that, I combined a bunch of true expenses categories into one category. That means I have to do the math on my own, but one advantage that I didn't think about until today is that, since I'm taking $ out of a category with several true expenses in it, I will generally have enough money in the category to pay a bill as soon as it arrives. Basically, my car registration arrived today, due in August. If my registration was still a separate category I would have had to wait until August for it to be full, but because they are mixed I can pay it today and not have to think about it again. Winning!
I do know you have to be careful about these combined categories, as I've seen some issues discussed on here where the math can work out oddly if you do it on your own. Ideally, YNAB would just make it possible to have it do the math for you in the background to set a few different goals under one category, as a few people have requested on here, but I'm happy with my method so far, especially now that I know it makes my life just slightly easier so I can pay my bill as soon as it arrives.
Have a great weekend everyone!