Has anyone successfully changed a savings to a checking account with all the transactions?
Direct import is now available for UK banks - woohoo! However, have just realised that I have inadvertently set one account up as a Savings account rather than a Checking account so can't set up the Direct Import.
YNAB help pages suggests setting up a whole new YNAB Checking account, transferring the balance from the incorrect Savings account and then closing the old account with all the transactions on it. I would rather move the transactions across to the new account if that were possible.
I wondered whether it might work OK and not completely mess up my budgets, if I moved the transactions one month at a time and checked everything after each move - the transactions go back two years.
Has anyone done anything similar and it was successful? Or is this just a very bad idea!?!
I've never tried it but what happens in the budget is independent on where the transactions happen as long as the accounts are all cash-based. So no credit card account. Since in your case it's Savings and Checking, I don't see how it change anything in your budget.
You can always open a new budget. Add 2 accounts and put in some fake transactions spanning 2 years. See what the budget for this month look like. Transfer the transactions and check that nothing has changed in the budget.
I think moving transactions 1 month at a time is just too much work and would do it all at once or not at all, but each to their own.
YNAB doesn't seem to care what the account type is when linking accounts. By which I mean, I just unlinked my checking and savings account and was able to re-link them such that the YNAB checking linked to the bank savings and the YNAB savings linked to the bank checking.
Did you get an error when trying to connect the account?
(I'm in the US - there might be something with the UK banking/account system that would make that not work? But I don't know what it would be, since functionally, there's no difference in YNAB between a checking and savings account.)
Another option would be to make a new account of the correct kind, go to the All Accounts tab in YNAB, select all the transactions from that account and bulk edit to move them to the new correct kind of account, and link that account to your bank.