Any APPS or strategy similar to YNAB
I am new user of YNAB, and so far in love with it. Wondering why didn't i do this all these years.
With that said, I consider this APP as my biggest win for 2020.
Does anyone have any other time saving tools similar to YNAB, to make them more efficient?
Another service that I use in conjunction with YNAB is a password manager service (1Password). There are many password managers on the market. This facilitates storage of complex passwords as well as provides quick login access to all of your accounts (I use a Mac so I simply pull up a bank account and use Command\ to login).
A To Do app to remind me of the numerous things... well, to do. From household maintenance (time to change the air filters), to renew the auto registration, to renew my passport, or reconcile YNAB. There are so many things, I could never remember them.
A cloud based calendar keeps the family schedules better on track and lessens the double booking. Some will use the calendar for the To Do reminders, but I find it to "passive" for that purpose. Things fall off my radar just because time passes, and I need something I can check off as complete.
It's so great to hear that you have a big win already in 2020 and it's only March! YNAB has certainly flipped the script for me in terms of how I think and manage money.
I use a password manager called Keepass. With everything needing a login nowadays, it's been one of the best decisions I've made for optimizing my time.
I rely on Samsung Calendar on my phone for all things with a due date (birthdays, appointments, lunches with friends, swimming lessons, quarterly work meetings, project deadlines, subscription renewals, medication refill reminders). This has been as much of a game-changer for me as YNAB has. I sync my work and personal calendars to make sure I don't overbook a week.
I do a 10-minute brain dump on paper every Sunday night. I use this page to pick 3 or 4 priorities for each day for the upcoming week. This gives me a lot of satisfaction in knowing I'm taking action towards goals and projects and not wasting time on activities that don't feed my trajectory. I used to manage this in Remember the Milk, which I recommend if you are keen on using an app. Keeping a to-do list app and a calendar app was a headache for me, so I switched to putting ideas and tasks on paper.
A big time-saver is using the 5-minute rule: if you think of something, or and action comes your way, that can be done in literally 5 minutes, just do it.
Another thing you can do to simplify budgeting in general is reduce the number of credit cards and accounts you have. YNAB has an excellent article on this topic https://www.youneedabudget.com/guide/simplify/.
- I use eWallet for passwords and other important info. This works across my computer and mobile devices.
- I use my iPhone calendar to keep track of appointments and things to do. I make liberal use of the alerts so it reminds me a day before and then usually an hour before.
- And I also make liberal use of my iPhone Notes app, which I can also access on my computer, to keep track of pretty much everything else. Grocery lists, reminders, things that pop up in my head that I may act on later, movie lists to watch, books to read, almost anything.
Thanks everyone for sharing your experience. Sounds like great list of strategyies to improve productivity.
I would like to add more of them from my experience:-
- Notes APP as others mention is my brain dump
- google drive for data organization
- iphone photos directly free upload(with lower resolution) to google photos
- Personal capital for investment tracking
- Google calendar for all upcoming payments and reminders. I am still struggling to get better organized and not overlook the reminders.
Sky Blue Harp said:
Google calendar for all upcoming payments and reminders
I use the calendar only for things with definite times. I use my ToDo list for a reminder to pay a given bill. The latter requires an active confirmation it's handled.
I use my iPhone calendar to keep track of appointments and things to do. I make liberal use of the alerts so it reminds me a day before and then usually an hour before.
Thank you for mentioning this! 🙂 I never knew you could set multiple alerts for the same event. This is a game changer!