YNAB alternatives

Prompted by the recent price changes that infuriated me (100% increase) I will leave YNAB for an alternative. Let there be lesson to the other YNABers. It seems recent organisations/CEO changes have turned away lots of long-term YNAB supporters that the company to grow, were active in the forums and tried to help the community and the YNAB company itself.

Maybe the company will change their mind, but it is good to know alternatives.

So far some reasonable alternatives:

https://aspirebudget.com

https://www.budgetwithbuckets.com

https://goodbudget.com/what-you-get/

https://www.firefly-iii.org

https://www.monarchmoney.com

 

Feel free to add more alternative:

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  • I guess I'm on the "I expected this at some point" side of the fence. I didn't experience a 100% increase though. We joined a few years ago at the current $84/year price so moving to $99/year is not a big leap for us. 

    We are still early in our YNAB fanboy / fangirl mentality too. Going from a "paycheck to paycheck", "spending foolishly" lifestyle, with $100's in our checking account, to now having multiple tens of thousands in the account with property tax savings, auto savings, vacations accounted for, etc. has us in a very appreciative YNAB state. 

    At some point you'll get what you pay for. Eventually these other companies will catch up and charge, and the costs will increase to a point that will cause this cycle of "looking for new options" to repeat all over again. I supposes we all have our point at which we will pay for value or feel cheated.

    My 2 cents on the thread. 

    Like 2
    • djlott I'm in the same position with not being a legacy customer and the jump isn't crippling. I am also in a similar position to you now, with the help of YNAB, out of the paycheck cycle and building wealth. I just wish for the price that there were more features to justify that relatively big price tag.

      I remember when Strava went from free to subscription for many of their features. They'd introduced a heap of new features before announcing the change (which were very good) and then communicated why these features were expensive to develop/maintain. Then they also showed the roadmap. It made me feel happy to spend the money.

      Like 4
      • djlott
      • djlott
      • 3 wk ago
      • 3
      • Reported - view

      Turquoise Piano I see your point and being 2.5 years in, maybe we're still in a YNAB honeymoon phase. Don't get me wrong, I'm not a fan of price increases (who is) and prices of everything in the world are skyrocketing. I guess I have seen enough innovation in the mobile app alone to feel justified.  We also now have the "loans" feature, and while many will attest that it wasn't the greatest launch, it's a start and should improve. We have Widgets for IOS (still praying for Android widgies), the tracking feature (which shows historical money moves), and others I'm sure I'm forgetting.

      I came from a Quicken background and while I'm not looking back, I saw many of the same complaints there too. At some point, this is a financial app and we are going to hit the limit on useful new features. I used to feel like Quicken was only putting on new skins every year to justify the money.  With YNAB, I feel they do a good job of listening to user requests and implementing said features, save for my Android widgets. 🙂

      Like 3
      • Budget_NC
      • Tomato_Snow_237e7f17927
      • 3 wk ago
      • 1
      • Reported - view

      djlott And a check number field in checking accounts.  They really don't want to budge on that one.🙂

      Like 1
      • nolesrule
      • Stealing From the Future fix is an improvement but is incomplete....
      • nolesrule
      • 3 wk ago
      • 4
      • Reported - view

      Budget_NC that would be an admission of an error.

      Like 4
  • Trying Actual, the only issue I have is how to deal with credit card. I don't expect the YNAB way but I have spent half an hour trying to put a payment in between the main account and the credit card. Sorted it in the end but I don't like the negative balance in my budget screen as I should imagine when I get paid it would make setting up my monthly budget hard work. It's a small debt when zero interest, so I am paying it back each month. Will do some more reading but unless I find a solution I might stick with YNAB 4, did the payment on that in seconds 

    Like
    • mealmond is the credit card 'on budget' and was the payment made as a transfer without a category? 

      If it isn't, then the "payment" is like any other spending and will reduce from your budget.

      Like
      • mealmond
      • mealmond
      • 3 wk ago
      • Reported - view

      Turquoise Piano That's how I did it in the end, but even though I know I owe money on my credit, it's just getting used to having that amount in red on my budget screen. Anther x YNAB person, I would have preferred to keep it off budget as I know how much to pay each month to clear it in time, but that did not work.

      Like
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 3 wk ago
      • Reported - view

      mealmond Back when I used YNAB4, and in Actual so far, what I did/am doing is enter my future credit card payment/transfer in an amount that zeros out the balance. That's going to be my payment eventually, anyway. It kept all the credit card balances displaying as $0 and it made sure I didn't have any cash flow issues, since my savings account is also on budget.

      Like
      • mealmond
      • mealmond
      • 3 wk ago
      • Reported - view

      Habanero Salsa Thanks. It does seem odd though, as I have budgeted an amount to pay to the credit card, I have put that amount in the budget and on paying the credit card, the balance of my current account and the credit card drop by the correct amount but the balance in the budget remains the same. Wrong place to ask here but I will figure it out. Love the program though, just need to figure out credit card payments.

      Like
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 3 wk ago
      • Reported - view

      mealmond My bad. I think I was talking about something different than what you meant.  My cards are all PIF so I don't budget anything toward them.

      Like
    • mealmond I might not fully understand the situation but...if you're only paying it off and not transacting on the card perhaps you should remove that card from being 'on budget'. Add it as an off-budget account and on a monthly basis budget a payment towards that category in the budget. When you pay it each month then just make the payment against that budget category. Then just reconcile the account balance manually, don't do a transfer.

      Like
      • mealmond
      • mealmond
      • 3 wk ago
      • Reported - view

      Turquoise Piano Thanks for the response. I tried it that way at first and it just left the money for the payment in the budget even though both accounts showed the transaction. I have sorted it now by using Google, somebody else had a similar problem and there is a method that works, not as easy as YNAB, but I am really starting to enjoy Actual, now I have sorted the credit cards out.

      Like
      • Bruce
      • Software Engineer
      • Bruce
      • 3 wk ago
      • Reported - view

      mealmond I may need to google that too.  CC's my biggest issue with Actual at this point.

      Like
      • mealmond
      • mealmond
      • 3 wk ago
      • Reported - view

      mealmond Sorry, forgot to say, if you follow the method above, when you look at the budget for the current month the money is still there, even after paying it, go to the following month and the money is gone.

      Like
    • mealmond  Correct me if I'm wrong/does this sound about right?

      YNAB's credit card category within the budget does two things: 1) tracks spending in other categories transacted on the credit card to automatically tally up what needs to be transferred to clear the balance 2) allows you allocate 'to be assigned' funds onto the card to pay off more than the month's spending. Then when you transfer that 1&2 value it's a single transfer.

      As Actual does not have a credit card category with this dual functionality by default in the budget - any extra payments (2) to go on the credit card need to have an 'extra payments' category created within the budget. 

      This means that when you send money to the card the funds spent from the categories (1) are a transfer and extras (2) are recorded against the budget category. Doing so means Actual needs two transactions (transfer + extra payment category) in your main account to reflect this correctly?

      Like
      • Seabass
      • Seabass
      • 3 wk ago
      • 2
      • Reported - view

      mealmond In Actual he set up an expense for "starting debt" or as it was called in YNAB4 Pre-YNAB debt.   It works just like YNAB4 when you do it this way.  It does not affect your amount to budget. And it will show as a negative amount in "For Budget" (Accounts) and the "Balance" in the Budget until you have paid it off.  As an Accountant the current Credit Card process in YNAB makes little sense as it just uses an extra set of Dummy accounts to show your Credit Card balances twice, once in the Accounts with a negative balance and once in the budget as a positive balance.  I am avoiding using the terms Debits and Credits as some will not get the connection.

      Like 2
      • Budget_NC
      • Tomato_Snow_237e7f17927
      • 3 wk ago
      • Reported - view

      Seabass I actually don't have a problem with the YNAB credit card model because I used the same model in another budgeting tool before coming to YNAB.  It's simply setting aside the amount of your credit card purchases by default as a planned payment, with the option to move some of it back into the budget if you decide to pay less than the full amount.  My main issue with the YNAB credit card model is if you overspend in a category and the application then doesn't move the full amount to the payment category.  I would rather handle that scenario myself if it happened and whack a mole the overspent categories but I've learned to work around it.

      Like
      • alexmidd
      • alexmidd
      • 3 wk ago
      • Reported - view

      Budget_NC Hmm, surely moving amounts back to the budget if you decide to pay less than the full amount on the credit card is not how it’s meant to work though? Because the part of the credit card balance that is not paid off still has to be budgeted for, and if you move it out then it could be spent on something else meantime, which is what the system used in nYNAB is meant o try and avoid.

      As for overspending, that leaves the amount budgeted to paying the credit card balance short and kind of of forces you to WAM the original categories that you spent from in order to cover it (of course you can choose not to but again it will leave with a debt situation rather than covering credit card spend with existing money). It’s for this reason that I prefer the nYNAB way myself.

      Like
      • Budget_NC
      • Tomato_Snow_237e7f17927
      • 3 wk ago
      • 1
      • Reported - view

      alexmidd I understand how it works and that the intent is to pay the balance in full and stay out of debt (which is what I do).  My point was simply that there is a limit to how much I want YNAB to do for me instead of letting me make the decision. 

      Like 1
  • Wow! I just finished switching my budget / account tracking back to YNAB4, sync on dropbox, and the "classic" YNAB app on iOS. What an awesome setup! I actually think that for those of us that are the "legacy" YNAB users that were whacked with the 100% increase, the best YNAB alternative is actually YNAB4. Sounds funny, but it was so nice to go back to the original interface that gives me the control I want with none of the hassle and no ongoing expense (especially an expense that is doubling). I never really wanted the subscription model for YNAB anyway, but switched just to support the company since I was so impressed with the type of people they were. Now that YNAB has decided to go in another direction with regards to their oldest customers, I also feel no more inclination to send them any more money. Last step... just to delete my account and get a prorated refund. Thought I would post this idea in the forum before cancelling in case accounts are immediately removed once an account is deleted. Best wishes to everyone (including YNAB staff / company). I hope you all find a good budgeting solution or can continue using YNAB or YNAB4 in a way that works for you!

    Like 4
    • Matt My sentiments exactly, I just did the same thing on my Mac M1 and am very pleased to be using YNAB4 again.  I even upgraded to IOS 15.1 on my iPhone and Monterey on my Mac to ensure YNAB4 works  with the latest updates so should be good for a while unless Dropbox changes something.  I figure if I just get 1 year out of it that is 10 years worth of 10% discounts with the current YNAB pricing.  I actually think I like YNAB4 better, it does not seem as bloated as nYNAB.  I never used direct import on nYNAB anyway so all I lost were goals which I just added those to the category names (Groceries (600) to indicate I need to budget 600/month).  Also, after the month rolls over I can eliminate my IMN buffer work around and use the built in Income for Next Month.

      Like 2
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 3 wk ago
      • 1
      • Reported - view

      Matt It's funny, one reason why I don't want to go back to YNAB4 as much as I loved it in the past, is I don't want to remind myself how crappy my financial life was back then.  I know a lot of people are like, "Ah, it's like an old friend!" but I feel like it's a little triggering because I don't want to be reminded of all my red arrow bleeding and whatnot.  But who knows, I might change my mind.  I just want to move forward with something fresh and see what the future holds.  I totally get it though.

      Like 1
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 3 wk ago
      • 1
      • Reported - view

      Annieland It would also be a reminder of how much better your financial life is now. You can't change how it was, but you can enjoy the improvement.

      Like 1
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 3 wk ago
      • 1
      • Reported - view

      ynaber2613 A little math never hurt anybody! 🙂

      Like 1
    • Matt quick question, Is there a way to import from nYnab back into YNAB4 or is it going to be a manual setup at first?

      Like
      • mdmangus
      • mdmangus
      • 3 wk ago
      • Reported - view

      Navy Blue Drum You can export your nYNAB budget which will contain two csv files.  One is budget information and the other is the register of all accounts.  It will have in there the master category, etc.

      Someone would have to create a tool to take the budget data, register with categories and create a .ynab4 file.  I don't think there has ever been a tool that would take Quicken or any other structure that creates a ready to use YNAB4 budget file, but if it exists I hope someone can let us know.  I renamed one of the YNAB4 files and it shows a folder of files.  This is what would have to be created as a finalized output from a tool.

      YNAB pretty much stated in 2013 best to do a clean file versus trying to do past history.  I wish YNAB at the time of asking us to migrate to nYNAB had built a tool that allowed us to go back to YNAB4.  I doubt they will be friendly to offer it now since YNAB4 is no longer supported.

      YNAB4 only allows import of bank expected CSV format.

      When you go to import on YNAB4 like a bank import it will say its not in right format and will produce a YNAB4 sample file of what column headers need to be in that spreadsheet.   See screenshot of this sample. You can then use a spreadsheet app like Microsoft Excel or Apple's Numbers to remove columns not needed.  Then export it as csv with just the specific account.   Then in YNAB import it for that account the missing data.  This would mean for x years you will have to go through the transactions assign categories.

      For me I still have my old YNAB4 file that spans 2008 to Dec 2017.  I am currently going through YNAB4 budget and updating the account names to match any changes I did in nYNAB.  Once done I plan to import for each account the transactions and categorize them to keep the history.

      I tried many alternatives and ActualBudget imported my YNAB4 file perfectly so I think I will do the pain of manually importing from the nYNAB register into each account so I can keep my reporting and history in place.  Use YNAB4 for a bit and if choose to go to ActualBudget.

      I also know that ActualBudget has tool that will parse the nYNAB data and import it.  I think there are some bugs being worked out on that tool right now.

      Again, as far as taking nYNAB exported budget directly to a usable YNAB 4 file would require a tool to parse it and actually crate a finished YNAB4 file.  Just to see on my mac I duplicated a test budget file and renamed it as a .txt file and it then showed up as a folder with its internal files.   This is what a tool would have to create and would need to know this internal structure.

      Like
      • mdmangus
      • mdmangus
      • 3 wk ago
      • Reported - view

      Navy Blue Drum Came across this thread on taking nYNAB and what others have tried when importing.

      https://www.reddit.com/r/ynab/comments/qlglh3/importing_data_from_nynab_to_ynab4/

      Like
  • djlott said:
    With YNAB, I feel they do a good job of listening to user requests and implementing said features

     I do not agree with this statement, legacy users have submitted multiple request to fix things like stealing from the future (took for ever to fix that one), allow you to restore from the saved backup files (still not implemented), were promised a stand alone desktop app (still not there) and many others.  Their standard reply is to submit a feature request and most of them fall on deaf ears.  BTW, most of the legacy feature requests were to just bring the nYNAB up to the YNAB4 standard.

    They are very good at responding to individual request for help and helping to resolve those types of problems.  I think the customer support is great but implementing feature request falls short.

    Like 4
  • For those looking at Actual, a nice post from the dev here about the future of Actual, YNB4 and nYNAB import, and the sudden surge in interest following YNAB , oh so customer friendly, decision https://github.com/actualbudget/releases/discussions/19
     

    Like 2
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 3 wk ago
      • 1
      • Reported - view

      kinwolf I don't know if I'd rather embarrass myself in front of you guys or my son, but since he's off at his Robotics team I'll do it here.  I don't know nothin' about Github, but my teenage son had me put in my SS# 2 nights ago so he could get this Stripe thing going so he could get "donations" (shyeah, right).  Anyway, does this Actual developer use code from other people?  Like, does it work like an open source deal or is it just a place for him to discuss his releases and plans?  Is there any way my kid ("No problem Mom, I'll write another YNAB in a jiffy") could offer help?  He spends more time on Github and with the little time he's spent bothering with college applications I expect him to be in my basement for the foreseeable future...

      Like 1
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 3 wk ago
      • Reported - view

      Annieland The app itself is not open source. He does have some open source utilities, though. Or at least one.

      He uses libraries and database technology that he didn't write, but so does everyone, YNAB included.

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 3 wk ago
      • Reported - view

      Habanero Salsa Ok cool, thanks.  I send the link to my son anyway in case he's curious.

      Like
    • Annieland BudgetZero however is open source and anyone can contribute. This is the option we are looking at. https://github.com/budgetzero/budgetzero It looks like it has good potential. I like that it can be self-hosted. https://docs.budgetzero.io/

      Like 1
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 2 wk ago
      • Reported - view

      Salmon Tape That looked pretty cool, but no splits and questionable data storage make me hesitant.

      Like
    • Habanero Salsa No splits yet.  If hosted locally you can just configure couch db and have better than browser cache storage.  I frankly didn't want to mess with it but as with many things these days - I may opt to go the inconvenient route on principal.  I don't have a problem with their new price per say.  It's not the $40/year increase.  It's the not honoring the terms we signed up under.  I don't feel good about supporting this company or trusting them with my data anymore.  I would prefer to have split transactions out of the gate but it's not a deal breaker.  Thankfully my husband and I are both developers so although we don't necessarily want to - we can. At some point dumping integrity has to have consequences.  I'm sure they won't care  or miss my subscription despite having been a customer since 2015 - but at least I'm not supporting them.

      Like
    • Salmon Tape This all really sucks.  I like my tool.  I'm in the group that feels betrayed. I thought they were the good guys.  I've talked them up non-stop since we signed up.  Turns out they are just one more company that will do what they can instead of what they should. Feeling disillusioned. :(  Again it's not about the money.  It's about the lack of integrity.

      Like 1
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 2 wk ago
      • Reported - view

      Salmon Tape I’m not defending YNAB. I’m saying that it’s nearly 2022 and I’m not interested in storing my data in flat files, however cool the implementation may be. Probably the greatest flaw in YNAB4, imo, was the data storage and the way it had issues with larger datasets. 
       

      I won’t be giving YNAB another renewal. And if JSON works for y’all, that’s awesome. But it doesn’t work for me. I am not a developer, though I was taught enough to have a clue about it, and I prefer relational databases. Maybe that’s because I’m more familiar with them,  but it is what it is. 

      Like
      • Habanero Salsa
      • Second generation user
      • Aquamarine_Pony.8
      • 2 wk ago
      • Reported - view

      Salmon Tape This is exactly where I am. I literally grew up using it. It’s what I’ve used since I was eight (!) years old.

      Like
  • Thanks to everyone who is trying out the alternatives and reporting back, since I don’t have the time or patience to fo so I am relying on y’all!  It’s funny how we are still acting like YNABers, helping each other out with tips and sharing knowledge, even as we potentially become not-YNABers. Anyway I wonder if those who have been testing alternatives have advice for me, given what my unique situation:

    - need to he able to enter transactions in mobile app (iOS) 

    - need goals and scheduled transactions 

    - I hate direct import and never want to use it

    - I don’t have any wealth or investments (yet?) so do not care about tracking these

    - don’t need fancy reports

    - don’t know how to use spreadsheets and never had ynab4 so can’t go back to it,  though from what I observe I think I share some needs and personality traits in common with the folks who liked ynab4 best. 
     

    I’ve been paying $50/yr, so maybe not one of the true OGs, but feeling the 100% insult now.  But given my combination of preferences I am afraid I might have to suck it up.  I learned everything I know about personal finance through ynab, so I don’t have anything to go back to!  From the comments i have seen of legacy users leaving, most have skills and habits that predated ynab, or have gotten so good at it by now they can do it with any software, but that’s not me. I can recite the 4 rules in my sleep, but I don’t always follow them!  

    Are there good tutorials to learn to make spreadsheets calculate things?  maybe it’s not too late?

    Anyway, thanks for listening. 

    Like 1
    • Aquamarine Thunder if you can cope without goals check out Actual budget. This was a fit for me because it allowed easy manual transactions and the zero-based budget we're used to from YNAB. There's an iOS app too that you can enter transactions on.

      Alternatives were either too difficult to administer manually or other features effort was clearly spent more on them than the budget component.  

      Like
    • Aquamarine Thunder I would also suggest going down the Actual budget route. No goals (yet) but there is a handy note box against each category on the budget screen. I do my goal/target calculation in there and simply refer to it when budgeting.

      Like 1
    • Aquamarine Thunder I have not tried Actual but if I did not have YNAB4 that would probably be my first choice since it seems similar to YNAB 4.  YNAB 4 does not have goals either so what most people do is put the monthly funding goal as part of the category name , example Groceries (600) to remind you to budget 600 each month.

      Like
    • ynaber2613 additionally with Actual there is a pop out note box beside each category so what I personally do is to put my calculated monthly budgeted amount in there rather than in the category name. So a choice to suit different user styles.

      Like 2
  • At this point I intend to stay with YNAB because my wife and I are both on the same page with it.  I haven't done a trial of Actual Budget, but can anybody tell me if it has a check number field in checking accounts?  I'm betting that it does.🙂

    Like 1
      • YagiOoda
      • Yagiooda
      • 2 wk ago
      • Reported - view

      Budget_NC No explicit check number field, but it does have a memo field that you can add it to similar to nYNAB!

      Like
  • Salmon Tape said:
    Turns out they are just one more company that will do what they can instead of what they should
    Not even doing what they can...they do what they want
    Like
  • Well, direct import broke again on nYNAB with my bank. About the 5th time this year, once for a whole month. I've decided I really don't need direct import, so the doubling in price is even more of a waste.

    My subscription runs out in July. It will be interesting to see how the competition shapes up by then. I am not in a hurry, I HATE switching financial apps. We've used YNAB since 2012.

    So far I'm considering:

    • Actual
    • Buckets
    • Banktivity

    Requirements:

    1. Zero based budgeting
    2. No iOS app required
    3. Transaction rules and expense reports
    4. Mac OS 
    5. That's it...just show me where we are saving for what
    Like 1
  • Those using Banktivity I have a couple of questions.  I looked at their website and it states that even if you do not renew your subscription you can continue using the app and your data is always yours but you will loose your connected services.  Are the connected services they are talking about direct import or cloud sync or both?  I do not care about direct import but would need sync with my phones.

    I also assume that you pay for a year up front rather than monthly, otherwise people would be paying for one month and then using the app for free if they do not care about direct import.  Sounds like you are paying for the app the first year and then the renewal each year is to pay for direct import, am I understanding this correctly?

    Also, how does cloud sync work, does the app use Banktivity's server for the sync or does it use your own iCloud?  

    Edit:  Here is how the statement is worded on their website so I think that means without a subscription you will not have cloud sync either and phone app will not stay synced with Mac app?????

    Stay subscribed for the best experience

    When you keep your subscription active you'll retain access to our great connected features like automatic transaction downloading, cloud sync, stock prices and currency exchanges rates (different subscription tiers have access to different services).

    Like
      • pgauntlett
      • pgauntlett
      • 13 days ago
      • Reported - view

      ynaber2613  yes you are right if you do not resubscribe you lose sync to other devices and bank feeds and stock price updating. But at least your data is there permanently whilst you consider your next move (unlike Ynab!).

      The price is annual - no monthly option.

      They have their own sync service which works well .

      The renewal pays for the sync and bank feeds service - also of course the enhancements they make every month or so (instead of paying for the latest software upgrade every year or two)

      Like
      • ynaber2613
      • ynaber2613
      • 13 days ago
      • Reported - view

      pgauntlett Thank you, that is what I suspected.  So is you data actually stored on you own computer or is it stored on their servers?

      Like
      • pgauntlett
      • pgauntlett
      • 13 days ago
      • Reported - view

      ynaber2613 My understanding is that there is a separate file resident on each of your devices. When you start out on your Mac, your initial file is then uploaded to their cloud server.
       

      The files on your individual devices then sync via this cloud server file. Your files in the cloud are passworded by you. I’m not particularly technical on this but that it how I understand it.

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 13 days ago
      • Reported - view

      ynaber2613 Join my ynab ---> banktivity groupiegroup. https://discord.gg/Th6zNkkh. I'll just put it out there. We're helping each other a lot so far!

      If anyone joins who's a weirdo my son says the procedure is to just ban, so I'll stop worrying about it :).

      Like
      • ynaber2613
      • ynaber2613
      • 13 days ago
      • Reported - view

      Annieland Thanks, my browser does not like that site, Safari can't open.  I got so far but when I accepted the invite it stalled.  I will just look for details on their site but thanks anyway. 

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 13 days ago
      • Reported - view

      ynaber2613 I think you made it!  Discord app.

      Like
      • ynaber2613
      • ynaber2613
      • 13 days ago
      • Reported - view

      Annieland Safari does not recognize sites that start with Discord

      discord:///invite-proxy/909230425908584458

      could be my filters

      Like
      • Annieland
      • I was told there would be no math.
      • Annieland
      • 13 days ago
      • 1
      • Reported - view

      ynaber2613 You're on the server... you're just offline. I have no clue what's up with your Safari. Discord.com will allow you to log in, download the app, view on the website, etc. If you can't access discord.com on safari then yeah, there's definitely something up with a filter or block or firewall or something. Sorry!

      Like 1
  • In Actual Budget, has anyone figured out how to return money budgeted in next month to the current month? I have had 2 bills come in early and it's messing things up...

    Like
      • pgauntlett
      • pgauntlett
      • 3 days ago
      • Reported - view

      Turquoise Piano the way I do it is to go to the current month (Nov) and in the “to budget” part of the header, click and select “Reset Next Months Buffer”. Funds allocated to budget in Dec then return to Nov. Having reset this you might then choose “hold for next month” again but this time reduce appropriately the amount sent forward.

      Like
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