How to bring in emergency funds without messing up reports?
Our EF is currently completely off budget and not represented at all in YNAB (no, not even as a tracking account). I've received a surprise bill and will need to bring in that money to pay it. I don't want to categorise it as income as that will mess up the income analysis report and if I send it straight to the category that will also mess up that report and I won't see the real total of spending there when I look back.
What's the best way to deal with this?
Create an on-budget account for your savings account and date the starting balance to the first day you used YNAB. Scroll back to whatever month that was, create a category (preferably several) for those funds, and budget them there.
Not wanting to see an emergency fund as income is precisely why it’s recommend to keep that account on budget.