Thoughts on monthly rollover approaches?
So I get paid on the 15th and the last day of the month. This past payday (Tuesday), my wife and I sat down to do our biweekly budget meeting and I allocated funds for the fixed expenses for May, cool, that was fine, and I started allocating funds for variable expenses in May like food and transportation- and also our April buckets in those areas were empty.
That seemed like a good idea at first but we hadn't factored in that we needed to go grocery shopping that day or that my wife needed a new Metrocard. So I moved some money from May food/transportation back to my TBB, then allocated it to April food/transportation.
I understand intellectually that positive balances at the end of a month roll over into available funds for the next month. I think I was feeling a little weird about budgeting a ton of extra money (like $300-350) to food for April when in fact April only had one day left in it. I also understand that in a couple more months of YNAB, setting 'average spent' will probably be more helpful anyway and that last-day budgeting doesn't actually impact the $ spent in my inflow/outflow report.
Basically... I think I'm making too much work for myself and I should probably just allocate last-day discretionary funds to those categories in the same month and just trust the rollover the next day. I got burned a couple times already while learning about YNAB by accidentally overspending in the present money that was allocated in the future.
How do other people do this? Do y'all just put your money in the same month category at the end of the month and let it roll over and not think about it this hard?