Move budget from one saving goal to another
I have set up several saving goals (renew laptop/bike/winter coat/etc.). Today I had to make an unforeseen expense of 1300 EUR because something broke down and needed to be replaced urgently. In the budget: can I move money already saved for other goals to a new budget item so I can cover this unexpected expense?
What if I decide I don't really need a bike, can I move that money already saved to another item in the budget?
I have used YNAB 4 for three years, and am now running the free trial of nYNAB. I love it and I will certainly continue using it.
Thanks for your help.
Sure. You'd move money between categories as usual, either:
- Budgeting less in one category and more in another. For example, -$100 to one, +$100 to another.
- Using the Move Money tool ( https://docs.youneedabudget.com/article/126-moving-money )
Either way, any goals on the affected categories will adjust to fit.