Credit card payment is less than balance.

I just migrated over to YNAB online from YNAB4. I am pretty frustrated with the credit card payment item. I can't figure out why the payment field is less than the balance. So, I have two questions. 

1. why is the payment field less then the balance of the credit card?

2. is there a way to use YNAB without the credit card payment category? I have no use for it since I pay my statement balance every month.

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  • Here is a screen shot of my problem.

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  • The credit card payment category is still useful when you are paid in full - it helps ensure that all your spending is budgeted.  If your budgeted payment is less than your balance, it means you have unbudgeted spending on the card.

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    • Cyan Rhythm Thank you for your reply. I went through all of the entries in my credit card and they have all been budgeted. I have no budget items in the red either. Any other ideas?

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    • Cyan Rhythm Just after I wrote you I figured it out. There was a budget category in the red in July that made the payment category less than the balance.

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  • 1 yr agoLast active
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