Credit card payment is less than balance.
I just migrated over to YNAB online from YNAB4. I am pretty frustrated with the credit card payment item. I can't figure out why the payment field is less than the balance. So, I have two questions.
1. why is the payment field less then the balance of the credit card?
2. is there a way to use YNAB without the credit card payment category? I have no use for it since I pay my statement balance every month.