Total Available Does Not Match Account Balance
I just started YNAB this month. I got a little behind in budgeting (already!!) but entered transactions and then back-filled the budget (maybe that was my mistake?!). Now my checking account balance on YNAB matches my actual checking account balance and I have $0.00 left to budget, but when I add the Available amounts in the Budget together, the total does not match the balance for my account.
What did I do wrong?!
Faness Nicole Same problem. I have followed all the steps (Support Access is enabled) and still cannot resolve. 😥 Current budget I am using is called Practice
Please note I am "math challenged" 😂, so PLEASE talk to me like I am a 4 year old.
Also, because I'm on Disability pension, this budget is set up using dakinemaui 's overdraft template/system
I am having the same problem. I have just set up my budget for the 3rd time. The last few all didn't balance either and when I went into the new month I ended up with an overspend from the previous month which your colleague asked me to do an adjustment for, which I did but it didn't seem to help.
Anyway, in my new budget, the To Be Budgeted amount is $6775.92 more than what is available in my accounts. I have removed all budgeted amount. So nothing is budgeted for yet, and zero for Overspent in Sept, Budgeted in Oct, Budgeted in Future. The budget only has less than 20 transactions in it (manually imported from my bank account)
Problem 2: Starting balance (dated 7th of Oct) is being reduced by transactions that happened earlier (1st and 5th of Oct).
When I set up my new budget on the 6th, I also created a credit card account and put in the starting balance (as of that day). Subsequently when I imported my bank transactions, the amount from two transactions which happened earlier in the week ended up reducing my total Cleared Balance. But since these transactions happened BEFORE I set up the account (and therefore before the starting balance), they have already been taken into account in the starting balance. Why are they reducing my cleared balance? Do I not put them in? Or do I work backwards and make the date and amount of starting balance for a date BEFORE these two transactions happened?
I have a similar issue. My budget account totals balance with what is actually in my bank accounts, and wallet, but the category balances say I have $255.06 more than I physically have. I have been very meticulous with inputting income and transactions, and have been using YNAB 4 for many years now. As far as I can tell, there are no outstanding payments from my credit card, and everything should be resolved. I have no idea why it says I have more money than I actually do.
Aquamarine Trumpet said:
my budget has consistently been several hundred off from my actual accounts.
Well, this seems to be why you feel there's something amiss, but I'm not clear what you mean by "off".
You should look at the very first reply in this thread describing how to compare the budget funds to the account funds. What do you get for totals in Step 3 and Step 4 (described in that post)?
If they agree, then nothing is "off". More correctly, you merely desire a different allocation than you currently have. The solution is simply to move funds within the budget until you're happy with the distribution.