YNAB doesn't carry forward negative balances and this screws up everything

I've been using YNAB since their version 4 Desktop App days, and quite frankly the Desktop App is still my favorite. I have an almost constant problem with the web app version because it will not carry forward negative balances, and this screws up all my tracking.

Yes, yes, I'm well aware of YNABs rules and why they think this is a "feature" but it's not. It's a limitation that doesn't allow one to properly account for reality.

Just about every month, at the end of the month, various bills are due, and when those bills are deducted from the account can vary by a few days, and I don't have any control over this.

Sometimes a bill will be deducted on the 31st but then the next month, it might happen on the 1st. My lease payment is particularly fickle in this regard, but without going into all my personal finances, suffice to say I have a handful of bills for which it is normal for the bill to be withdrawn by autopay either on the last day of the month or the first day of the next.

The problem arises when a bill is taken on the 1st day of the month but then again on last day of the same month. That causes the budget in question to be overdrawn, with a negative balance.

If I don't catch this, YNAB rolls over to the next month, and suddenly none of my numbers make sense. The money listed as available is less than it should be, and....well I this plagued me for months until I realized what was going on, and now I know that after the first of the month I have to go back and change the dates of a hand full of transactions to make this work. This is very frustrating.

There are other realities of life that cause negative balances to occur as well, such as needing food for the weekend, but the months budget is spent, but the weekend is next month, but you have to buy the food today. Again the budget gets into a negative and I have to go manual edit the date to fudge things to balance out.

THIS SHOULD NOT BE NECESSARY. Simply rolling over the negative balance into the balance of the budget in the new month should be normal behavior. This is why we are all a month ahead in our budgets. It allows things to be seamlessly transition from month to month. The desktop app did this correctly. The web app does not and so causes the end of each month to be a constant hassle instead of a seamless transition.

I'm posting here because I have reported this issue multiple times via YNAB support and have been politely ignored by support telling me this lack of functionality is a deliberate feature.

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  • Superbone said:
    It will be right behind the SFTF fix.

     And the restore from a saved export file|

    Like
  • mjrudolphi said:
    Ok, so if a good potion of users want it, why (as a company that wants to make money and expand its user base) would you not even entertain the idea as an option for those who want to have more time to make decisions or track reimbursements.

    YNAB has stated that the people active on the forum are merely a tiny sliver of the actual number of customers, so they don’t believe that the people clamoring for it represent a particularly large slice of the user base.  

    Like 3
  • Herman said:
    The thing that is real is you can not spend money you don't have.  If it is allocated for a different purpose, that is the same as not having it for whatever purpose you want to  carry over the negative. 

     You are missing the point. You assume I’m an idiot (or others are too stupid to manage their money). Been managing money this way for 30 some years and have amassed a significant sum doing it. 
    any existing user shouldn’t  be bothered/threatened by this request. It doesn’t effect them (unless I’m missing something).  

    Like
      • Herman
      • herman
      • 2 mths ago
      • Reported - view

      mjrudolphi I'm not missing the point at all.  YNAB defines the method they want to follow.  They have said consistently for 5 years that this is not what they want.  It has been discussed on here dozens if not 100's of times.  Seems you are missing the point.  

      Like
  • Herman said:
     It's kind of refreshing to see a company stick to what they think is best for users even if it costs them users/money. 

     Not sure why. It’s not a good business model as it opens the door for competitors to take their business.  It’s not like we are asking them to take a political stance or something. 

    Like
      • Herman
      • herman
      • 2 mths ago
      • 1
      • Reported - view

      mjrudolphi it is called integrity.

      Like 1
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      Herman so by your definition integrity is any company that makes a bad call and sticks with it no matter how many call them out on it. 
       

      I know you think it’s fine, but that doesn’t make my point less valid. 

      Like
      • Herman
      • herman
      • 2 mths ago
      • Reported - view

      mjrudolphi  I think the ones being obtuse are those that continue to not accept the companies consistent response to this request because "they want it.". Move on to another product. 

      Like
  • jenmas said:
    YNAB has stated that the people active on the forum are merely a tiny sliver of the actual number of customers, so they don’t believe that the people clamoring for it represent a particularly large slice of the user base.  

     I don’t have any official number of current users who would like it but it would be a good idea to do a survey.  I submitted a feature request and their response was - we get this request a lot. 

    Like
  • Herman said:
    I think the ones being obtuse are those that continue to not accept the companies consistent response to this request because "they want it.". Move on to another product. 

     It s not like I’m asking them to commit a crime or something. I don’t even understand why you would care if users ask for it.  There is no impact to you.  Instead you talk down to me and tell me to go use another product. Like somehow I’m a threat. I’m just asking (and will continue to) that they revisit this. If you don’t need it, fine I’m not saying you do.  Just ignore me. 
    regarding using another product, there is none.  Mvelopes was the closest thing and that imploded (many ex mvelopes users are here).   I created my own with Tiller but google sheets got to the point it would take 5 minutes to do one transaction.  I built my own again in Bubble but that got too hard and expensive .  Tried a few others but none of them had the features like YNAB. This is a really good product.  One change would make it easier for some of us to use and not impact anyone currently who like the way it is.  This request is a win/win/win.  Users like myself get a needed feature, current users are not impacted, and YNAB grows their base of customers. 

    Like
      • Herman
      • herman
      • 2 mths ago
      • 1
      • Reported - view

      mjrudolphi They have made it clear that having it available is a problem for some current users.  It would not be a problem for me but others are apparently not as sophisticated as you.  Keep asking all you want but your own statement says it is not costing ynab customers or money.

      Like 1
      • Herman
      • herman
      • 2 mths ago
      • 1
      • Reported - view
      mjrudolphi said:
      I get you and others want to  convince me I don’t have a situation where this feature would help me.

       Nobody is trying to  convince you this wouldn't be helpful for you.  They are explaining why you are not going to get what you want. 

      Like 1
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 3
      • Reported - view

      mjrudolphi Have you actually used the product as recommended? I'm not talking about covering overspending after the fact -- I'm talking about moving funds BEFORE spending, avoiding overspending in the first place. (Either that or realizing the purchase was not as important as any category that would be impacted, so you skip the purchase entirely.)

      Your comments this far strongly suggest you haven't. If that's true, then you are arguing from a position of ignorance.

      Like 3
  • Superbone said:
    You are making this waaaaayyyy too much of a big deal.

     I could say the same.  It is a big deal for me.  When you have multiple people sharing a budget and also have reimbursements it becomes a big deal for some of us.  I get that this feature wouldn’t help you. No problem, don’t use it.  But there are legitimate reasons to have negative carryovers beyond a month. I’m not asking current users must do it that way. I get you are good with as is.  I don’t want to change that for you and I wouldn’t advocate for something that would upset current users. That would be bad. 
    You don’t know my situation and what is best for me and my family- I do.  I get you and others want to  convince me I don’t have a situation where this feature would help me. I’m telling you there is.  Can I make it work as is? Yes of course. Is it ideal? no.   As a fellow user, you should be petitioning along side me to have this change if anything to make the product more inclusive. I would appreciate your support but if you can’t I understand. 

    Like
  • Herman said:
    hey have made it clear that having it available is a problem for some current users.  It would not be a problem for me but others are apparently not as sophisticated as you.  Keep asking all you want but your own statement says it is not costing ynab customers or money.

    Right and they can make the product work for all, not just some if they wanted to.  If it’s not going to be an issue for you then no need to comment here.  This is for those who do want it.  

    Herman said:

     Nobody is trying to  convince you this wouldn't be helpful for you.  They are explaining why you are not going to get what you want

     So you are the spokesperson for YNAB?   Does it make you feel important?

    Like
      • Herman
      • herman
      • 2 mths ago
      • Reported - view

      mjrudolphi they could but they don't want to. 

      Like
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      Herman Perhaps if there is ever enough of us they will.  So I will keep asking for it until they do or until something better comes along.  No skin of your nose Herman - no need to comment here.

      Like
      • Herman
      • herman
      • 2 mths ago
      • 4
      • Reported - view

      mjrudolphi I really appreciate your permission but I think I'll go ahead and keep commenting when people continue to beat this dead horse.

      Like 4
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      Herman Thats fine.  You just keep it alive.  Thanks for doing so.  Helps me.

      Like
  • This thread is so entertaining. I think I shall tune in throughout the day. 

    Like 8
      • PhysicsGal
      • Nerdy female homo sapien
      • physicsgal
      • 2 mths ago
      • Reported - view

      WordTenor I finally opened this thread up and wow, it's a doozie!  But I learned a new trick for reimbursements, a reimbursement account, so yeah, these forums are so helpful for my YNAB, even ones full of arguments over a topic I don't really care about, the red arrow thing.  I think it's bizarre how obsessed some people are with the red arrow thing, when there are so many possible workarounds, but when people get used to doing something one way for years, then I can see that they would get upset by a change.  But at some point you just gotta let go when they repeatedly tell you it's not going to happen.

      Like
  • Tomato Colt said:
    if I had to look at a red in my “blow money” category each month it might make me spend less or modify my expectations!

     When I had the red arrow, I told myself that.... and then I went and still spent past the remaining reduced balance in the next month anyway. I just kept pushing it further and further because I wasn't actually interested in changing the spending habits in that particular category regardless of what I told myself.

    Like 2
  • dakinemaui said:
    I wonder how much of the general resistance to covering overspending is due to a desire to avoid accountability.

     That is silly.  If I wanted to avoid accountability I wouldn't be tracking my spending.  I could make the same argument by forcing it on the user, YNAB is enabling bad behavior of a lacks in accountability.

    Like
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 2 mths ago
      • 6
      • Reported - view

      mjrudolphi Tracking spending isn't actually accountability. It's just tracking.

      The accountability comes in keeping your budget free of fake money so you can rely on your category balances to make spending decisions. Fake money happens when you have negative categories or negative TBB.

      Like 6
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 3
      • Reported - view
      mjrudolphi said:
      by forcing it on the user, YNAB is enabling bad behavior of a lacks in accountability.

      That claim simply doesn't follow since the user makes the decision of where to budget funds the following month. The lowest priority category -- according to the user, not YNAB -- will naturally receive less money. That sounds like a good thing to me and is right in line with their methodology.

      Like 3
  • nolesrule said:
    The accountability comes in keeping your budget free of fake money so you can rely on your category balances to make spending decisions. Fake money happens when you have negative categories or negative TBB.

     That is a very narrow view of accountability friend.  You made the assertion that by not wanting YNAB to automatically impact my categories, I'm somehow abdicating my accountability.  I disagree.  YNAB doing it for me makes me less accountable, not more.  In addition no one is saying you should never address negative balances.  What we are saying is allow me to do it on my time at my choosing (I'm the boss remember) - which also happens to make reimbursement easier as well.  

    Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • Reported - view

      mjrudolphi I don't have any issues tracking reimbursements across the month boundary. Perhaps one of the recommended approaches would work better than whatever you are currently doing.

      Like
  • dakinemaui said:
    Your comments this far strongly suggest you haven't. If that's true, then you are arguing from a position of ignorance.

     Wow, pardon my ignorance.  I guess you know my situation and how to manage my money with my family members.  I'm no newbee if that is your question.  I have been doing this in one form or another for 30+ years.  I have amassed more than a years worth of expenses and built up a nice retirement nest egg that I will never blow through.  I'm also an accountant with a CPA - so yea, I know what I'm talking about if that is your question.

    Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 2
      • Reported - view

      mjrudolphi Clearly you know about carrying negative values. I specifically asked whether you have experience doing it DIFFERENTLY than that. You seem to have inferred a great deal more than I was saying.

      Like 2
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      dakinemaui Yes I have experience which is why I'm advocating to allow for the user to decide.

      Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 3
      • Reported - view

      mjrudolphi Perhaps speaking to those experiences would be better received. Remember, the methodology is the goal here, according to YNAB. If you have reasons why facing consequences up front results in bad spending decisions, perhaps they'll change the methodology.

      At present, my opinion (based on nearly a decade of listening to them) is they believe carrying negatives results in poorer decisions. If that is, in fact, their belief, then of course they aren't going to implement such a feature.

      Like 3
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      dakinemaui do you have a significant other that you manage the budget with?

      Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • Reported - view

      mjrudolphi yes

      Like
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      dakinemaui Ok good.  So do I.  I also have children that I will buy stuff sometimes on their behalf that they reimburse me for.

      So my spouse and I view my income as our income.  She does not work (well sometimes but wont go into that here). 

      There are some categories we share, like groceries and such and then we each have things we spend without the other needing  say (like my lunches and her clothes shopping just as an example).  She has her budget for things which we fund up front for the year.  She likes  this because she knows up front what she can spend in the year.  We are well off enough we don't have to worry about it month to month. Each year we decide what our priorities are and then fund those priorities.

       Within her budget are several envelopes (10 or so).  Now sometimes throughout the year she spends more than allocated on some.  No big deal, she can spend as much as she wants up to the total (or if we agree to spend more).  She will then shift monies around or just not spend in other areas ensuring the total doesnt go negative.  We dont turn it into a science project for her and I dont want to hound her spending or make her go into the system before the first of the month like a child.  She knows what she is doing, she can handle it.

      So now if one of her buckets goes negative, it automatically replenishes on the first.  Now she is spending more than what we set aside.  But we have to then go back and look for the month it happen and go through this whole thing.  Not necessary if the balance stayed negative until she decided at her own pace and time.

      I have similar situations in my categories as well. 

      And of course then there is the whole reimbursement thing. Right now I'm using an unlinked cash account to manage reimbursements.  All reimbursement related transactions become a transfer to and from this unlinked account.  Works but is kind of a pain.  You also lose the payee as it now says transfer (yes you can hover over it).

      I'm sure there are all sorts of work arounds for these scenarios to force us into how the software wants us to do it.    That is not the point of this thread though.  I get everyone is just trying to help.  But the only solution is to do something that is not natural to me (and others).  I would simply ask you realize that what works for you doesn't equal works for everyone.  I appreciate that you see this software as working for you.  I'm happy that it does.  I to think its a good application, but it has flaws that make it annoying to work with for some of us.  As I've said many times, I would love to use a different product.  If you are aware of a product that has all the features of YNAB please let me know, I would love to hear about it.  For reference I have used Mvelopes, Tiller, Quicken, Mint, Simplifi, Goodbudget, Everydollar, buxfer, just to name a few.  YNAB beats them all with this one exception.

      Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 2
      • Reported - view

      mjrudolphi For your reimbursement, I suggest one of the recommended approaches. Your current approach doesn't work well with expenses put on a credit card, and you lose the Payee field as you mentioned.

      The first (offsetting the category with some of your ample reserves) is especially easy as the budget takes care of itself. You might as well make it easy on yourself, you know, until YNAB adds negative carryover. 😉

      https://docs.youneedabudget.com/article/183-reimbursements

      Like 2
  • I have had enough of this nonsense, I am unsubscribing from this thread.

    I am very happy with the way YNAB works, though I acknowledge there are some areas where it works better than others, there is always room for continuous improvement and we can see that regularly demonstrated in the releases.

    I would strongly advise those that do not like the software to find something else to use and leave those of us who do like it in peace.

    Bye

    Like 1
      • Agent99
      • Working to Get Smart at budgeting, finances and life
      • Agent99.1
      • 2 mths ago
      • Reported - view

      iwaddo  Ha!

      Like
  • I have questioned if I should throw in my 2cents but here we go. ;)

    We are a family of 5 and budget via YNAB (was doing MSMoney for 20+ years before migrating). I question the benefit of carrying negative balances (my opinion) but maybe I am not seeing the whole picture.

    We make decisions based off of whether we have the funds at the time of purchase. If we don't then we don't make the purchase. If we truly still desire the purchase then we have to move funds around in order to make that happen. This can only work if all parties involved agree to this approach (which we both do). I find this the only true way to budget. 

    To me a true balanced budget is one where you can pay all of your obligations. If something is negative than some other obligation is "lieing/being lied to" since there is money shown that isn't actually there. But again, I didn't use the old software nor understand the usecases the previous version supported.

    This topic reminds me of something Ramsey use to joke about "Your budget has to balance.. this isn't Congress". If your "allocations" != "Saving Accounts" then I don't see the budget as balanced.

    Like 5
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 2 mths ago
      • 2
      • Reported - view

      RIP_MSMoney Thank you for the reasoned response. We value your feedback ever since you've been here. Please don't hold back.

      Like 2
  • WordTenor said:
    This thread is so entertaining. I think I shall tune in throughout the day. 

     It is. I was amazed to come back to 41 new responses today!

    Like
  • mjrudolphi said:
    we’re not the cult SB, you are.  Not sure why folks like yourself can’t see that folks like myself are just as committed as you are. 

    Hey, I think you should be committed.  😜I can see that you are very committed to this cause. Keep up the good fight! I wish you my very best.

    Like 1
  • mjrudolphi said:
    As a fellow user, you should be petitioning along side me to have this change if anything to make the product more inclusive. I would appreciate your support but if you can’t I understand.

    No, I'm not going to petition for a feature I don't believe in but you personally have my full support as a fellow long-time budgeter. Keep up the good fight and I hope you get what you want! I'm not going to stand in the way but I will give my opinion along the way.

    Like 1
  • mjrudolphi said:
    If I wanted to avoid accountability I wouldn't be tracking my spending.  I could make the same argument by forcing it on the user, YNAB is enabling bad behavior of a lacks in accountability.

    NOW we are getting somewhere. Aha! You are using YNAB as a spending tracker. Now it all makes sense. If you're just tracking your spending after the fact, then I totally get wanting to leave negative overspends.

    YNAB is first and foremost a budgeting app. Tracking spending is secondary. Not only is it a budgeting app but it is a zero-based budget. YNAB encourages you to look at your categories before any spending. Then, if you don't have enough in that particular category and you still really want to make the purchase, you move funds from a lower priority category to cover the expense (Rule 3).

    I think we just had a breakthrough.

    Like 3
    • TheTabby
    • Just a common cat trying to budget uncommonly well.
    • TheTabby
    • 2 mths ago
    • 3
    • Reported - view

    I just wanted to say, I'm amazed that this thread is still going.  That is all.

    Like 3
  • I know this thread gained a bit of traction this weekend, so I wanted to share that our stance has not changed on this feature. We currently have no intentions of bringing the red arrow back to YNAB and we aren't fans of having options that make the budget behave differently for different people (it's why we try to stay away from toggle options). It's not that the Red Arrow can't be rebuilt, it's that we don't want its behavior to be a part of what YNAB is today. 

    That being said, we do hope to better address reimbursements in the future. More than likely, it will not be through a red arrow option, but by addressing reimbursement behavior. This is not on our short term roadmap, but it is on our list of things to tackle in the future.

    Like 1
  • Superbone said:
    NOW we are getting somewhere. Aha! You are using YNAB as a spending tracker. Now it all makes sense. If you're just tracking your spending after the fact, then I totally get wanting to leave negative overspends.

    I'm not looking to leave negative balances indefinitely.  I'm not looking to avoid accountability. 

    I am looking to use the envelope method with a computer and not actual physical cash.

    I know how the system works.  I'm advocating for a change to the software.  A change that - to the user - would be an option if they so chose.  Yes, I know the company has said no for five years and they refer to the method.  Yes I know supporters of the method believe it is a violation of rule three if you don't clear your negative balances by the 1st of the month (although the rule never states when it should be done or that YNAB will do it for you). And if you dont clear them by the first, then YNAB will clear them for you to force you to comply to rule 3 on the day of their choosing

    I'm not advocating to never address negative balances (that would be silly).  I simply want to carry negative balances until I decide when and where to fund it from.  That's the advantage of doing the envelope method in a computer rather than actual physical cash.  Its really nothing more than that.  For those who will say - but then that negative balance is not reality or that those not savvy enough will go unknowingly into debt or overdraft their checking account.  I don't buy it. That scenario is just not likely.  Could it happen - sure it could.  Is it highly likely - no (plus I'm suggesting it to be an option).  And, by allowing this you solve other issues.  Just think of having an envelope called reimbursements and having the option for that envelope to carry negative balances past the 1st of every month.  Just that one envelope - not all - just one because you chose that.  If you think that would degrade the software making it worse then we just wont see eye to eye.

    To those I have upset for saying I want the ability to chose the timing of when to fund my negative balances,  I truly apologize.  I really didn't come here to upset anyone.  If anything I want to show you that people are different and can have different opinions or approaches to similar problems.  Per the community guidelines : Respect differences. Keep in mind that everyone here is on a unique personal finance journey, Assume good intentions. Before immediately jumping to a reactionary response, and Discuss the topic, not the person. 

    I'm not writing here looking for what I'm missing or not understanding.  I understand the system and I have heard the "work arounds" for the problems auto forcing balances to zero creates.  And for those who suggest I find a different program to use and this is not the place for me, I would be happy to take suggestions.  I have used a lot of different ones.  All the envelope based applications allow you to carry over negative balances.  However, they are lacking in even worse things (no auto categorize, no account links, etc). 

    YNAB is a good program with this one issue (for me I know - not others).  It has a great staff that actually respond in like a day - who does that?!  They listen to you even if they cant accommodate you.  Its a great company!  Their website is slick with nice features.  If I could find another YNAB with carry over I would be gone in a flash.

    Like
  • Faness said:
    This is not on our short term roadmap, but it is on our list of things to tackle in the future.

    I have to be honest, I just don't understand why improved reimbursement handling this isn't a higher priority for YNAB. Reimbursements are such a common part of how people interact with money, I would think that YNAB would want to make their budgeting easier. Not offering feature options is dumb in my opinion, but it's a business decision that you are allowed to make, so fine, I've moved on. But not prioritizing a feature that all of your customers could probably benefit from - as opposed to the ridiculous amount of time and effort you spend on direct import which your foreign customers cannot access (even though they have to pay for it!), is mystifying.

    Off the top of my head here are the reimbursement issues I encounter on a regular basis - me and siblings doing group gifts for our parents (which can include birthdays, Christmas, Mother's Day, Father's Day), my friend and I split online subscriptions to several newspapers, I travel for work 6-12 weeks per year and have to be reimbursed for lodging and per diem, interacting with friends and splitting costs (I was supposed to go to Montana in July with a group of 10 people and costs that were being split and/or reimbursed included train tickets, car rentals, AirBNB, taxis, groceries, etc., etc.). If I had kids, I assume I would be buying things on their behalf with my credit card and they would be paying me back. So yeah, basically living a normal life.

    Like 2
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      jenmas And technically all they would need to do is give you an option for negative balances past the 1st - poof problem solved.  

      Someday though I'm sure they will have a "work around" to the problem created by auto clearing negative balances.

      Like
    • jenmas Covering reimbursements upfront and in full is the preferred method of handling them. I understand that doesn't work for everyone and every situation but there hasn't yet been a decision on the best way to "improve" this functionality. We don't want to support carrying negatives forward in the budget, so an alternative to address those debts is necessary. The current functionality isn't considered as broken, since it works as intended, but we do recognize there's room for improvement.

      Like 1
      • mjrudolphi
      • mjrudolphi
      • 2 mths ago
      • Reported - view

      Faness YNAB is likely to continue in the future to have these types of complaints - especially for those coming from other envelope based software.  I applaud YNAB for looking at this and paying attention.  Most companies in this space dont even have direct communication with their customers.  You guys have a really good product and customer service👍👏.  I dont agree with your "preferred method" as I think it creates all sorts of problems, but I'm patient.  

      Like
    • jenmas We do have some vastly-improved processes that we're working on for handling Splitwise and similar apps, if you use any of those. This doesn't involve any changes to the YNAB product, just better ways of making sure that what's happening in Splitwise is reflected in your budget. If you use a splitting app, let me know (or get in touch with support), and we can talk about it!

      Like 1
    • Matthew I use Splitwise and am interested in hearing about improved processes that are in the works. How can I find out more? I've started digging into using Zapier to connect Splitwise and YNAB, but I'm wondering if I should hold off because reimbursements in YNAB makes my head spin...

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    • Maroon Violin My colleague Sarah has developed a way of entering Splitwise-related transactions into your account register that captures what's happening in Splitwise and keeps your budget up to date. However, we haven't finished turning that into public-facing documentation yet, and Sarah is on vacation at the moment. I've made myself a note to get in touch with you when she gets back!

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      • PhysicsGal
      • Nerdy female homo sapien
      • physicsgal
      • 2 mths ago
      • Reported - view

      Matthew I use Splitwise also and am interested in this feature!

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    • PhysicsGal Hey, folks, I haven't forgotten about this. I spoke to Sarah this morning and we're talking about a succinct way to share the in-process work. Might be a week or so, though!

      The basic gist is that there are two types of things that happen in Splitwise that have an effect on your budget: you pay for something and will be reimbursed for part of it by one or more people (represented as a standard outflow split transaction in YNAB) or you settle up in Splitwise (represented in YNAB as a split transaction with inflows and outflows, which might total up to an inflow, an outflow, or zero).

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