Need History of ALL budget moves and assignments
Once again, a mistake was made (or a YNAB Bug) where my TBB is clearly not correct. It is absolutely inconceivable that there is not a mechanism in place to figure out why. I can't stand the fact that money can be moved between categories with no history of this happening.
This is not the first time and I'm sure it won't be the last. We have multiple users on multiple devices. Nothing is more frustrating than not having a log of what has happened to my money. Maybe its a bug? Maybe I did it? Maybe my wife did it? Who the hell knows.
My time is going to go into finding another app than continually dealing with this situation. The app allows for easy mistakes, I could forgive that if the mistakes could be traced.
Feel free to blame me for making a mistake. I'll admit to making mistakes. Sometimes it takes days to realize it. What I do is blame YNAB for not having a way to figure out the mistake with a log of all money moves.
Yes, I am turning into a YNAB hater and have stopped recommending it because I don't want to support other users when I can't even support myself. The info is just not there to make an informed correction.
Man, this thread is wild. So much gate keeping by old heads. People who want a different feature set are not wrong just because they don’t share your exact mindset and experience. And for something as basic as a raw data audit trail?
Foe the record, I am delighted they added the Money Moves feature. This just saved me a ton of time and aggravation figuring out what on earth I accidentally did that jacked up my budget. Due to some errant unseen keystrokes, my budget got jacked up, and my TBB was negative. I don’t have my category balances memorized, so I couldn’t just glance and see what had happened. This wasn’t a priority shift. It was a literal accident. My financial situation is a lot more complicated than usual at the moment for several reasons, so figuring it out would have been a huge pain in the butt.
I found this thread while trying to look up a way to audit recent moves so I could just find the error and undo it, and hey! They added the feature and I did. This saved me a ton of time and hassle, and I appreciate it. I’m not going to abandon the method and spend hours of my time poring over every penny I shifted between budget categories. Who has that kind of free time? The rules are great, and they still work, but it’s nice to not have to spend hours resolving a simple mistake.
Data is data. It’s good to have access to data. If you don’t like it, don’t use it, but don’t condescend to other people for wanting something you don’t
Slate Gray Admiral said:
It’s been suggested that people are too stupid to learn the method if they have the ability to access this data to troubleshoot genuine mistakes
Meh, I don't have time to really engage here, but I don't *think* anybody used the word stupid (I just skimmed). If you're upset with the use of idiot, maybe take a look at context. There's a whole set of books with that in the title, and it wasn't directed at anytime in particular here.
In rereading the thread, though, I am struck by the same thoughts and gut feelings I had initially. In nYNAB, the old "Budget on Last Month's Income" rule *can* still be implemented, but it's like a secret workflow now that forum users keep alive.
So many people come up with convoluted ways to "get a month ahead" now, dig their heels in that there is no better way, and then sheepishly come back and say, "oh, your way works better." The optimal way used to be both taught and encouraged through the software. Now, people have to figure it out (usually through trial and error) or stumble onto it here.
Time will tell if the same experience will be had with rule 3 because of money moves. It could be that they're well implemented enough such that no damage is done, while reaping the benefits of helping to hunt down errors.
I do see Money Moves immensely helping new users get used to the software as a scaffolding step. Whether that discourages the leap to maximizing the rule 3 paradigm shift is yet to be determined.
It's all about the paradigm shifts. It's funny how an absolute truth doesn't stop people from thinking it's relative.
Good luck to you, and have a good day! Thanks for the conversation.