What did you do to improve your finances today?

This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
 

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  • Needed to print out some forms which I would normally do at work but I am not at work this week.

    Researched buying a printer. There were ones that were under $60 and I have money in my technology category.

    But decided to send it to print at the FedEx Office store for less than $2.

    Like 3
      • Couch Cat
      • Lavender_Violin.3
      • 1 mth ago
      • Reported - view

      Alice Blue Yeti Great idea - I'm looking at a workbook that is offered on Amazon in the U.S. as a print version, but only the ebook available in Canada - going to price out the difference to print it at Staples or the UPS store. I wouldn't have thought of that. 

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      • Wiecked
      • Happy Happy
      • Orchid_Tiger.5
      • 1 mth ago
      • Reported - view

      Alice Blue Yeti I send things to staples for printing all the time and love using their services. I like to have things bound too, so I don't lose all the papers! 

      Like
  • Searched for unclaimed funds in my name, and turns out  I have hundreds of dollars to recover! 

    Like 5
      • Wiecked
      • Happy Happy
      • Orchid_Tiger.5
      • 4 wk ago
      • Reported - view

      Spring Green Cello I've never understood how to do this or why on earth I would have any. What sorts of funds are these?

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      • MXMOM
      • MXMOM
      • 4 wk ago
      • Reported - view

      Wiecked not sure where you or Spring Green Cello are located but in Canada it is possible to look up any uncashed Revenue Canada cheques.  Here is the link to the info. 

      https://www.canada.ca/en/revenue-agency/services/uncashed-cheque.html

      Like
    • MXMOM fascinating...! Never even heard of it. Maybe it doesn’t exist here (Netherlands) but am going to find out more!

      Like 1
    • Wiecked As an example, I had a mix up with direct deposit a few years ago, so a check was mailed out instead of sent to my account. I never cashed that check and the amount was sent to unclaimed funds. You fill out a form confirming your identity and address and they send the check to you.

      This can also happen to bills with positive accounts (if you have a credit on a utility account and the account closes, the surplus can be sent to unclaimed funds), unclaimed insurance policies and for a number of other reasons. It's worth checking!

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      • MXMOM
      • MXMOM
      • 4 wk ago
      • 1
      • Reported - view

      Faness I also recall posting a while back about a way you can find old bank accounts that have money in them. I did find one for my stepfathers mother but the documentation required was not worth the money in the account ($75). A lot of the accounts are for less than a dollar like an old savings account you started when you were 10 etc. But some o them were large. 

      Like 1
      • Wiecked
      • Happy Happy
      • Orchid_Tiger.5
      • 4 wk ago
      • Reported - view

      Spring Green Cello I just googled "california unclaimed property" and went through the search and nothing came up, but we lived in Colorado for 15 years so I searched that too and 2 things came up under my husbands name. So I filed a claim. It said both of them were under $50. So nothing huge, but interesting process for sure! 

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      • Peripherie
      • Tomato_Captain.11
      • 4 wk ago
      • 1
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      Spring Green Cello I did this last summer. The local paper posted names of people with unclaimed $$ and a government website to go to. I got over $800.00! (Sadly I wasn't using YNAB at the time and I think it went away rather quickly.)

      Like 1
  • I'm new to YNAB and slightly overwhelmed with getting everything "inputted" (I don't think that's a word).  I have had a different challenge.  As a widow, I was afraid to spend for fear of running out of money.  I spent 13 months trying to get a handle on my finances, but it was like nailing jello to the wall.  Now I can see what living "costs" and I know what I have because every dollar has a job.  I spent some money this week on quality of life and there was no fear attached to it.Thank you, YNAB

    Like 8
      • Wiecked
      • Happy Happy
      • Orchid_Tiger.5
      • 4 wk ago
      • 2
      • Reported - view

      Silver Lightning That's so sweet and I'm sorry for your loss. It must be so hard to tackle the finances all on your own now that your partner is gone. You are in the right place and people on these forums will help you if you get stuck. They are very nice here! I just found a guy named Nick True on youtube and he has a lot of good videos on starting your ynab budget. And of course the courses that YNAB has that you can go to for free... they are short and I went to all of them like 5 times until I really got it! Welcome! 

      Like 2
      • Cyan Yeti
      • Cyan_Yeti.6
      • 12 days ago
      • Reported - view

      Silver Lightning I am in the same boat as you but it has taken me almost 3 years to get it sorted.  I thank YNAB for this.  I just started early in February and can already see what I have to do to manage my life going forward.  Good luck to you!

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  • After a few days of impulse buying (that is directly tied into my anxiety of current events) and not recording transactions/reconciling, I finally checked in with my budget and reconciled. I did it with one eye shut and my fingers crossed and ... it wasn't as bad as I thought.

    Now to get back into frugal mode and daily reconciling.

    Like 5
    • Peripherie Glad to hear you're back in your budget, and that getting caught up wasn't as bad as you thought. We'll get though this!

      Like 2
      • Cirrus
      • Living mobile and solo
      • miriamnz
      • 3 days ago
      • Reported - view

      Peripherie Well done, for buckling down and reconciling. I do those impulse spends too, and sometimes it takes me a few months to get back on track so. Truly excellent to keep it to a few days, roll with the punches, and be ready for the uncertain times ahead.

      (I keep trying to recognise the trigger, the thing that sets me off on the impulse stuff, so I can prepare to recognise it in advance. Haven't succeeded at that yet.)

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