How to start in overdraft

Hi there, I've seen a few posts on here about how to start with a checking account that's overdrawn. (I'm in the UK and this is  a common thing) However, they talk about adding an offset account and I don't see that as an option. Could anyone please help me as to how to start for the first time when your checking account is overdrawn. Thank you in advance for your help. 

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