Credit Card Interest Confusion
After playing with this for three months, I am beyond frustrated. It shows $#### available but in my own bank account I dont see $#### available. I use to work primary with excel and have different payments set. I just thought this would be easier with linked Plaid software. But instead I have to budget interest into the non credit card category and when I make extra payments the activity shows a lower negative number but some how show money available. I have read forums. But still not grasping the concept of credit card integration.
When I move to the next month it shows I have money to budget but my actual bank account begs to differ.
How do I get rid of the credit card feature and make it a regular category?
Or can someone explain because my Coding brain is putting trash in and getting trash out....
Hi, it seems like there is a lot going on here. What if we were to take it one step at a time. What do you mean by:
Where does it show those available dollars in YNAB? How many bank accounts do you have on budget in YNAB? How many credit cards?
Is there any way to call?
I dont feel like exposing myself, by giving out amounts.
More than two credit cards if the activity says -100 but 200 has been paid and 300 had been spent. I budget 200 for the month and the far right column says 100 dollars is available how is this possible?
The interest and fees being 100 in the category above non credit card. Do I split the credit card payment to the interest and the monthly payment?
Proceeding into the next month that extra $100 from the previous Carries over saying there is $100 available but my checking account after paying 200 from the last states 0.
When I export the the document into excel I can see where this calculation comes into play. But it is not aligned with other categories.
Is there any way to reach out one on one with the YNAB crew to help me stop overthinking?