New setting up budget
I am coming over from EveryDollar App. I have several funds with money already allocated to the budget lines, I think you guys call it Targets. I have learned how to set a Target but I am unable to tell the item I already have money in the Target fund. Example: I have a medical fund(Target) that I have 1k saved into. Now as I am setting up my YNAB budget I set a target of 1k but I've already met my target and it is just there carrying over each month until I need it. Hope that makes sense.
Type 1000 in the assigned cell for your medical category. It will carry over. If you ever spend from it, the target will make the available bubble turn yellow. Then you'll know you need to address it the next time you budget.
ETA: Since you're just starting out, just know that Targets are not the core of YNAB's functionality. They're intended to save work with repetitive budgeting. Some of them will do math for you, but the calculations aren't always intuitive, IME. If you're able to start Buffered, it will make more sense.
A lot of people just type their goal for the category in the name of the category (eg. Groceries/300 or Medical/1000) as a reminder. Then, after the first month (which is going to be different, because you're distributing your previous savings), it's easy to just click the Quick Budget/Auto-Assign button for "assigned last month."
I did set up Targets at first because YNAB told me to, and it provided something to do at the beginning when I was playing. However, I think they're more trouble than they're worth, and I'm slowly (or quickly, sometimes) deleting some of them as I have to edit them.
Unless I am not understanding, this solution doesn't fix my issue. If I put 1k in the assigned cell it will pull from this months income. This 1k has already been budgeted in previous months and it is meant to sit in the background to pay for medical expenses that arise. I have a lot of funds: vehicle insurance, vehicle registration, xmas, licensing renewals e.t. and each of these already has money allocated to them. If I just assign money to the assigned cell it will be double budgeting the money...
I think I solved my problem. For the first month I need to calculate everything in my account and zero it back out in to the appropriate Targets. I was trying to calculate based just off my income this month but instead for this first month I need to calculate my accounts total and redistribute it into the appropriate Targets(envelopes). My overall perspective of how to set this up needed to shift. I think I am on to something now lol. Thank you for the talk, it got me thinking and helped me solve my issue.
I am getting a headache...This is tough getting started. I thought it would be easier since I have been budgeting for years with EveryDollar. I can see the light at the end of this tunnel, just a really hard transition/learning curve. Thank you Move Light Sound Life for all you help. I think I might be on the right track. Fuzzball Meows appreciate the answer.