How do you categorize CC outflow and inflow?

I know I have been through this before, probably multiple times, with YNAB. But we just got back on the bandwagon after being off it for quite awhile and I can not remember--


How do you categorize CC outflow and inflow?


Been putting this off for a few months!

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  • Hey Masha! Welcome back on the bandwagon! :) Rather than categorizing, you'll change the payee of credit card payments to indicate the transfer. For spending outflows, you'll categorize to the usual spending category (i.e. groceries). YNAB will move money from your spending category to your Credit Card Payment category for that spending, if there is money to move. 

    You might find this new video to be a helpful brush-up on credit card handling: Using Credit Cards with YNAB: The Complete Guide.

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