New to YNAB

Hi Everyone, super excited to have found YNAB. May is my first month and I am in the extremely lucky position to already have this month covered/budgeted for. 


This month I am only making the min payment on the Credit Cards. I am hoping to start paying this down quickly.

Can someone link me to a video on all things Credit card? How does the payment work with a minimum payment? Does the "pay this off goal by " goal take into account interest???

I am still trying to wrap my head around credit cards. 


Jay Melv from Perth, Australia

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  • I'd rather not comment on the CC questions so you won't get the wrong videos. It's been too long since I watched YNAB videos.

    Just wanting to say I'm crossing my fingers from Canberra that you don't get a second snap lockdown.

  • HI Ceeses ,

    Thanks for your finger crossing 馃. I hope so too. More and more potential exposure sites keep popping up...

    What i found was the following link, which i am quite sure will answer my questions.

    Thanks so much. 


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    • Jay Melv Welcome, Jay! I think that's a perfect place to start. We also have some great credit card-related videos on YouTube. Here's a great one to start with.


      Best of luck with your financial journey, and please stay in touch!

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