Checking & credit card recommendations?
We're considering moving our checking accounts & credit cards away from BoA, and I was wondering what others recommend? Here are our current top contenders and why:
Checking Account: Charles Schwab
- full ATM reimbursement
- good mobile app
- good customer service
- no minimums
- interest rate is so-so but we're not expecting a high interest rate on a checking account
Credit Card: Citi Double Cash
- 2% cash back on everything (we'd still keep our Amazon Visa for the 5% back on Amazon/WF)
- Allows joint account ownership so my wife and I can build credit (Amazon Visa does not - only authorized users)
- Easy automatic payments (seems trivial but our BoA cards don't make this easy)
Thanks for your input!
Did you check your local cu for checking? A lot of them are pretty antiquated for things like apple pay and other tech but I found one that isn't. They pay 4-6% on the first few hundred each month. They have agreements with ATMs around the country though I rarely use them anyway.
If you do use apple pay and apple apps/products the apple card is 2-3% cashback.
Sounds like you aren't but don't drop any cc. I have friends who are FIRE with like 35 cards which they use for travel points. They never carry a balance but never cancel any of them.