Quick budget gone?

Quick budgeting gone?  What's the rationale for that? I use this all the time!  Now I have to go through category by category, one by one, and tell it to use what I used last month?  What was once one button is now 30+ button clicks for me! 

I have a monthly budget for a reason. I budget the same amount of money every month. Occasionally moving ahead several months, adjusting categories, to account for future things.

This doesn't make any sense to me and needlessly adds a ton of work.

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  • In the Web app, just select all your categories and on the right side of the screen pick "Assigned Last Month".

    I don't budget in the mobile app, but here are the auto-assign instructions. It does let you do everything at once because people have complained about it, I just don't know how it works:

    https://docs.youneedabudget.com/article/1731-auto-assign-on-mobile

    Like
    • jenmas That auto assign is gone on mobile. I don't have it. I used to have the lightning bolt quick budget icon and that's gone too.

      Like
      • jenmas
      • jenmas
      • 3 wk ago
      • Reported - view

      Green Wrench I don't know what to tell you. Auto Assign is available on my mobile (iOS). Do you have any money available in RTA? I think it goes away if RTA is 0 or negative because there is no money available to assign.

      Like
    • jenmas I don't have anything in ready to assign, because I assign it all to categories and let the categories roll over every month.  Giving every dollar a job!  I know their philosophy is that what you earn in this month pays for next month. But I don't do it that way.  With everything being assigned to categories I could not get a paycheck for half a year and still be able to pay all my bills just fine.  So technically I am budgeted far ahead.  Been doing it this way for nearly a decade.  Seems with every new release they remove features and then overly complicate the program.

      I also wouldn't have anything in ready to assign if i'm budgeting out many months ahead. 

      I just want the old quick budget back. One click and done.  It was there a month or three ago. I could use that to budget a whole year.  And then just make minor tweaks here or there as needed.

      Like
      • jenmas
      • jenmas
      • 3 wk ago
      • Reported - view

      Green Wrench in the web version you can continue to budget all at once in a single go even if you have no money in RTA. The YNAB method is to only assign money that you actually have. If you want to assign money you have not yet assigned, that's totally fine, but it's not surprising that YNAB makes it harder to do things that are against their method as the purpose of the software is to support the method.

      I too budget the same amount every month, but only with money that I have in RTA. After I receive all of my August income, I budgeted all of September in one go, using the auto-assign function in the web version to budget same amount as last month in a single click. I guess if I wanted to I could empty my Loss of Income category and budget months and months into the future, but that doesn't provide me with any advantage.

      Like
    • jenmas a monthly budget is roughly the same month after month. Bills are upcoming and I must plan/budget for them even if I don't have my paycheck yet. I will.   I don't need the money today to budget for tomorrow. I would think the vast majority of us get the same paychecks and that they don't often fluctuate much so budgeting far out should be easy to do.  And a single quick budget button on mobile was very handy.  I don't use the web version unless there's a problem I need to research. But I guess i'll have to now.  Though it's things like this that set me to shopping for an alternative.

      We often get bonuses but I can't budget for those as they are unpredictable, unlike our paychecks. So at the end of a normal month any excess in that month from a bonus or whatever, i'll then assign to whichever categories I wish.

      One example of why we budget far out is that we both get paid every 2 weeks, which means 2 extra paychecks for me in a year and 2 extra paychecks for her.  In the month that those occur I set those to go to my property tax category.  Sure, I could do that when the month actually arrives. But I just like to plan ahead and have my categories and budget set.  There are other reasons I do it.  

      Now I just want to budget for next month but I had to do it one by one for each category. My budget will be exactly the same next month, regardless if I have the money now or not. I will have the money. 

      It's a simple thing so I don't understand why it was removed.  

      I think ynab works way too hard at forcing everyone to budget the same way. Requires them to follow the philosophy.  But not every circumstance is the same and not everyone can or should budget the same way.  The program needs to be more flexible to adapt to different circumstances. 

      Anyways, i'm just irritated old man ranting.  I do appreciate your suggestion of going to the web version and being able to assign all the categories at once. I've now done that for the rest of the year.  I'll tweak here or there as needed.

      Like
    • Green Wrench Sounds like the web app version worked for you in a pinch, but our product team is always interested in use cases like yours. If you're interested in submitting a Feature Request, it will get into the right hands! 

      Does it feel more comfortable for you to budget ahead and see that forecast than it does to assign money as it arrives in your accounts? Diving into that would be helpful for them to hear.

      Like
    • Marisa Thanks! I submitted feedback.  Yes, I prefer to budget ahead.  Budgeting as I receive the money doesn't make sense to me. A budget is something I have to stick to and it should exist for the entire month even before the money arrives. So I can see the month at a glance and stay on track. I know i'll get all the paychecks we always get so the budget and income will always be the same.  And budgeting far ahead lets me keep track of upcoming things.  Such as putting our extra paychecks in the months those arrive into my property tax category.  Or something far in the future that I may not need or want to begin setting aside money for now, i'll enter the category and an amount at a later date to begin it then.  

      Easier to do manually, in advance, than to deal with goals or targets that just further clutter the system. 

      Like
  • This has been posted a few times. At first I had some hope that YNAB were listening and might reinstate the feature. However this post and lack of any updates suggests not and this will be another feature request brushed under the carpet. 
    Tbh what with the ongoing ignorance of open banking support for anyone outside the US and now this - which unnecessarily forces me to use the web app which I never had use for before - I’m on the verge of cancelling as it’s just not worth the money (I have to pay an extra fee monthly just to have the basic pleasure of automatically updating accounts!). 

    https://support.youneedabudget.com/t/60hka7q/what-happened-to-quick-budget

    Like 1
      • DexterCat
      • DexterCat
      • 3 wk ago
      • 1
      • Reported - view

      Khaki , I think you have to recognise that change takes time. I have no doubt they intend to improve the auto-assign but it's not something that just happens in a few weeks.

       

      Green Wrench said:
      I think ynab works way too hard at forcing everyone to budget the same way. Requires them to follow the philosophy.  But not every circumstance is the same and not everyone can or should budget the same way.  The program needs to be more flexible to adapt to different circumstances. 

       YNAB is reasonably flexible. It is not reasonable to expect them to provide features that specifically run against their method. The entire philosophy of YNAB is to only budget the money you have, it is rule #1. It was a flaw with quick budget that it would budget past 0 TBB. A flaw that they have fixed and are therefore highly unlikely to "unfix" (and I hope they don't unfix it, the fact it only goes to $0.00 now is fantastic IMO.)

      Green Wrench said:
      Bills are upcoming and I must plan/budget for them even if I don't have my paycheck yet. I will. 

       The YNAB method is to use the budget template as the plan. Set goals/targets for each of your categories, that is the plan for the future and what many people would consider "budgeting". Then assign actual dollars as they arrive, that is the implementation of the plan. I get that you want to do things a different way, but YNAB is setup to support their method.

      That said, I have a workaround for you. Decide how far ahead you want to budget then give yourself a dummy paycheck for that amount. Budget it out in advance using auto-assign (you would still need to set up targets). Delete the dummy paycheck. Voila, you have used auto-assign to budget with dollars you don't have.

      Edit: I think it's a good idea for them to bring back "assigned last month" to the auto-assign as that allows you to use the YNAB method more efficiently. I just think it's unreasonable to expect them to change it back to being able to auto-budget with dollars you don't have, as that is going against the method.

      In general I think the functionality between apps and web app should be identical rather than this mishmash of features on one system but not on the other.

      Like 1
    • DexterCat Use case to assign past a $0 RTA would be overspending. 

      If I'm doing my regular budget session and I don't realize I've got an over spent category, I want RTA to turn red rather than shortchanging the savings category sitting at the bottom of my budget. Then I'll see that something needed attention, likely undo and find the culprit, and pull from a lower priority category. 

      Sure, in an ideal world, I would have seen the overspending before assigning everything, but every system/workflow needs good checks and balances. 

      The way it is now on mobile, the overspending just hides in all the other yellow bubbles that are just underfunded (I know there's another screen specifically for overspending, but I knew the published logic for auto assign and it didn't perform correctly regarding overspending/scheduled transactions/goals), AND I don't easily see that anything unexpected happened with the shortchanged goal without specifically going to look. 

      While feature parity on different platforms would have its benefits, each platform would lose out on its strengths if they were all exactly the same. For example, if the screen layout of a smart phone was used for web, there would be so much wasted space! However, some things from mobile would be great on web, like the easy way to find and cover overspending.

      Just thoughts.

      Like
  • Overspending doesn't act any differently now to how it did before. On the mobile app it's always been quite clear because you get an alert at the top of the screen. In the web you've always had to scroll down to see the red bubbles (or yellow if credit card overspending). In both mobile and the web you've always been able to see overspending by going to the next month and seeing red TBB / RTA because nYNAB has always accounted for overspending in this month by reducing RTA in the next month. None of that has changed and that is fine. it is good to have the flexibility to be able to temporarily carry overspending within a month. But the OP wants the auto-assign function to be able to assign dollars past $0.00 for month after month after month into the future. That is not a use case that YNAB is likely to support.

    Edit: For feature parity, I mean I want the same functionality, not necessarily the same layout. The web version should give you a preview of what auto-assign will do before you commit to it. The mobile version should have an undo function. In mobile you should be able to select a number of categories and see the underfunded amount. Etc. There's lots of good stuff but each platform is missing something good from the other.

    Like
  • Green Wrench said:
    A budget is something I have to stick to and it should exist for the entire month even before the money arrives.

    This is fundamentally going to cause issues with YNAB for you. You want to forecast budget. YNAB is a cash allocation/envelope budget method. Older versions of the software allowed you to circumvent the method pretty easily. They have been "closing the loopholes" as it were, in order to enforce the YNAB methodology. (seems pretty reasonable to me that they want their software to use their method). If you truly want forecast budgeting software, I believe Every Dollar and several others will do that for you - it's like any time you have to compare 2 products with mostly similar, but still some different features: Product 1 offers a, b, and c whereas Product 2 offers b, d, and e but what you really want is a, d, not to mention g, which no one offers!

    I budget an entire month at a time and not when each paycheck comes in - my paychecks are scheduled transactions assigned to Income for Next Month. Once all my checks are in, I change the category to RTA and budget the next month in one fell swoop (typically on/about the 22nd of the month).

    Like 3
    • jenmas 

      jenmas said:
      I budget an entire month at a time and not when each paycheck comes in - my paychecks are scheduled transactions assigned to Income for Next Month. Once all my checks are in, I change the category to RTA and budget the next month in one fell swoop (typically on/about the 22nd of the month).

       That's just extra steps to do pretty much the exact same thing.  You can wait for the checks to come in or you can just do it now. Either way the end result is exactly the same.  Which is how I feel about most of their systems added in recent years. 

      When I read about their systems most seem better suited for those who live paycheck to paycheck or get inconsistent checks. That's not us.

      Anyways, been doing it this way for nearly a decade with ynab and never an issue.  I don't think of it as a forecast budget. Just a budget. A monthly budget that is pretty much the same. With income that is the same(aside from yearly raises). So no reason not to just fill in the blanks in advance and save myself some time. There's no traps or pitfalls here. Nothing to go wrong.  

      I don't use targets or goals. If I need a certain amount in a category I just put it there. And when I'm happy with the amount in that category I just, you know, stop putting it there.  I don't see the need for other systems that just seem to complicate that.  I don't use underfunded or overfunded. I just type in the numbers in any given category.  I setup credit cards as checking since I pay them off every month and I don't want to deal with their complicated credit card system.  Like I said, been doing it for nearly a decade without issue, never paid interest on a credit card, never a late payment, no debt outside of vehicle loans or mortgage.  I know it doesn't go with their philosophy but it works for me and saves me time over their system.  My age of money is 162 days so I seem to be doing well with it.  No budgeting system or software is perfect. They all have some sort of issue. I just have to pick one that mostly meets my needs that involves the least amount of workarounds. Your suggestion of using the web version to budget out several months is my new workaround. I have others for other things.

      Since being flexible is something they talk about I would say it's safe to say I've made a pretty flexible system for myself! Just let me do it how I want. Don't complicate it. Keep it simple.

      Like
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • 4
      • Reported - view

      Green Wrench However, the way that works for you is not YNAB’s way. They are constantly making it easier to do it YNAB’s way, and that will likely break workflows for you if you choose not to do it their way. 

      Your call on if you want to keep YNAB or not. But I’m afraid that if you want to preserve workflows that don’t support their method, you’re likely going to howl into the wind. 

      Like 4
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • 3
      • Reported - view

      Green Wrench But also, with all this you are saying there’s probably no earthly reason you can’t just switch to doing a month at a time with money you already have. The only thing stopping you is the stubborn idea that you have to do it the way you always have done. So why not try it for a few months and see what happens. I’ve yet to meet someone who gave operating with a buffer a real try and decided not to keep it up. 

      Like 3
    • Green Wrench And what happens when you suddenly get fired, or the company your work for fails? Or you get an illness that takes you out of commission, for a short or long period of time? Now you have to go back and undo all that anticipated money you put into your budget, that isn't coming in. Which is why YNAB doesn't support that methodology, even for those of us who say "my income is set and will never change." Life happens. Things change.

      Like 4
    • Fuzzball Meows No problem.  The likelihood of that is extremely low and should that happen I will roll with the punches and make adjustments.  In the meantime I will plan for the much much more likely scenario rather then the less likely scenario. 

      Like
    • Green Wrench Since you're skeptical of bufferdom, here's a story: 

      https://support.youneedabudget.com/t/m1hqyb3/trying-out-the-ynab-buffer

      Why not try it? It will get rid of the nuisance you're experiencing now and you're obviously in a stable enough place to simply make the switch, no extra saving needed.

      Like
    • WordTenor sure, I suppose I could pull a huge amount out of my property tax category so it then looks like i'm a month ahead just to make ynab happy.  Though it's just shuffling money on paper. And doesn't really change anything in reality.  I am many months ahead in most of my categories already. 

      Like
    • Green Wrench The likelihood of my husband getting terminal cancer was extremely low, and yet here we are, with him going to be dead before 40. Extremely low likelihood stuff happens.

       

      Sorry-not-sorry. He got referred to hospice yesterday, so this "everything goes as planned" bull is hitting me a bit harder than normal.

      Like 1
    • Move Light Sound Life I have read that. I do have a buffer. It's just not a lump sum waiting to be assigned. I keep my buffer in each of my categories which I find much easier to see and work with. 

      The pitfalls the article says for not using their buffer I have never experienced. They a bit silly. Like made up potential issues.

      I've had a budget since I had my first job as a teenager. So budgeting and managing money isn't new to me. Almost 30 years now.  My wife has worked in finance for 25+ years and even she thinks some of the ynab stuff is a bit silly. 

      I'll use it with my workarounds until that's no longer possible. Then i'll move on to what may fit my needs better.

      Like
    • Fuzzball Meows Yes, low likelihood stuff does happen. My odds of our financial situation continuing as is, is significantly higher than it changing for the worse. And should things change, i'll roll with the punches and adapt. In this case making the necessary tweaks would be very easy for me to do. 

      My system works for me. And works very well.  I don't know why people get so up in arms about what others do.  All I can do is make requests and find workarounds and when that's no longer possible, i'll move on.

      I'm sorry for your situation. 

      Like
    • Green Wrench While I wrote about those "pitfalls" with levity and a tad bit of hyperbole, they were what I actually experienced. I thought they were silly, too, which is why I arranged my budget so that I don't waste my time/attention in dealing with them anymore.

      There's a difference between YNAB's temporal Buffer and the buffer of having a cushion. The temporal Buffer is about how you interact with the numbers in YNAB. By your own admission, you don't have that. 

      Try it or not, obviously your choice. People on here will recommend the YNAB Buffer in YNAB. They work together quite well. 

      Like 4
  • Green Wrench said:
    My wife has worked in finance for 25+ years and even she thinks some of the ynab stuff is a bit silly. 

     My wife works in finance too. In fact, she runs a budget for Corporate Legal for  MegaCorp. The budget just for that department is larger than most companies. 

    Business finance and personal finance are completely different animals, and often people who are good at business finance have no clue about personal finance best practices. YNAB is a cash allocation budget, not accrual accounting.

    Like 3
  • I wonder what the ratio of YNAB users is between those in the OP's situation VS having irregular income due to being on commission pay, in the gigging economy, or other situations where paychecks are not always exactly the same (or not always on the same dates) each month.   My work is commission-based, so I get a draw at the beginning of the month and I get a commission check in the middle of the month.  The draw check is always the same, but the commission check varies--sometimes significantly.  The OP's way of budgeting would not work for my situation.  I'm working on getting enough money into my buffer category in the next year so that I can switch over to actually "living this month on last month's income".   

    Like 2
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • 3
      • Reported - view

      Bad Mister Frosty When I started using YNAB, I had a job that paid every two weeks a steady amount,  one that paid every week an hourly salary where my hours often varied, and one which was 1099 and paid the Friday after I submitted my invoices. Being a month ahead was a godsend for this kind of gigging work--I always knew exactly where the boundary was for any given month. 

      Like 3
  • Green Wrench said:
    I suppose I could pull a huge amount out of my property tax category so it then looks like i'm a month ahead just to make ynab happy. 

     If you would have to pull money out of your property tax category you are not in as good a position as you seem to think you are, I'm afraid. A buffer is money above and beyond what you need to make your obligatory less-frequent-than-monthly payments. Admittedly, it gets deployed a little differently depending on your pay schedule, but it certainly wouldn't come from something like property tax. 

    This is actually one reason lots of people are hesitant to try it. Actually budgeting real money in your hands a month in advance often reveals that you're relying on savings and delayed spends like property tax to float you from month to month and that you don't have as much saved up for those eventualities as you feel like you do. It's heart-stopping at first, and then, freeing.

    Like 2
    • WordTenor I'm 3 years ahead in my property tax category. So I could pull from it to create that buffer and not harm anything. I'd still be 2 years ahead at that point.

      Like
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • 2
      • Reported - view

      Green Wrench Then yes, you should do that and get a month ahead. Although I live in a low PT area and two years of PT wouldn't get me a month ahead, YMMV. 

      Why are you saving up three years of property tax if your employment situation is so stable? Surely you'll receive the funds you need to pay the property tax next year next year? You are running after your own tail here trying to simultaneously tell us why  you can't do the YNAB method but are at the same time are so secure you don't need to. And that's as if using the method is primarily about security, which it is not--many of us have as much as a year or two worth of money in our budgets. We follow the method because it's effective, not because we're worried about losing our jobs or running out of money. 

      Like 2
    • WordTenor PT here is quite high. But no sales tax so it's just a trade off.

      All my categories are stacked. So i'm well ahead in all of them. I like seeing it in categories rather than just a lump of TBB.  Should something happen, I have money to cover everything for a long time. This is me getting years ahead.  And many of those categories are savings that I will let accrue for all eternity. Or most of it anyways. Until I feel like making some changes. Many bills i'm far ahead on. I do my own sort of equal pay thing with some of those.

      So yes, everything is very stable for us so we do have all the money we need when we need it. At the same time i'm also far ahead should something happen.  We also live beneath our means. Same result, different way of going about it that I find works better for me and my brain.  It's worked for me for nearly a decade.  Be flexible. Take a system and adapt it to work for your situation.

      Recently had an unexpected $4000 truck repair bill. No problem! Had the money in my auto repair category! 

      Like
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • 3
      • Reported - view

      Green Wrench then yes, you should repurpose some of that money to operate with a YNAB buffer. What you're describing is exactly what the rest of us do, except that we also have one month of money or thereabouts with the job of "allow me to budget one month at a time using money I already have." 

      Like 3
    • WordTenor How you would you handle a future budgeting situation where I will, lets say, next april I need to start budgeting for something that will occur then and going forward.  

      The way I would do it right now is to budget april, then i'll make that new category in april and assign the amount I need to budget for it at that time. Then i'll lower the amount in another category(s) to allow for that.  So that new category is accounted for so I don't forget and aprils total budget is at or below our lowest paycheck amounts.

      Like
    • Green Wrench said:
      How you would you handle a future budgeting situation where I will, lets say, next april I need to start budgeting for something that will occur then and going forward.  

      Would it work for you to use Scheduled transactions as reminders in this sort of future budgeting situation? It would be like a timed reminder - not an actual transaction. It could be for $0 - just add notes to yourself in the memo field.

      Like
      • WordTenor
      • Can we agree that goals are dumb and immature? Sure.
      • WordTenor
      • 3 wk ago
      • Reported - view

      Green Wrench 

      Green Wrench said:
      where I will, lets say, next april I need to start budgeting for something that will occur then and going forward.  

      Next April, I would start budgeting for the something that occurs then. And then going forward, I would continue to budget for it. 

      Have you ever engaged with any of the materials about how to use YNAB, or did you just dive in and start entering numbers?

      Like
    • Marisa It's certainly an option. I just don't like seeing transactions sitting there. Waiting. A fake one at that. It works but it just bugs me.  But it's an option.

      An official reminder system of sorts would be nice. Perhaps an official future budget planning system as I like to think long term.

      Like
  • WordTenor said:
    "allow me to budget one month at a time using money I already have."

     Yes. You budget a month ahead with the money you have. I budget months ahead with the money I know i'm going to get.  The end result is the same.  The budget is set, the money is there when needed and we're months if not years ahead. It's also easy for me to make adjustments as needed. 

    They did respond to my feature request with:

    "We also recognize that referencing the Underfunded amount to see how much you need to fully fund your month was a really helpful bit of information, and the good news is that we do plan to bring that information back into the app soon!"

    Like
  • Green Wrench said:
    I've had a budget since I had my first job as a teenager. So budgeting and managing money isn't new to me. Almost 30 years now.  My wife has worked in finance for 25+ years and even she thinks some of the ynab stuff is a bit silly. 
    I'll use it with my workarounds until that's no longer possible. Then i'll move on to what may fit my needs better.

    Sounds like you're stuck in your ways. You're trying to jam a  square piece into a round hole. I'd just move on now if you're not willing to adopt the YNAB method. It's only going to get harder as you continue to go against the grain.

    I'm also years ahead but budget the YNAB way without issue.

    Like 1
  • Green Wrench said:
    All my categories are stacked. So i'm well ahead in all of them. I like seeing it in categories rather than just a lump of TBB.

    That's not how you would do it in YNAB. That goes against the very first and most important rule, Give Every Dollar a Job. TBB or RTA as it's called now should be 0. All funds should be assigned to categories.

    Like
    • Superbone I do give every dollar a job. Every one is in a category and my RTA is at 0 right now.  All funds are in categories. I've always put all money into categories. 

      Like 1
  • Green Wrench said:
    I do give every dollar a job. Every one is in a category and my RTA is at 0 right now.  All funds are in categories. I've always put all money into categories. 
    Green Wrench said:
    I budget months ahead with the money I know i'm going to get. 

     Your current month RTA can be 0 but I doubt future month RTA's are 0 if you are budgeting categories way out in the future without current funds to back those up.  If you are indeed assigning dollars you do not have I would expect each future month's RTA to get progressively more negative as you budget for those months.  If you are indeed doing that then you are not budgeting, you are forecasting, at least in YNAB speak.

    As others have said I highly recommend that you get into the habit of budgeting money you have rather than money you are going to get.  I know you have been forecasting with YNAB and that has worked for you but you are arguing with people that are trying to get you to adhere to the fundamental principle of YNAB which is to budget available dollars, not forecasted dollars.

    Like
    •  ynaber2613 I'm not arguing. I'm stating what I do. I don't know why people get so bent out of shape over what I do.   Why do people care what I do? I can certainly use software in whatever manner I wish. A budget is nothing more than inflow and outflows in a month.  Call it budgeting or forecasting but I find it very beneficial to plan far ahead.  I can always make changes as I get closer. It's not set in stone. And it works quite well.  When I get to that month I budgeted far ahead for, it will be quite accurate.

      Sure, I could budget exactly the "YNAB way" but at the end of the day, it's going to be the same budget, with the same money, in the same categories, just moved around differently at different times. The end result is the same.

      Like
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 3 wk ago
      • 2
      • Reported - view

      Green Wrench As long as the current month is good, it doesn't matter that you forecast in future months as long as you fix them up and budget to 0 when the new month hits. You just need to be able to trust your numbers in the current month.

      Some people do that now and call it a template.

      Like 2
    • Superbone Yes, that's exactly what I do.  The current month is always budgeted to 0. 

      Like 1
  • Green Wrench said:
    I'm stating what I do. I don't know why people get so bent out of shape over what I do.

     People don't care what you do, but if you're going to do it in a way that goes against the YNAB method, don't complain that your non-YNAB workflow isn't supported.

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    • DexterCat what I was asking for what was supported on mobile, and still is supported on web. Just where the auto budget button went on mobile. That's it.  I haven't asked them for anything other than what has been there already.  And enough people have complained about them removing it that they are bringing it back, though in a slightly different form.

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      • DexterCat
      • DexterCat
      • 3 wk ago
      • Reported - view

      Green Wrench I apologise, I didn't think the web version allowed you to use last month's values to budget into negative RTA, but it does, so yes if the mobile did what the web did you would have what you asked for.

      I think their intention is just to be able to let you view the underfunded amount though, that's what their reply to you says, and it's what a lot of people have complained about.

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  • Green Wrench said:
    I was asking for what was supported on mobile, and still is supported on web. Just where the auto budget button went on mobile.

     Ah yes - thanks for bringing us back to your original question! 😊

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