Age of Money - Twenty-twenty!
Hey, in my variant of English it rhymes!
Starting up the AoM challenge for the new year!
----RULES----
1. Choose a day every month that you will post your AOM to the google spreadsheet (link below).
Be consistent on the day that you have chosen to post your AOM. (Your metrics will not help you or provide you with useful data if you are not consistent.)
2. Post your AOM.
3. Comment below that you have updated the spreadsheet.
If you want, you may post a screenshot of your AOM. This will be fun and will help keep the thread alive. It's not required however.
4. Try to keep the thread on topic.
Changes to the Spreadsheet.
If you see any minor changes that ought to be made, go ahead and change it.
Cheating
Cheating is posting a number that is not your actual AOM, or changing your number because your AOM increased the following day.
We are following the the honor/honour system.
You do not need to cheat, but if you do, everyone will ask how you've become so awesome with money and then you'll have to live with yourself. It only hurts you.
https://docs.google.com/spreadsheets/d/1mqceQ-S1F_brlUyQmjplJ6LrclPn-MrwzG6hFDqzMo8/edit?usp=sharing
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I updated. It will be fun. AOM at 25 now and been 1.5 months since joining YNAB.
Question - I have installed the toolkit but the Age of Buffering is not showing. Anyone knows why?
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BigFanofRacing Days of Buffering is an option in the toolkit you will want to turn on to see it.
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MsTJ Got it. I see it now. Thanks. :)
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My AoM has increased from 25 to 28 to 29 this month!
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Spreadsheet updated (a little late). Went from 5 days AOM to 30. DOB currently 29
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I stopped tracking monthly here but I finally hit my one year AOM for fun goal:
That's what 10 solid years of YNABing can do for you. However, if you get this high, you probably have too much in cash. In my case, I added my taxable investment account to my budget so that I could categorize those funds. Recommended for YNAB experts only. 😎 -
Superbone My AOM peaked at 404 which I thought was kinda funny. Since then I bought some stocks with a large portion of those funds, which I find to be quite interesting to track. Certainly more interesting than tracking AOM. 😄
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Moohouse That's awesome. Since I have my taxable stock value in my budget, my AOM can continue to grow. It will be interesting to see how long until I get to 2 years, aka 730 days. Hopefully, a lot faster.
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Mid-June Update
As I suspected, it went down! It's probably a bit high still; I'll keep the target at 31 days.
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2020-06-15
AOM: 126
DOB: 91 (Dropped because I ordered the camera gear)
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My AOM seems to have stabilized. After a Fresh Start in January, it is currently 113, last month it was 110, and the month before it was 107. It was going up about 1 day per day earlier in the year.
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Numbers are still getting better :)
AoM: 154 days
DoB: 258 days
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Should I be concerned?
I promise you I'm not evil.
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4 Days later than I planned, but I'm only adding transactions once a week to YNAB. (except Cash-transactions because they are harder to track)
Maybe weird question, but where can I see my days of buffering?
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Alice Blue Lion You have to install the toolkit:
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AOM number dropped quite a bit due to a big lawyer's fee I had to pay :(
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Astro_Geo Boo to lawyer fees! Still, you're doing very well.
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Age of Money 119 Days - Days of Buffering 245
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It's that time of month again - AOM up to 163 days from 130 days in May.
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I was so happy that I hit 30 days last week, but today I'm sitting at 28. Still a big improvement from last month! Progress.
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My AOM has been steadily rising every month from my Fresh Start on 1/1/2020. But June is a couple days less than May, so my guess is that I have finally arrived at a stable number. Now any changes should be due to my current efforts instead of just catching up to where I was.
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Still above my target!
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AOM currently at 230, with a very large purchase pending. Not looking forward to the account drop, but curious to see just how far AOM will fall.
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July 1st AOM: 34! (Up from 19 on June 1st)
I am in the midst of selling my house and getting ready to move into a new place. Lots of little and big spending that I hadn't really planned for. So I am happy my AOM hasn't taken a complete nosedive. I suspect/hope that it will even out and steadily rise especially after the sale of my house is final.
I moved my yearly goal from an initial 30 days to 60 days by the end of the year. I think I can make it!
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May and June check-in.
My AoM is still climbing steadily since my fresh start on January 1, so no surprise there. The total I've spent so far in 2020 is not yet equal to the amount in my emergency fund, so I fully expect to see the number continue in its upward trajectory.
My DoB took a nosedive due to June being the month with my big scheduled annual transactions -- annual insurance and top-up transfers to investment accounts -- so now the spending rate average that the DoB is using for calculation is a little skewed. A few more *regular* spending months will flatten the average, I reckon, and the DoB should begin to climb back up.
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Went up by a couple of days!
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Up from 145. DOB down after a large purchase (new road bike).
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July update
Up to 26 days. I think I'll start reporting at the end of the first week of the month, it's too variable right at the beginning!
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AOM: 123
DOB: 65
That's going to drop tomorrow when my B&H credit card payment goes through with most of the camera gear on it lol.
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June AOM 179, up 19 since last month. The goal starts to look possible after all. 😄
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July A.O.M. 149 Days of Buffering 252
