
Age of Money - Twenty-twenty!
Hey, in my variant of English it rhymes!
Starting up the AoM challenge for the new year!
----RULES----
1. Choose a day every month that you will post your AOM to the google spreadsheet (link below).
Be consistent on the day that you have chosen to post your AOM. (Your metrics will not help you or provide you with useful data if you are not consistent.)
2. Post your AOM.
3. Comment below that you have updated the spreadsheet.
If you want, you may post a screenshot of your AOM. This will be fun and will help keep the thread alive. It's not required however.
4. Try to keep the thread on topic.
Changes to the Spreadsheet.
If you see any minor changes that ought to be made, go ahead and change it.
Cheating
Cheating is posting a number that is not your actual AOM, or changing your number because your AOM increased the following day.
We are following the the honor/honour system.
You do not need to cheat, but if you do, everyone will ask how you've become so awesome with money and then you'll have to live with yourself. It only hurts you.
https://docs.google.com/spreadsheets/d/1mqceQ-S1F_brlUyQmjplJ6LrclPn-MrwzG6hFDqzMo8/edit?usp=sharing
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I stopped tracking monthly here but I finally hit my one year AOM for fun goal:
That's what 10 solid years of YNABing can do for you. However, if you get this high, you probably have too much in cash. In my case, I added my taxable investment account to my budget so that I could categorize those funds. Recommended for YNAB experts only. 😎
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July 1st AOM: 34! (Up from 19 on June 1st)
I am in the midst of selling my house and getting ready to move into a new place. Lots of little and big spending that I hadn't really planned for. So I am happy my AOM hasn't taken a complete nosedive. I suspect/hope that it will even out and steadily rise especially after the sale of my house is final.
I moved my yearly goal from an initial 30 days to 60 days by the end of the year. I think I can make it!
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May and June check-in.
My AoM is still climbing steadily since my fresh start on January 1, so no surprise there. The total I've spent so far in 2020 is not yet equal to the amount in my emergency fund, so I fully expect to see the number continue in its upward trajectory.
My DoB took a nosedive due to June being the month with my big scheduled annual transactions -- annual insurance and top-up transfers to investment accounts -- so now the spending rate average that the DoB is using for calculation is a little skewed. A few more *regular* spending months will flatten the average, I reckon, and the DoB should begin to climb back up.