Import of non-US banks planned?
I'd like to take the new forums as a chance to ask if you have any plans to implement e.g. FinTS/HBCI to give your German/European customers direct access to their bank accounts as well?
All the best!
We'd love to be able to provide Direct Import for international financial institutions, but because our third-party partner moved away from supporting banks outside the US and Canada, it's not in our plans for the immediate future.
As you probably know, we do have a few other features to help make entering transactions easy and fast:
- File Based Importing: You can import your transactions by downloading a transaction file (typically OFX or QFX files) from your bank and then importing that file to YNAB.
- Upcoming Transactions: You can plan for future transactions, including repeating ones, right in the account register. Select the frequency of the transaction by using the drop-down menu below the calendar.
Thanks for putting your vote for DI for European banks!Reply
Oh, now that you mention it, I remember reading that statement somewhere else before already. Too bad, but I definitely understand the decision not too overcomplicate your codebase by adding another partner or implementing it yourself. OFX import is working fine, just a few clicks more every few days.
Thanks for the response! :)Reply
Hi, thank you for your candid reply. Honestly, I am disappointed. This thread is a year old and it seems your main activity in this time was to "urge" your direct import partner(s) to add more direct imports. Also, you do not seem to have a timeline for this issue. Is that a correct summary? If so then it begs the question why you don't add a direct import partner who is capable of getting this done.
In addition, the last paragraph of your reply feels like you're shrugging the problems of out-of-country users off, almost telling us to leave. This is particularly frustrating as yours is the first personal finance software I paid money for and I like your approach. But if you invest as little effort in this problem as you apparently do, I certainly don't feel like you value me as a customer.Reply
I agree. There is no concrete step on this issue. If the current provider has issues, there are lots of other players in the market who does international banks integration. When players like mint can do it, I'm sure YNAB also can do it. Its only about the priority. Adding this feature, opens a big market to YNAB.
After making the product 100% online, and when there is no automated importing feature, then you should reconsider about the pricing for the customers who cannot use account import.
Sad to see such delayed progress on this feature.Reply
Support for bank account feeds outside the US would be great!
I really like YNAB and I hope this feature is implemented soon.
I've tried out PocketSmith which does support multiple account and currency imports - https://www.pocketsmith.com/tour/live-bank-feeds - Although the UI isn't as nice as YNAB.
I'm from South Africa and have accounts in the UK and both ZA & UK (Barclays) accounts were working perfectly importing transactions with PocketSmith.
PocketSmith uses - https://www.yodlee.com for all their banking imports which supports over 10,000 supported institutions in 36 countries.
Pocketsmith have more information on using the Yodlee service here - https://learn.pocketsmith.com/article/249-yodlee-and-the-security-of-bank-feeds
Looking at the developer section on Yodlee they appear to be a great service for FinTech companies such as YNAB with the API being well documented.
If the Yodlee monthly fee wasn't so high I'd build my own. I hope YNAB considers this as a international option for bank imports.