Why do my CC payments to appear in my reports?
If I look at the toolkit report which I like, no payments that I make to my CC show so my income and expenses are off, therefore so is my net income. It just doesn't show anywhere. Anyone know why?
when you're paying off the balance of a previous debt on your credit card prior to starting ynab, it should definitely be affecting net income. It's spending more of your chequing account to put towards a debt. No different than paying extra to get rid of a student loan. The additional purchases that are being put onto the credit card and being paid off will not affect the net income however.