Why do my CC payments to appear in my reports?

If I look at the toolkit report which I like, no payments that I make to my CC show so my income and expenses are off, therefore so is my net income.  It just doesn't show anywhere.  Anyone know why?  

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  • Your credit card payment is not an expense. The original purchase on the credit card is the expense.

    You are using an asset to pay off a liability. It shouldn't affect net income.

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  • when you're paying off the balance of a previous debt on your credit card prior to starting ynab, it should definitely be affecting net income. It's spending more of your chequing account to put towards a debt. No different than paying extra to get rid of a student loan. The additional purchases that are being put onto the credit card and being paid off will not affect the net income however.

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