Is there a way to see category transfers?

I know I moved money into my clothing category mid-month, but I don't remember where I moved it FROM, and can't figure out how to find that.  I am sure there's a reason why it "doesn't matter" in terms of budgeting the YNAB way, but I like to be able to see where I've "stolen" money from, whether it is another spending category or a savings category, etc.  I find it odd that my savings category (which I know I moved money out of this month to cover a couple overspending episodes in other categories) shows no activity for the month (I guess because I didn't spend DIRECTLY from there, but I still moved money out and that should show).  

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  • It doesn't get tracked anywhere, because the moving of money is considered "rolling with the punches". YNAB only concerns itself with transactions where money enters or exits the budget or transfers between accounts.

    If that information is important to you, you will have to track it yourself. I know some users do, maybe someone who does will have some suggestions for you.

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  • Thanks.  That’s frustrating. Maybe I’ll put it in as a feature request, though it sounds unlikely that they’d implement it. 

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    • Cornflower Blue Jackal Consider this feature request received! I'll pass along a note to our development team letting them know you'd like to see those changes! :)

      They're currently not tracked because Budgeting is prioritizing. When you're moving money around, it's because something came up that made one category more important (at that moment) than another. You can include notes in the category section to help keep track, but I see why being able to reference those changes may be helpful!

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    • Faness at YNAB Thank you!  Can you explain what you mean by including notes in the category section?  

      I definitely think it would be helpful for being able to have transparency to where your money is going.  For example, if I start taking money from savings every month to fund groceries, it would be useful to see how much I've drawn down my savings category over the past few months.  Or if I consistently take money from groceries to fill dining out, it would be good to see the amounts so that I can adjust my monthly budget so that I'm funding dining out more and groceries less going forward.  

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    • Cornflower Blue Jackal Absolutely! If you're in the YNAB web app, you can select a category and a Notes section will appear at the bottom of the right hand side of the screen. Those notes carry over from month to month so you can create a list there for that category - "January - Moved $40 from Dining Out. February - Moved $20 to Savings" etc.

      We want you to hold on to that philosophy! Currently, instead of "I keep moving money from Groceries to Dining Out, maybe I should change the amounts" we're focused on, "I keep spending $xx.xx on Dining Out, so that's what I'll budget this month" (cue Quick Budget options!) or something along those lines. :)

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  • I've solved this by creating a on-budget account called Transfers Categories, Then a create a transaction of $0, then split it between  2 categories I'm moving money to. For example $200 output from Home Projects Fund and $200 input into Bathroom Home Improvement make a total of $0.   I only do this when moving money from one of my saving fund or If need to move more then $200 from the buffer.

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      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 9 mths ago
      • Reported - view

      rswartzmiller Just be aware that this method will skew expense reporting.

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      • RaptorX
      • RaptorX
      • 10 days ago
      • Reported - view

      rswartzmiller Maybe a Tracking account is better for this purpose, which is an account that dont affect your budged but you can keep record of the money movement.

      Maybe someone more experienced might chime in on this idea because Im looking for a way to keep a journal when moving money between categories.

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      • Til Debt Do Us Part
      • Divorcing Debt - Not Each Other
      • debt_do_us_part
      • 10 days ago
      • 1
      • Reported - view

      RaptorX Do you mean a tracking account where you enter fake transactions to represent the movement of money? Since Tracking accounts don't require categories, it might get tricky and I don't like the idea of a fake account. I wouldn't suggest it.

      Reply Like 1
      • RaptorX
      • RaptorX
      • 9 days ago
      • Reported - view

      Til Debt Do Us Part yeah that's true.

      But there should be a special kind of account for this then. A Journal account that its only purpose is to record category money moving around.

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