Negative "To Be Budgeted" balance after transaction that was already budgeted for cleared
I have been using YNAB for a couple years but did a fresh start a couple weeks ago.
I reconciled all my accounts yesterday and everything looked good.
At that time, my TBB was at $0. Everything looked great!
Since then there has been one transaction-- I bought gas on a credit card.
My category for Fuel had more budgeted than I spent, and after this transaction still has funds available.
Once the transaction cleared, my TBB went in the negative for the exact amount as my fuel purchase.
If this category had enough in the budget and was categorised correctly, how is my TBB negative because of this transaction? There was $50 available in this budget and after clearing a transaction of $14.22, there was $35.88 left available, so it looks like it pulled from the right budget. But if my TBB is now negative, how did this transaction all of a sudden make my amount budgeted greater than my Funds for that month, even though this was already budgeted for?
I have a feeling this might be something silly, or big concept that I don't understand. Thanks in advance for any insight!
Here's another piece of the puzzle. When I view this particular credit card, it says that there is nothing to pay, and that I have $14.12 available. This doesn't make sense to me because I reconciled and the account balances matched perfectly. The only other thing I can think of is that this transaction took a little long to clear, and had been in pending status at the time of account reconciliation.
Hi Gold Thunder ! Thanks for those additional details. I'd love to dig in and see what's going on!
If you’d like, you can enable Support Access for your account, which will allow us to take a look at your budget. Let me know if you decide to do so—and the name of the budget—and we’ll take a look!