Payment Available for CC

How does YNAB know how much payment is available to pay toward credit cards?  

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  • When you make a budgeted purchase on a CC, YNAB moves the amount of the purchase automagically from the category of the budgeted purchase into the "Available" column for the CC Payment category of the card whose account you recorded the purchase in.

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  • Bear in mind that YNAB automatically adds to the payment only for budgeted purchases. You must explicitly budget for the starting balance (purchases before starting to use YNAB) if you intend to pay that amount off as well.

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  • Hi Sleepy Traveler !

    Bevocat and Dakinemaui are exactly right! I just wanted to leave a link to our Quick Start Guide to Credit Cards and consider taking our Master Credit Cards with your Budget workshop if you have a moment! :)

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