Checking on accounts, Less is More?

Greetings,

      Has anyone else done this?  Using the YNAB online I tended to get in and fiddle with transactions daily.  Using YNAB4 I would not mess with anything for seven days or even up to two weeks.  Well I'm getting the notifications and trying to keep it all straight.  This lead to a panic however.

     I convinced myself this Friday was 8/24 not 8/23.  When I made up the budget and assigned dollars to expenses, I had the right dates.  Because I now misread the calendar I panicked that I had an enormous error and I was going to miss critical loan payments.  I scrambled to get money to paste over the problem, only to realize later in the day, that I had the budget set up properly the first time.  

     Is this a common event for folks new to the system and the habits of messing with things all of the time?  Or is this just my special failure?

 

Ad Astra Per Aspera,

Kevin 

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  • I do the same thing - a little too much- trying to make it perfect.  I finally found the start over button and that helped me a lot to make a clean start. Still not perfect but getting there....

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  • Hi Kevin !

    Welcome to YNAB and to the forum! :)

    No worries, budget fidgeting is definitely normal - especially when getting started! I've been using YNAB for years, and I still check my budget frequently (sometimes multiple times a day). We don't want your budget to be panic inducing - just the opposite! It's great to check your budget, reference it before spending, change and re-change things to better align with your priorities, but it should become more comforting and less worrisome overtime.

    When you have a moment, take a look at our Budget Template video. When you have a plan in place for your budget, it's easier to make sure all corners are covered! :)

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      • Kevin
      • Gray_Gazelle.2
      • 7 mths ago
      • Reported - view

      Faness Thank you.  Is the Budget Template thing available in a non-video format?  Is it written down somewhere?  I find "How To" videos painfully slow.  

      Ad Astra Per Aspera,

      Kevin

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    • Hi Kevin ! I hope you don't mind me stepping in for Faness. You can check out this blog post for written instructions on How to Create a Budget Template. Let us know if you have any questions!

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      • Kevin
      • Gray_Gazelle.2
      • 7 mths ago
      • Reported - view

      Nicole 

      Thank you for sending written instructions w/ illustrations.  I not only dislike the pacing of videos but I have no place/time to view them.  

      Looks like I somewhat did this starting out & playing with goals.  I may rearrange  categories more by date due than by less meaningful criteria. 

       

      This will help a good deal.  Thank you again.

      Ad Astra Per Aspera,

      Kevin

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    • Kevin Your budget should be customized to best suit your needs. If organizing by due date is helpful, I think it's a great idea! :)

      If you have any other questions, please don't hesitate to ask!

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