Winning in a backwards way!

I had a YNAB sub last year and it helped me to work through my finances but didn't really 'click'. I ended up not renewing (big mistake but I couldn't justify it then as for the last few months I had not used it).

Fast forward a few months, money is tight again and I start diligently reading through the amazing content on YNAB and this time it really started making sense. I was working it all out on paper, starting to save (which never happens!) and thinking this would be so much easier with YNAB back.

Next I am on the website looking at the renew subscription form and working out what the amount would be in UK pounds when I suddenly get that "wait, this is not in your budget" little voice in my head...

Before reading up on YNAB I would have just checked my bank balance, seen that there was enough funds to cover the payment and got it.

But now all my money has a job. If I want that subscription I need to budget and save for it.

So thank you YNAB. You finally got through to me! (And yes, I now have a YNAB subscription category).

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  • Have you got a trial? You could probably sign up with a new email address and do a new trial of YNAB. Support very kindly extended my trial period after I started using YNAB so that I could actually budget towards YNAB.

    Now I'm just budgeting a monthly amount towards next year's renewal :)

    After currency conversion fees I paid £66.45, if that helps at all?

    Reply Like 1
      • Mx Emmin
      • Orchid_Banjo.5
      • 3 wk ago
      • Reported - view

      Turquoise Major  how long ago was that? I wasnt sure what currency conversion would do so I budgeted for £90... mines through Google play 

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  • Hi BookCat !

    We Love those 'A-ha!' moments where things fall into place!

    I think it might be a bit easier to save for that subscription with your budget, so check your account when you have a moment. ;)

    Reply Like 3
      • BookCat
      • Reader, bookseller
      • Tan_Wrench.6
      • 2 mths ago
      • 2
      • Reported - view

      Faness 

      You are amazing! Thank you very much for setting up the trial for me again. Really made my day.

      Now off to transfer the contents of my notebooks with a very happy smile on my face. Never been  so eager to budget and plan before!

      Reply Like 2
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