Christmas win :)
I mentioned this in another thread, but it really is a win for me. I started YNAB last year around the start of September, so last Christmas was the first time I ever actually knew how much Christmas had cost me.
I diligently put that number into a Christmas goal, and this year... I am fully funded ahead of time for the Christmas spending. Instead of nauseously watching money pouring out of my account and having no idea where it will end, I will be watching the lump sum I built up ticking down - just like I planned.
This is the most astounding thing for me. Truly a YNAB win with bells on! 🎄🎄🎄
That's awesome! My win is that I haven't been stealing from my gifts category anymore. I stopped over the summer and decided to get real and start budgeting a realistic non-negotiable amount every month. Sometimes just a little discipline and a lot of visibility can go a long way towards these wins and a great holiday for all.
I am fully funded ahead of time for the Christmas spending. Instead of nauseously watching money pouring out of my account and having no idea where it will end, I will be watching the lump sum I built up ticking down - just like I planned.
That's such amazing news! Thanks for sharing it in this section too. It sounds like there is much less stress around that holiday spending this year? 🙂 Congrats on sticking to your plan!
A great big reindeer smooch for lindsay_g
Christmas is such a great category to get under control. I can stop spending on just about anything else when I'm out of funds, but Christmas is too fraught with emotional stuff.
I also started including a little extra for seasonal groceries in my Christmas category. When I start buying specialty foods (and beverages) and baking supplies for the season, I just transfer the cash infusion from the planned-for funds waiting in the Christmas category to groceries.