Multiple goals for a single category, but not simultaneously
Hi! I'm pretty new to YNAB, and I've been having this problem and maybe you guys could offer a solution that I'm unaware of.
If I want to budget $50 for gasoline for June (this month), but then budget $80 a month consistently after June, how would I do that?
Today is June. I tried setting up "target balance by June for $50" in June. Cool, done. Then, I went to July to set "monthly funding goal of $80." I try to check August to see if it was set to "$80 monthly" goal, but it's locked... I don't know why (help?) Anyway, now I came back to June, only to find that my June goal was meddled with and changed to "monthly funding goal of $80."
Is there a way to have multiple goals for a category, but have various goals for each month? If not, then how can I deal with this?
You can't visit August unless you have money budgeted in June. (You can only see one month past the latest month where you have any money budgeted.)
You can only have one goal per category. If you change the goal, either in the current month or next month, that will overwrite any previous goal. However, if you have the money to budget June's gas now, you can do what you want: budget $50 to gas in June, and then flip ahead to July and set the $80/month goal. If you don't have the $50 for June now, you'll need to leave yourself a note somewhere. That could be in the category name, the category note field, or your reminder or to-do list software.
I think I have the same problem. I had a monthly goal for savings set in May. The goal was met. The same goal was reduced in June. When I made the change to YNAB, it automatically changed my May goal. I didn't want this to happen as I had saved the money already. I would like a way to lock in the goals for each month so they can be specific. I am wondering if this is possible??? I am new to YNAB as well.
Read about the wish garden concept. I think you can just search on it. Or for a specific category set up a group and then separate categories for each goal. I ended up doing this for university. I used to have one big university category but to be accurate, the money for the 4th year isn’t needed yet. And if I do have money for the 4th year I want to make sure I don’t pinch from it. So I set up a category group called university and then separate categories for each semester. I then set a target goal by date amount for each. I attached a screenshot to show you. Then as each term ends I hide that category.