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Re: New Forum Feature Request Form @Faness said: We ask that every user submit a feature request for options they'd like to see brought to YNAB. While the basis might be the same (ie. new goals) the details may be different (such as…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Announcements
- Reported - view
Re: Accidentally budgeted for a transfer from checking to savings It sounds like both your checking and savings accounts are included in your budget, meaning the balances in both accounts contribute to the total "to be budgeted" amount before you allocate to…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: How to keep track of what exactly is in your savings? @bret said: The main advantage of a savings account is that it earns better interest than a checking account. The greater portion of your money you keep in a savings account the more interest you'll…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Should my savings accounts be tracking accts? You can create a category called "Reserve" or "Emergency Fund" or just "Savings" and assign the balance of your savings accounts there. That money is still technically part of your budget,…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Transfer from savings to checking and back When you enter a transaction you can select "transfer to: checking" as the Payee. This will automatically create a "transfer from" transaction in the corresponding account.…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: New Color Scheme Lacks Contrast (Especially For Those With Color Blindness!) @Lauren Michelle Alvarado Language like "reliance on color" means something specific in software development and accessibility. If a feature "relies on color" it means that things are distinguished…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 2
- Using YNAB
- Reported - view
Re: How to budget for bills due in the middle of the month? @Orchid Snow Target budget by date is good for long-term goals where you want to build up a little bit every month. Here are some examples I use it for:…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Returning after a while; how to get budget straight? This is the exact scenario that a Fresh Start is for.
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Category Groups for Budgeting vs. Category Groups for Tracking? I wish I had a good answer for this! The first few months that I used YNAB, I swung back and forth between these options on what felt like a weekly basis.…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Starting YNAB — How to budget $10k to zero Keep in mind that "sit in a rainy day fund until I have need of you" is a 100% valid job for you to give your money while you are budgeting down to zero.…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: YNAB, you just don't get it @briefcase I'd call it about as intellectually honest as implying that these changes to the code increase the load on the browser in any meaningful way.
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- Using YNAB
- Reported - view
Re: YNAB, you just don't get it Just to be clear, are you talking about the following three features from the release notes, or is there more to it? Added “Started” month/year Added the goal type in the title so that you know what…
- Gray Admiral
- Gray_Admiral.1
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Duplicate budget @WordTenor said: Newbie: I want YNAB to work like every other budget. Old folks: It doesn’t work that way. It’s meant to support a method. What happens if we take this exchange and apply it to…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 1
- Using YNAB
- Reported - view
Re: Cost of making a kid? We just had a baby last month so I will give you advice based on my experience. We live in Portland, OR, so prices may differ based on where you are. Do you know where you are planning to have the…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Parenting
- Reported - view
Re: Paid my Rent Early.... Is it yellow because you have a monthly goal? You can just remove the goal for that category during the month of January, and it won't affect other months.
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Using YNAB
- Reported - view
Re: Should I transfer money that I'm saving into a savings account or can I let it accumulate in checking? @Green Gazelle The money isn't spent until you enter/import a transaction on your account. It will accumulate until then. For example: On Feb 1 you budget $100 toward the category.…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 1
- Saving & Investing
- Reported - view
Large purchases are a drop in the bucket
I started using YNAB in January and it was very helpful, but sometimes it felt like all I was doing was tracking my spending and not budgeting. But this month the system proved its worth.…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 1 reply
- 265
- 7
- YNAB Wins
Re: Joint Account with My Sister @Jess Unfortunately I don't think there's a way around that. Or at least not a good way. The only way to keep your sister's money from reflecting on the total account balance and your net worth…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 1
- Money & Relationships
- Reported - view
Re: Joint Account with My Sister The ideal situation would be that you stop sharing the account, but that isn't very good advice because it sounds like that's a situation which is out of your control.…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 2
- Money & Relationships
- Best Answer
- Reported - view
Re: To be budgeted keeps changing... and balancing credit cards I think the credit card functionality in YNAB might be useful for someone who is in debt and carries a balance from month to month, but for someone who pays them off in full it's trash.…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Priority order: budgeting decisions versus spending decisions I've been using the mobile app since January and I didn't know about this. Perfect, thank you! Now I can move my food and shopping categories from the top of the list where I put them to avoid so…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: YNAB Giveaway! My YNAB win has been being able to finally get a handle on my irregular income combined with irregular bills. Seeing the amount I have budgeted (not spent) each month helps me keep a steady…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Announcements
- Reported - view
Re: Done with category Whatever you do don't delete the category, because all past transactions and budgeted months will be orphaned. Renaming to a generic category is good.
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- 3
- Saving & Investing
- Reported - view
Re: List of software utilizing the API @thomas_ I wanted tried this out but was unable to continue after getting this message: This application is restricted and is unable to be authorized.
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- API & Integrations
- Reported - view
Re: Initial setup for credit card that statement balance is payed monthly (not actually “paid in full”). Best way/how-to? You can also classify your credit card as a checking account when setting it up in YNAB. Spending on your credit card is reflected as a negative balance on that account,…
- Gray Admiral
- Gray_Admiral.1
- 2 yrs ago
- Credit Cards & Debt
- Reported - view

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