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Re: 2022: The Official* Savings Challenge Ok, I accidentally posted my debt payoff goals into this savings challenge so hopefully I've got this the right way around this time! I'm hoping to move my focus to savings from debt payoff this…
- Zoë
- take care of the pennies...
- Zoeah
- 3 wk ago
- 4
- Join A Challenge
- Reported - view
Re: The Official* 2022 Debt Smackdown! Hi, I've claimed line 7 and my goal for 2022 is €12,643.16: Credit Card: balance €0 - keep PIF and off the float Overdraft: balance €500 - to be PIF in 2022 Private Loan: balance €18,000:…
- Zoë
- take care of the pennies...
- Zoeah
- 3 wk ago
- 7
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë December check in: Holiday (Sept 21): €750 / €750: December €0 Study Renovation (Oct 21): €1,550 / €1,750: Decem ber €0 Emergency Fund: €0 / €1,000 Total: €2,300 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 3 wk ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë December Update: Balances (1st Jan -> 31st December): Credit Card remains PIF Overdraft: €800 -> €500: December €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €0: December €424.…
- Zoë
- take care of the pennies...
- Zoeah
- 3 wk ago
- 4
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Marisa I've been so focused on looking forward to what I'll be able to do once it's gone that I think I forgot that getting rid of it is a milestone in itself. Thanks for the reminder!
- Zoë
- take care of the pennies...
- Zoeah
- 1 mth ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë November Update: Balances (1st Jan -> 30th November): Credit Card remains PIF Overdraft: €800 -> €500: November €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €400.33: November €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 1 mth ago
- 4
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë November check in: Holiday (Sept 21): €750 / €750: November €0 Study Renovation (Oct 21): €1,550 / €1,750: Novem ber €0 Emergency Fund: €0 / €1,000 Total: €2,300 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 1 mth ago
- 1
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë October check in: Holiday (Sept 21): €750 / €750: October €0 Study Renovation (Oct 21): €1,550 / €1,750: Octo ber €0 Emergency Fund: €0 / €1,000 Total: €2,300 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 2 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë October Update: Balances (1st Jan -> 31st October): Credit Card remains PIF Overdraft: €800 -> €500: October -€250 Bank Loan - to be PIF in 2021: €4,593.20 -> €842.20: October €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 2 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Coming Soon: Loan Accounts! 🏦 @Marisa Thanks, I'll have a look at it again after the monthly roll over which luckily isn't too far away!
- Zoë
- take care of the pennies...
- Zoeah
- 2 mths ago
- Announcements
- Reported - view
Re: Coming Soon: Loan Accounts! 🏦 @Marisa For context I'm not in the US (I'm in Ireland) and I've moved all of the transactions from my old mortgage tracking account over to the new loan account so that I have all my history in one…
- Zoë
- take care of the pennies...
- Zoeah
- 2 mths ago
- 2
- Announcements
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë September check in: Holiday (Sept 21): €750 / €750: September €170 Study Renovation (Oct 21): €1,550 / €1,750: September €0 Emergency Fund: €0 / €1,000 Total: €2,300 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 3 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë September Update: Balances (1st Jan -> 30th September): Credit Card remains PIF Overdraft: €800 -> €250: September €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €1,284.07: September €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 3 mths ago
- 3
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë August check in: Holiday (Sept 21): €580 / €750: August €160 Study Renovation (Oct 21): €1,550 / €1,750: August €0 Emergency Fund: €0 / €1,000 Total: €2,130 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 4 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë August Update: Balances (1st Jan -> 30th August): Credit Card remains PIF Overdraft: €800 -> €250: August -€150 Bank Loan - to be PIF in 2021: €4,593.20 -> €1,675.59: August €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 4 mths ago
- 3
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë July check in: Holiday (Sept 21): €420 / €750: June €160 Study Renovation (Oct 21): €1,550 / €1,750: June €450 Emergency Fund: €0 / €1,000 Total: €1,970 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 5 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë July Update: Balances (1st Jan -> 31st July): Credit Card remains PIF Overdraft: €800 -> €150: July €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €2,117.46: July €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 5 mths ago
- 5
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë June check in: Holiday (Sept 21): €260 / €750: June €160 Study Renovation (Oct 21): €1,100 / €1,750: June €525 Emergency Fund: €0 / €1,000 Total: €1,360 / €3,…
- Zoë
- take care of the pennies...
- Zoeah
- 6 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë June Update: Balances (1st Jan -> 30th June): Credit Card remains PIF Overdraft: €800 -> €150: June €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €2,559.33: June €441.87 (+Int €77.…
- Zoë
- take care of the pennies...
- Zoeah
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Zoë May check in: Holiday (Sept 21): €100 / €750: May €100 Study Renovation (Oct 21): €575 / €2,000 Emergency Fund: €0 / €1,000 Total: €675 / €3,750 -> 18% Slightly concerned I may have…
- Zoë
- take care of the pennies...
- Zoeah
- 7 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë May Update: Balances (1st Jan -> 30th April): Credit Card remains PIF Overdraft: €800 -> €150: May €100 Bank Loan - to be PIF in 2021: €4,593.20 -> €2,923.64: May €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 7 mths ago
- 4
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge Hi! I was going to wait until next year to join the savings challenge as my focus this year is still debt payoff, but after recently deciding that I would (hopefully!…
- Zoë
- take care of the pennies...
- Zoeah
- 8 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë April Update: Balances (1st Jan -> 30th April): Credit Card remains PIF Overdraft: €800 -> €250: Apr €0 Bank Loan - to be PIF in 2021: €4,593.20 -> €3,365.51: Apr €441.…
- Zoë
- take care of the pennies...
- Zoeah
- 8 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Violet Yeti Thanks! This year I made a change when allocating my income - I fill in what I need/want to put to debt first - minimums and any snowball/extra payments.…
- Zoë
- take care of the pennies...
- Zoeah
- 9 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Zoë March Update: Balances (1st Jan -> 31st March): Credit Card remains PIF Overdraft: €800 -> €250: Mar €250 Bank Loan - to be PIF in 2021: €4,593.20 -> €3,807.38: Mar €441.87 (+ Int €58.…
- Zoë
- take care of the pennies...
- Zoeah
- 10 mths ago
- 4
- Join A Challenge
- Reported - view

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Started YNAB 31/10/19 and wish I'd found it 10 years earlier!