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Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks for that tip. I've only been using YNAB since last October and the last 3 months of 2019 had a lot of upheaval as I was buying and renovating my first apartment and living…
- Zoe
- Zoeah
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Zoe June Update: Balances (1st Jan -> 30th Jun): Credit Card - to be PIF in 2020: €1,600 -> €419.60 Overdraft - to be PIF in 2020: €1,000 -> €1,000 Bank Loan - to be PIF in 2021: €7,184.…
- Zoe
- Zoeah
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Zoe May Update Credit Card: €300.00 PIF!!! (€1,600 paid in 2020) Overdraft: €0 Bank Loan: €260.33 Private Loan: €500.00 Mortgage: €511.93 TOTAL: €1,572.…
- Zoe
- Zoeah
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Every little helps! I've been doing these imagine if... calculations as well. They're great motivation! I have a 35yr mortgage but when I look at my current monthly payment against…
- Zoe
- Zoeah
- 3 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks for the encouragement! I'm strangely excited to make my 1st mortgage payment 🏘️
- Zoe
- Zoeah
- 3 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Zoe Paid off Apr '20: Bank Loan: €260.33 Private Loan: €500 TOTAL: €760.33 Managed to keep groceries spending down but indulged in a bit too much online shopping!…
- Zoe
- Zoeah
- 3 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown Paid off Mar '20: Credit Card: €700 Bank Loan: €260.33 Private Loan: €500 TOTAL: €1,460.33 Currently in lockdown until at least 19th April so using this as motivation to keep spending to an absolute…
- Zoe
- Zoeah
- 4 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Zoe Paid off Feb'20: Bank Loan: €260.33 Private Loan: €500 TOTAL: €760.33 Wasn't able to put anything towards the CC this month as I had to make some payments a month earlier than expected and had…
- Zoe
- Zoeah
- 5 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Zoe January 2020: I amended my 2020 goal to my minimum goal. Paid off Jan '20: Credit Card: €600 Bank Loan: €260.33 Private Loan: €500 TOTAL: €1,360.33 I have also now fully funded all of February…
- Zoe
- Zoeah
- 6 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown Hi, I've claimed line 58 and entered my stretch goal of €17,500. My minimum goal to achieve is €15,819.40 made up of: Credit Card: €1,600 - to be paid off in full before May Overdraft: €1,…
- Zoe
- Zoeah
- 7 mths ago
- 2
- Community Challenges
- Reported - view

Zoe

Zoeah

Ireland

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Just starting out with YNAB