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Re: Shuffling cash @Sky Blue Banjo If you spent $20 cash on swim lessons and entered a transaction in your cash account as -$20 with the category swim lessons, that's all you have to do!…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 5 days ago
- 3
- Using YNAB
- Reported - view
Re: Ready to Assign Category isn't changing @Irene O as far as avoiding stealing from the future, I would create categories with names "October Money", "November Money" etc and assign a certain amount in each category that will be used for…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 6 days ago
- 2
- Using YNAB
- Reported - view
Re: Student loans: refinanced! @Mayfly I've done it!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 12 days ago
- YNAB Wins
- Reported - view
Re: Student loans: refinanced! @Mayfly Thank you! I'll let you know when I actually sign the loan so you know when to expect money!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 13 days ago
- YNAB Wins
- Reported - view
Re: Student loans: refinanced! @ClimbingOutOfDebt @Mayfly are either of those referral links still active? I'm about to refinance and would like to use one!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 13 days ago
- YNAB Wins
- Reported - view
Re: Socking away budget/target money @falekaju Your account(s) do reflect what is in YNAB and vice versa. Just instead of YNAB showing that amorphous blob of money, it shows the individual jobs.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 13 days ago
- 7
- Setting Up Your Budget
- Reported - view
Re: 2021 Age Of Money Challenge @Emma Catherine little behind on this one, but I have been updating the spreadsheet. Here are my numbers for the year so far: April AOM: 44 May AOM: 53 June AOM: 64 July AOM: 68 August AOM:…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 wk ago
- Join A Challenge
- Reported - view
Re: Let’s 34-Day Reset together: Fall 2021 Style! I'm going to try this out! I don't typically spend a lot on things I don't need, but then I'll have a "bad" month and spend more than I've budgeted. So this challenge can't hurt! My rules are:…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 wk ago
- 3
- Join A Challenge
- Reported - view
Re: Trying not to smother my significant other @Rachel This is what I needed to hear. If combining everything helps set us both up for making good decisions moving forward, then I'll do it. I just didn't want to combine and then his spending…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- 2
- Money & Relationships
- Reported - view
Re: Trying not to smother my significant other Update and another question for all you lovely people! This past weekend my boyfriend agreed to sit down with me and let me walk him through setting up a budget in YNAB! It was a great first step.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- 1
- Money & Relationships
- Reported - view
Re: Looking for opinions on MY debt @Bruce She is well off, no need for extra money each month
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- Dealing with Debt
- Reported - view
Re: Looking for opinions on MY debt @Breau my grandma paid for my college, and now I'm in the process of paying her back with interest. No outside parties.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- Dealing with Debt
- Reported - view
Looking for opinions on MY debt
Hello all my fellow YNAB peeps! I'm looking for opinions on paying off my various types of debt! Of course, like buttholes, everyone has an opinion, so I'm hoping to read about some varying opinions…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- 15 replies
- 263
- 1
- Dealing with Debt
Trying not to smother my significant other
Hi, I'm Emma. I've been on the YNAB wagon since January 2020 and I've been all in since the start. Because of YNAB I've been able to save for a car purchase,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- 14 replies
- 317
- 2
- Money & Relationships
Re: 2021 Age Of Money Challenge Claiming line 41! Dec 2020 age of money was 104 January AOM: 118 February AOM: 103 March AOM: 29 (bought a car woo!) Goal is 75 days
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 5 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Emma Catherine Okay haven't updated since I started. January: Saved $1424.01 February: Saved $2208.94 March: Saved $1049.27
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 5 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Emma Catherine In March I paid off $275 towards towards student loans. And in April I begin paying off my new car loan
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 5 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Emma Catherine For January I paid off $277.64 of my debt. And for February I've paid $502.64!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 7 mths ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Purple Foal I’ve actually been saving for a year (since I started budgeting and YNAB) and I’m very proud of myself for sticking with it and I have over $10k towards my next car.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 8 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Claiming line 96 (woohoo birth year!) The following are my current debts: Car Lease (ends March 15th): $455.28 Family Loan: $23,013.95 Federal Loans: $21,964.48 Total = $45,433.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 8 mths ago
- 5
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge I am claiming line 49. This year I am buying a car, so I will probably be spending more than I'm saving this year, so I'm just going to count everything besides the money I take out for the car…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 8 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Accruals It's really up to personal preference, but if you set a savings goal for when it's due, YNAB will automatically do the math for you on how much you need to budget each month to meet the goal.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @Cameron I think almost all of us come into YNAB thinking that we shouldn't have our savings account in view because you will want to spend it, but that's the beauty of the app.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 yr ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @nolesrule Nah, more like a savings umbrella to represents your savings account. And then each of your savings goals within that umbrella which will all add up to your savings account balance 🙂
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @nolesrule Maybe that didn't come across clear. i have full visability of each of the things I'm saving far as I have subs for each in my savings category (see image)
Attachment
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 yr ago
- Setting Up Your Budget
- Reported - view

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