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Re: The Official 2021 Debt Smackdown @Emma Catherine For January I paid off $277.64 of my debt. And for February I've paid $502.64!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 wk ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Purple Foal I’ve actually been saving for a year (since I started budgeting and YNAB) and I’m very proud of myself for sticking with it and I have over $10k towards my next car.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Claiming line 96 (woohoo birth year!) The following are my current debts: Car Lease (ends March 15th): $455.28 Family Loan: $23,013.95 Federal Loans: $21,964.48 Total = $45,433.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- 4
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge I am claiming line 49. This year I am buying a car, so I will probably be spending more than I'm saving this year, so I'm just going to count everything besides the money I take out for the car…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Accruals It's really up to personal preference, but if you set a savings goal for when it's due, YNAB will automatically do the math for you on how much you need to budget each month to meet the goal.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 10 mths ago
- Tips & Tricks
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @Cameron I think almost all of us come into YNAB thinking that we shouldn't have our savings account in view because you will want to spend it, but that's the beauty of the app.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @nolesrule Nah, more like a savings umbrella to represents your savings account. And then each of your savings goals within that umbrella which will all add up to your savings account balance 🙂
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) @nolesrule Maybe that didn't come across clear. i have full visability of each of the things I'm saving far as I have subs for each in my savings category (see image)
Attachment
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) To make sure you've moved the funds from checking to savings, you check the amount available on the far right corner of the savings category matches your savings account balance.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal Workflow (transferring budgeted amounts to secondary account.) What you're wanting to do would be solved by having your savings account where it should be, in the budget section, not the tracked assets section. Then, to keep it out of your budget (as you want),…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Negative Starting Balance & Credit Card Floats So this is textbook credit card float. You do not have the available money to pay off your entire card balance RIGHT NOW. So I would look into those help forums and documents
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: The Official 2020 Debt Smackdown @Green Cleric I feel you on the birthday. Birthday's are my favorite holidays and I love spending them with the people who make me happy. Looks like this year it will just be me and my cat this…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 5
- Join A Challenge
- Reported - view
Re: Sort by last transaction inputed... and stay that way As far as I know it is sorted by time stamp of the transaction. So if you enter a transaction for this past Thursday and then one for this past Monday,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Using YNAB
- Reported - view
Re: Category Names @Jill McDevitt Love it! Seems like you have a good system and I love the emojis lol
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Tips & Tricks
- Reported - view
Re: Entering first month's budget @Brett M I was totally in your shoes at the beginning. I budgeted everything and I was like WTH?! Then I actually read the beginner's guides and everything fell into place.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Saving for a goal and then spending @Gabby G Yeah I haven't found where I like to keep vacation yet lol. There's also no vacation in my near future so that's not a problem haha
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Using YNAB
- Reported - view
Re: Saving for a goal and then spending @Gabby G That's a good thing to bring up actaully! So the wish farm wishes are purely wants. Whereas the gifts are "true expenses" ie things that will happen inevitably,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: Saving for a goal and then spending Yes it will directly come out of that category, no need for an additional one. You could do a test transaction to see where the money comes out as well 😊 Savings categories behave the same as…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: Budgeting with spouse The only experience I have in regards to budgeting with a spouse, is my parents, but I think they have a good system. They have a joint account (we will call it the family account) and then they…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 2
- Money & Relationships
- Reported - view
Re: Fresh nYNAB credit card balance @Slate Gray Cleric Maybe screenshots of each step you are doing would help clear up the confusion?
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Credit Cards & Debt
- Reported - view
Re: 2-Way Roommate Reimbursements I, personally, would probably keep track of who owes who what in a spreadsheet instead of YNAB. But spreadsheets are my happy place. I'm sure someone more adept in the app will have a better answer…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Setting Up Your Budget
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Matthew 😂 it's the government! No saving money for you!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 1
- Join A Challenge
- Reported - view
Re: Budget Planning with YNAB @Eric Poulin spreadsheets are my happy place, so I do as you do. I plan out months in advance in a spreadsheet, funding the big things first (bills, groceries,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Entering first month's budget @janineanne I'm with @Wiecked on this. WE'VE GOT YOUR BACK. Watch the how-to videos, read the help documents. If you start to get overwhelmed, read some journals of how people have turned their…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Attempting to add a link to my journal and it's saying I no longer have access? I had access yesterday. @Veronica
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 11 mths ago
- Join A Challenge
- Reported - view

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