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Re: Any way to 'reconcile' budgets? @Hot Pink Wildcat I just want to reiterate this point: @Vibrant said: you only work with the dollars that you have, until you get more. Comparing other budgeting methods and YNAB,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 23 hrs ago
- 3
- Using YNAB
- Reported - view
Re: My Ready to assign is $107,000. @nolesrule I agree, I was just trying to simplify the explanation of the basics of YNAB. For some people loading all account in at once can get confusing until they realize that the software doesn't…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- yesterday
- 1
- Using YNAB
- Reported - view
Re: My Ready to assign is $107,000. In a breakdown: Link any accounts you want on budget (typically checking, savings, and credit cards). I would just start would checking to begin. Make the starting balance of those accounts reflect…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- yesterday
- 1
- Using YNAB
- Reported - view
Re: My Ready to assign is $107,000. https://www.youneedabudget.com/ultimate-get-started-guide/ Highly recommend reading through that entire webpage. It walks you through the steps of a new budget
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- yesterday
- 4
- Using YNAB
- Reported - view
Re: 2022: The Official* Savings Challenge I am claiming line 21! This will be my 3rd year tracking my savings! In 2022 my goals are Continue saving for a house down payment and/or apartment moving fees. Saved $1,786.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 wk ago
- 4
- Join A Challenge
- Reported - view
Re: 2022 Age Of Money Challenge 💵 I've claimed line 6! Ended 2021 with 93 AOM and and 107 DOB. In 2022, I'm expecting to pay a big chunk of money that I've been saving, so I know my AOM will take a hit and I'm looking forward to…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 wk ago
- Join A Challenge
- Reported - view
Re: Averaging monthly activity over a certain time period? @Sky Blue Tugboat I entered them as emojis on my phone. Recently they are showing up as black and white on the web version and I don't know why 🤷‍♀️
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- API & Integrations
- Reported - view
Re: Averaging monthly activity over a certain time period?
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- API & Integrations
- Reported - view
Re: Averaging monthly activity over a certain time period? @Emma Catherine
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- API & Integrations
- Reported - view
Re: Averaging monthly activity over a certain time period? In the reports section you can see averages for all categories at once based on a certain time period.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- API & Integrations
- Reported - view
Re: Moving Overbudgeted Money, Changing Target Types If it were me, I would move that overbudgeted money back to the medical category, go back a month, and then move the overbudgeted wherever it was initially.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 1 mth ago
- 2
- Using YNAB
- Reported - view
Re: Is this Flexi? Is this even budgeting? Moving money between categories as different expenses come up (or your priorities change) is the definition of rolling with the punches. Having a plan can mean assigning money at the beginning of…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: New to YNAB 1. Click on the account. Click on the 3 dots in the top right. Click Edit account 2. I don't believe so. 3. No there is no way to do that automatically,…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- Using YNAB
- Reported - view
Re: Student loans: refinanced! @Mayfly Have you gotten the $200? I'm having a back and forth with Earnest with them claiming it was deposited 9/22, but it definitely never showed up in my bank account.
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- YNAB Wins
- Reported - view
Re: YNAB Price Change 2021 @Colin_G Someone else suggested "Actual Budget" and it's veeeery similar to YNAB. And it's only $4/month
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- 11
- Announcements
- Reported - view
Re: New Small Biz just starting out... You just have to make another budget. On the web, click on your budget name and then "New Budget"
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 2 mths ago
- Small Business
- Reported - view
Re: I am terrified of Getting Off the Float I just want to second @jenmas first point. You need to go through your monthly expenses/spending with a fine-tooth comb to see if there is anything that can be cut or lowered.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: How do you handle casual expenses payed buy you but shared with friends which need to return their share of the expanse? I was pondering this recently. I finally came to the conclusion that my reports will actually show the correct spending because it takes refunds into those categories into account in the math.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Getting Started and Frustrated @Lavender Cello yup!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Getting Started and Frustrated If you haven't started budgeting yet there shouldn't be a cleared vs uncleared. I would say start fresh. Just enter your starting balance of $3075 in your account and go from there.…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 4
- Using YNAB
- Reported - view
Re: Shuffling cash @Sky Blue Banjo If you spent $20 cash on swim lessons and entered a transaction in your cash account as -$20 with the category swim lessons, that's all you have to do!…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 3
- Using YNAB
- Reported - view
Re: Ready to Assign Category isn't changing @Irene O as far as avoiding stealing from the future, I would create categories with names "October Money", "November Money" etc and assign a certain amount in each category that will be used for…
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Student loans: refinanced! @Mayfly I've done it!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 4 mths ago
- YNAB Wins
- Reported - view
Re: Student loans: refinanced! @Mayfly Thank you! I'll let you know when I actually sign the loan so you know when to expect money!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 4 mths ago
- YNAB Wins
- Reported - view
Re: Student loans: refinanced! @ClimbingOutOfDebt @Mayfly are either of those referral links still active? I'm about to refinance and would like to use one!
- Emma Catherine
- Civil engineer getting back on track
- emmacatherine
- 4 mths ago
- YNAB Wins
- Reported - view

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